What if the biggest risk in retirement isn’t market crashes—but playing it too safe? On this episode Eric Hutter breaks down why a single “safe” withdrawal number can lead to unnecessary underspending. He explores flexible income strategies, guaranteed income buckets, tax considerations, and why preparation matters more than predictions. With real-world perspective from decades in the industry, Eric explains how retirees can navigate market swings, interest-rate headlines, and long retirements with a clearer income plan designed for real life—not just theory.

Get Your Retirement Kit TODAY! 

What if the biggest risk in retirement isn&rsquo;t market crashes&mdash;but playing it too safe? On this episode Eric Hutter breaks down why a single &ldquo;safe&rdquo; withdrawal number can lead to unnecessary underspending. He explores flexible income strategies, guaranteed income buckets, tax considerations, and why preparation matters more than predictions. With real-world perspective from decades in the industry, Eric explains how retirees can navigate market swings, interest-rate headlines, and long retirements with a clearer income plan designed for real life&mdash;not just theory.
<a href="https://ospreyretirement.com/contact/">Get Your Retirement Kit TODAY!&nbsp;</a>

The Hidden Cost of Playing It Too Safe in Retirement

What happens when market uncertainty, retirement timing, and overlooked planning gaps collide? On this episode Eric Hutter breaks down what today’s economic signals mean for people within five to ten years of retirement. The conversation covers risk exposure, why traditional diversification can fall short, and how a clear plan brings focus when markets turn volatile. You’ll also hear why estate documents often miss the mark, how long-term care is commonly misunderstood, and why proactive planning can replace confusion with clarity long before retirement arrives.

Get Your Retirement Kit TODAY! 

What happens when market uncertainty, retirement timing, and overlooked planning gaps collide? On this episode Eric Hutter breaks down what today&rsquo;s economic signals mean for people within five to ten years of retirement. The conversation covers risk exposure, why traditional diversification can fall short, and how a clear plan brings focus when markets turn volatile. You&rsquo;ll also hear why estate documents often miss the mark, how long-term care is commonly misunderstood, and why proactive planning can replace confusion with clarity long before retirement arrives.
<a href="https://ospreyretirement.com/contact/">Get Your Retirement Kit TODAY!&nbsp;</a>

When Retirement Gets Close, Risk Gets Real

What if easing into retirement is riskier than staying all in? On this episode, Eric Hutter breaks down the real questions behind going part‑time, claiming Social Security, and knowing when work truly ends. The conversation moves beyond account balances into income reliability, healthcare, taxes, and long‑term planning—highlighting why retirement isn’t about guessing the market but designing dependable income.

What if easing into retirement is riskier than staying all in? On this episode, Eric Hutter breaks down the real questions behind going part‑time, claiming Social Security, and knowing when work truly ends. The conversation moves beyond account balances into income reliability, healthcare, taxes, and long‑term planning&mdash;highlighting why retirement isn&rsquo;t about guessing the market but designing dependable income.

The Hidden Risk of Going Part Time Before Retirement

Taxes, Social Security, and retirement income collide in ways most people don’t see coming. On this episode Eric Hutter unpacks major tax-law changes affecting retirees, explain how new deductions may reshape filing decisions, and walk through updated Social Security rules for those still working. Eric also dives into income-focused retirement planning, withdrawal sequencing, and why guaranteed income matters more than market performance in retirement. The episode closes with a candid look at estate planning and how clear family communication can prevent conflict during the transfer of wealth.

Get Your Retirement Kit TODAY! 

Taxes, Social Security, and retirement income collide in ways most people don&rsquo;t see coming. On this episode Eric Hutter unpacks major tax-law changes affecting retirees, explain how new deductions may reshape filing decisions, and walk through updated Social Security rules for those still working. Eric also dives into income-focused retirement planning, withdrawal sequencing, and why guaranteed income matters more than market performance in retirement. The episode closes with a candid look at estate planning and how clear family communication can prevent conflict during the transfer of wealth.
<a href="https://ospreyretirement.com/contact/">Get Your Retirement Kit TODAY!&nbsp;</a>

The Tax Traps and Retirement Decisions That Catch People by Surprise

When everyday expenses start colliding with retirement dreams, the pressure gets real. On this episode Eric Hutter unpacks why so many Americans are tapping the brakes on retirement savings—and the hidden risks that can follow. Eric explores emotional decision-making, healthcare costs, early withdrawals, market volatility, and political uncertainty, with a clear focus on protecting long-term income. From timing retirement to understanding sequence-of-returns risk, this episode centers on building a plan designed to hold steady when headlines and markets don’t.

Get Your Retirement Kit TODAY! 

When everyday expenses start colliding with retirement dreams, the pressure gets real. On this episode Eric Hutter unpacks why so many Americans are tapping the brakes on retirement savings&mdash;and the hidden risks that can follow. Eric explores emotional decision-making, healthcare costs, early withdrawals, market volatility, and political uncertainty, with a clear focus on protecting long-term income. From timing retirement to understanding sequence-of-returns risk, this episode centers on building a plan designed to hold steady when headlines and markets don&rsquo;t.
<a href="https://ospreyretirement.com/contact/">Get Your Retirement Kit TODAY!&nbsp;</a>

The Hidden Risk of Retiring at the Wrong Time

You want to spread your wings in retirement – so why follow a plan that keeps you on the ground? If you’re looking for the right conditions to take off and fly, you’ll want the right podcast to help.

The Osprey Retirement Podcast, hosted by Osprey Retirement Solutions president and specialist Eric Hutter, brings you the information you need to create the retirement you want. From broad economic trends to the minute details of your portfolio plus the lighter side of the day’s news, the Osprey Retirement Podcast is the source you’re looking for. Listen and subscribe today!

 

Get Your Retirement Kit TODAY! 

You want to spread your wings in retirement &ndash; so why follow a plan that keeps you on the ground? If you&rsquo;re looking for the right conditions to take off and fly, you&rsquo;ll want the right podcast to help.
The Osprey Retirement Podcast, hosted by Osprey Retirement Solutions president and specialist Eric Hutter, brings you the information you need to create the retirement you want. From broad economic trends to the minute details of your portfolio plus the lighter side of the day&rsquo;s news, the Osprey Retirement Podcast is the source you&rsquo;re looking for. Listen and subscribe today!
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<a href="https://ospreyretirement.com/contact/">Get Your Retirement Kit TODAY!&nbsp;</a>

Osprey Retirement Podcast Trailer

You want to spread your wings in retirement – so why follow a plan that keeps you on the ground? If you’re looking for the right conditions to take off and fly, you’ll want the right podcast to help.

The Osprey Retirement Podcast, hosted by Osprey Retirement Solutions president and specialist Eric Hutter, brings you the information you need to create the retirement you want. From broad economic trends to the minute details of your portfolio plus the lighter side of the day’s news, the Osprey Retirement Podcast is the source you’re looking for. Listen and subscribe today!

You want to spread your wings in retirement &ndash; so why follow a plan that keeps you on the ground? If you&rsquo;re looking for the right conditions to take off and fly, you&rsquo;ll want the right podcast to help.
The<a href="https://ospreyretirement.com/contact/"> Osprey Retirement Podcast,</a> hosted by <a href="https://ospreyretirement.com/contact/">Osprey Retirement Solutions</a> president and specialist Eric Hutter, brings you the information you need to create the retirement you want. From broad economic trends to the minute details of your portfolio plus the lighter side of the day&rsquo;s news, the<a href="https://ospreyretirement.com/contact/"> Osprey Retirement Podcast</a> is the source you&rsquo;re looking for. Listen and subscribe today!

Osprey Retirement Radio Podcast

You want to spread your wings in retirement &ndash; so why follow a plan that keeps you on the ground? If you&rsquo;re looking for the right conditions to take off and fly, you&rsquo;ll want the right podcast to help.
The Osprey Retirement Podcast, hosted by Osprey Retirement Solutions president and specialist Eric Hutter, brings you the information you need to create the retirement you want. From broad economic trends to the minute details of your portfolio plus the lighter side of the day&rsquo;s news, the Osprey Retirement Podcast is the source you&rsquo;re looking for. Listen and subscribe today!

Osprey Retirement Podcast

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