The Hidden Cost of Playing It Too Safe in Retirement

What if the biggest risk in retirement isn’t market crashes—but playing it too safe? On this episode Eric Hutter breaks down why a single “safe” withdrawal number can lead to unnecessary underspending. He explores flexible income strategies, guaranteed income buckets, tax considerations, and why pr…

When Retirement Gets Close, Risk Gets Real

What happens when market uncertainty, retirement timing, and overlooked planning gaps collide? On this episode Eric Hutter breaks down what today’s economic signals mean for people within five to ten years of retirement. The conversation covers risk exposure, why traditional diversification can fal…

The Hidden Risk of Going Part Time Before Retirement

What if easing into retirement is riskier than staying all in? On this episode, Eric Hutter breaks down the real questions behind going part‑time, claiming Social Security, and knowing when work truly ends. The conversation moves beyond account balances into income reliability, healthcare, taxes, a…

The Tax Traps and Retirement Decisions That Catch People by Surprise

Taxes, Social Security, and retirement income collide in ways most people don’t see coming. On this episode Eric Hutter unpacks major tax-law changes affecting retirees, explain how new deductions may reshape filing decisions, and walk through updated Social Security rules for those still working. …

The Hidden Risk of Retiring at the Wrong Time

When everyday expenses start colliding with retirement dreams, the pressure gets real. On this episode Eric Hutter unpacks why so many Americans are tapping the brakes on retirement savings—and the hidden risks that can follow. Eric explores emotional decision-making, healthcare costs, early withdr…

Osprey Retirement Podcast Trailer

You want to spread your wings in retirement – so why follow a plan that keeps you on the ground? If you’re looking for the right conditions to take off and fly, you’ll want the right podcast to help. The Osprey Retirement Podcast, hosted by Osprey Retirement Solutions president and specialist Eric…