What if the biggest risk in retirement isn’t running out of money, but never fully using it? Eric Hutter explores the balance between enjoying retirement and preserving financial security, inspired by the ideas behind Die With Zero. He discusses creating reliable income, preparing for market downturns, managing long-term care costs, and avoiding the trap of simply hoping your retirement plan will work. The conversation also highlights why planning for healthcare and caregiving challenges can be just as important as building wealth.

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