AI, Elections, and Your Retirement: Are You Prepared for Uncertainty?

Can your retirement plan hold steady when AI uncertainty, market swings, and election headlines shake investor confidence? Eric Hutter discusses why retirees may need a different approach to risk than younger investors. He explores preparing for market downturns, managing sequence-of-returns risk, …

No Pension? How Will You Create a Retirement Paycheck?

What happens when the traditional pension disappears and your retirement savings have to become your paycheck? Eric Hutter explores approaches to creating predictable retirement income, the role annuities may play alongside Social Security, and why older portfolio strategies may deserve another loo…

The Retirement Curveballs No One Can Predict

What happens to your retirement plan when life throws a curveball you never saw coming? Eric Hutter explores how health challenges, caregiving responsibilities, market risk, and the loss of a spouse can reshape retirement. He discusses why flexibility matters, the value of consistent planning over …

Are You Saving Too Much for Retirement?

What if the biggest risk in retirement isn’t running out of money, but never fully using it? Eric Hutter explores the balance between enjoying retirement and preserving financial security, inspired by the ideas behind Die With Zero. He discusses creating reliable income, preparing for market downtu…

The Retirement Birthday Most People Miss: Why 59½ Matters

Turning 59½ could unlock retirement opportunities many people never knew existed. Eric Hutter explains why this often-overlooked milestone matters, from penalty-free withdrawals to potential 401(k) rollover options while still working. He also discusses hidden retirement fees, healthcare costs that…

The Retirement Jargon Most People Hear but Rarely Explain

What if the retirement terms you hear every day are quietly shaping major financial decisions without you fully understanding them? Eric Hutter breaks down common retirement jargon, including RMDs, longevity risk, sequence of returns risk, diversification, and Roth conversions. He also discusses wh…

Are You Ready for Retirement, or Just Hoping You Are?

What happens when retirement is getting closer, but you're still unsure how all the pieces fit together? On this episode, Eric Hutter discusses the questions many pre-retirees are asking, from Social Security claiming strategies and retirement income planning to Roth conversions, required minimum d…

Are You Saving Too Much for Retirement?

What if the biggest retirement risk isn’t running out of money, but never fully using it? Eric Hutter explores the balance between creating lasting memories and maintaining financial confidence in retirement. The conversation covers guaranteed income strategies, long-term care planning, the emotion…

Is Hidden Portfolio Risk Putting Your Retirement at Risk?

What if the biggest threat to your retirement isn't the market itself, but the amount of risk hiding in your portfolio? On this episode, Eric Hutter discusses how a retirement portfolio “x-ray” can uncover hidden vulnerabilities, income gaps, and tax challenges. The conversation explores Social Sec…

Warren Buffett Moved Billions to Cash. Should You?

What if playing it safe with your retirement savings could create a different kind of risk? On this episode, Eric Hutter discusses Warren Buffett’s massive cash position and the balance between market risk, inflation, and preserving purchasing power in retirement. He shares perspectives on navigati…