When the Paycheck Stops: What Happens Next?

When the paycheck stops, how do you turn your retirement savings into income without giving up the potential for growth? Eric Hutter discusses balancing reliable retirement income with market exposure, starting with a clear understanding of monthly expenses and existing income sources. He explores …

Is 65 Still the Right Age to Retire?

Is age 65 still the right finish line for retirement, or has longevity changed the equation? Eric Hutter of Osprey Retirement Solutions discusses planning for a potentially decades-long retirement, creating guaranteed lifetime income, and finding creative ways to bridge income gaps. He also explore…

Will Your Retirement Income Last as Long as You Do?

What happens when living longer turns retirement income into an even bigger planning challenge? On this episode, Eric Hutter explores market risk, longevity, required minimum distributions, and the role fixed index annuities can play in creating protected retirement income. He discusses the differe…

AI, Elections, and Your Retirement: Are You Prepared for Uncertainty?

Can your retirement plan hold steady when AI uncertainty, market swings, and election headlines shake investor confidence? Eric Hutter discusses why retirees may need a different approach to risk than younger investors. He explores preparing for market downturns, managing sequence-of-returns risk, …

No Pension? How Will You Create a Retirement Paycheck?

What happens when the traditional pension disappears and your retirement savings have to become your paycheck? Eric Hutter explores approaches to creating predictable retirement income, the role annuities may play alongside Social Security, and why older portfolio strategies may deserve another loo…

The Retirement Curveballs No One Can Predict

What happens to your retirement plan when life throws a curveball you never saw coming? Eric Hutter explores how health challenges, caregiving responsibilities, market risk, and the loss of a spouse can reshape retirement. He discusses why flexibility matters, the value of consistent planning over …

Are You Saving Too Much for Retirement?

What if the biggest risk in retirement isn’t running out of money, but never fully using it? Eric Hutter explores the balance between enjoying retirement and preserving financial security, inspired by the ideas behind Die With Zero. He discusses creating reliable income, preparing for market downtu…

The Retirement Birthday Most People Miss: Why 59½ Matters

Turning 59½ could unlock retirement opportunities many people never knew existed. Eric Hutter explains why this often-overlooked milestone matters, from penalty-free withdrawals to potential 401(k) rollover options while still working. He also discusses hidden retirement fees, healthcare costs that…

The Retirement Jargon Most People Hear but Rarely Explain

What if the retirement terms you hear every day are quietly shaping major financial decisions without you fully understanding them? Eric Hutter breaks down common retirement jargon, including RMDs, longevity risk, sequence of returns risk, diversification, and Roth conversions. He also discusses wh…

Are You Ready for Retirement, or Just Hoping You Are?

What happens when retirement is getting closer, but you're still unsure how all the pieces fit together? On this episode, Eric Hutter discusses the questions many pre-retirees are asking, from Social Security claiming strategies and retirement income planning to Roth conversions, required minimum d…