Can Your Retirement Plan Handle the Next Curveball?

What happens to your retirement plan when life delivers an unexpected curveball? Eric Hutter discusses often-overlooked retirement risks, including the tax consequences of losing a spouse, retiring earlier than planned, rising healthcare and dental expenses, and the challenges of making retirement …

SpaceX Fever: Should Retirees Buy Into the Hype?

Should retirees chase a headline-grabbing IPO like SpaceX, or focus on protecting the money they’ve already built? On this episode, Eric Hutter explores the balance between speculation and retirement planning, discussing IPO investing, managing FOMO, risk tolerance, and the role of guaranteed-incom…

The Cost of Playing It Too Safe in Retirement

Are retirees sacrificing life experiences because they're too afraid to spend the money they've worked so hard to save? Eric Hutter explores the balance between enjoying retirement and preserving financial security, discussing guaranteed income strategies, market risk, long-term care planning, and …

How “Phantom Income” Can Surprise Retirees

A simple 401(k) move could quietly trigger unexpected taxes in retirement. Eric Hutter explains how “phantom income” from withdrawals, RMDs, or even loan defaults can push retirees into higher tax brackets without realizing it. He breaks down required minimum distribution rules, common mistakes, an…

Before You Tap Retirement Savings, Hear This

When financial pressure rises, is your retirement savings the wrong place to turn? Eric Hutter explains why tapping retirement accounts can derail long-term plans and shares alternatives like budgeting adjustments and pausing contributions. The conversation explores the impact of early withdrawals,…

Should You Move Your Roth Back Into a 401(k)?

Could rolling your Roth account actually limit your flexibility—or unlock new opportunities? This episode explores a proposed rule allowing Roth IRAs to move into workplace plans, and why consolidation may or may not make sense. Eric Hutter breaks down real considerations around overlapping investm…

What Your Unread Emails Reveal About Your Retirement

Your overflowing inbox might be a warning sign for your retirement plan. Eric Hutter explores how “spring cleaning” your finances can uncover forgotten accounts, reduce overlap, and bring clarity to your strategy. From old 401(k)s to hidden assets, he explains the value of consolidation and clear c…

The 40-Year Retirement Reality

A 40-year retirement is no longer hypothetical—it’s reshaping how every dollar must work. This episode explores the shift from pension-backed security to self-funded income, and why longevity, inflation, and Social Security uncertainty are forcing new strategies. Eric Hutter breaks down how to conv…

Retirement Terms That Could Change Your Plan

Confused by retirement jargon? This episode decodes the terms that could shape your financial future. Eric Hutter breaks down key concepts like required minimum distributions, longevity risk, and sequence of returns risk, explaining how timing and market conditions can impact retirement income. The…

The Retirement Conversation Most People Never Have

What really happens in a first meeting with a retirement advisor—and why does clarity matter more than charts and jargon? Eric Hutter breaks down the discovery visit, focusing on plain‑English conversations, understanding risk, and avoiding assumptions as retirement approaches. The discussion explo…