Dr. Nicole Saphier breaks down the Senate’s rejection of both parties’ proposals to expand ACA subsidies—and explains why she believes lawmakers finally made the right call. Dr. Saphier offers a sharp critique of the Affordable Care Act, arguing that it has empowered insurance companies while driving up costs and reducing care quality for everyday Americans.

She outlines a conservative, patient-centered path forward, including targeted temporary subsidies, expanded Health Savings Accounts, true catastrophic coverage, and the restoration of physician-owned medical centers. With clarity and candor, Dr. Saphier makes the case that only market-driven reforms and a rollback of ACA mandates can restore choice, affordability, and access across the U.S. healthcare system.