What happens when the traditional pension disappears and your retirement savings have to become your paycheck? Eric Hutter explores approaches to creating predictable retirement income, the role annuities may play alongside Social Security, and why older portfolio strategies may deserve another look. He also discusses withdrawal rates, market exposure, Roth conversions, tax planning, and simplifying multiple retirement accounts. It’s a conversation about understanding your options, recognizing potential risks, and building a retirement strategy around your individual needs.

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