What happens to your retirement plan when life throws a curveball you never saw coming? Eric Hutter explores how health challenges, caregiving responsibilities, market risk, and the loss of a spouse can reshape retirement. He discusses why flexibility matters, the value of consistent planning over chasing big gains, and how couples can prepare for unexpected life transitions. Through real-world stories and practical retirement insights, this episode highlights the importance of building a strategy designed to adapt when circumstances change.

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