If you want your superannuation investment portfolio growing efficiently over the long run, it is DEFINITELY worth understanding the long term benefits and risks of how Australian shares work. In particular Industrial Australian shares. 

Not advice, and I am not recommending that you put 100% of your super in Australian shares, but I am recommending that you take a moment to understand the long term benefits of this asset class, that may assist you in not only affording to retire, but helping your superannuation last. Use this as your guide to get started.

In the meantime...

HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...)

If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup

Also, don’t forget to register my free Money Mindset & Manifestation Masterclass if you need help with motivation, clarity and support: https://courses.sugarmamma.tv/masterclass

Or you can just get started straight away and have me as your accountability coach through the Money Mindset & Manifestation Program here (P.S. It is game changing):

https://courses.sugarmamma.tv/join

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My Best Selling Books!

The $1000 Project Book: https://amzn.to/3RV0Bnq

Mindful Money: https://amzn.to/3RV0poc

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMammaTV.com 

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.

If you want your superannuation investment portfolio growing efficiently over the long run, it is DEFINITELY worth understanding the long term benefits and risks of how Australian shares work. In particular Industrial Australian shares. 
Not advice, and I am not recommending that you put 100% of your super in Australian shares, but I am recommending that you take a moment to understand the long term benefits of this asset class, that may assist you in not only affording to retire, but helping your superannuation last. Use this as your guide to get started.
In the meantime...
HOW YOU CAN WORK WITH ME (&amp; I CAN HELP YOU): (includes one-on-one appointment with me...)
If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget &amp; Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: <a href="https://courses.sugarmamma.tv/Signup">https://courses.sugarmamma.tv/Signup</a>
Also, don’t forget to register my free Money Mindset &amp; Manifestation Masterclass if you need help with motivation, clarity and support: <a href="https://courses.sugarmamma.tv/masterclass">https://courses.sugarmamma.tv/masterclass</a>
Or you can just get started straight away and have me as your accountability coach through the Money Mindset &amp; Manifestation Program here (P.S. It is game changing):
<a href="https://courses.sugarmamma.tv/join">https://courses.sugarmamma.tv/join</a>
Stay updated &amp; inspired...
<a href="https://www.instagram.com/sugarmammatv/?hl=en">@SugarMammaTV</a> – Money, budgeting, cashflow, motivation
<a href="https://www.instagram.com/cannacampbellofficial/?hl=en">@CannaCampbellofficial</a> – lifestyle, capsule wardrobe fashion, motherhood
Tik Tok - <a href="https://www.tiktok.com/@sugarmammatv">https://www.tiktok.com/@sugarmammatv</a>
My Best Selling Books!
The $1000 Project Book: <a href="https://amzn.to/3RV0Bnq">https://amzn.to/3RV0Bnq</a> 
Mindful Money: <a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a> 
My YouTube channel - over 500 bite size videos with over 12,000,000 views! <a href="https://www.youtube.com/c/SugarMamma">https://www.youtube.com/c/SugarMamma</a>
<a href="http://www.sugarmammatv/">www.SugarMammaTV.com </a>
Also, don't forget about my other podcast channel, "How Do They Afford That?" <a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235</a>
ADDITIONAL GENERAL ADVICE WARNING:
Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.
GENERAL ADVICE WARNING &amp; FINANCIAL PLANNING LICENSE DETAILS:
The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.
Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.

7 Reasons Why Australian Shares are essential for your super & FIRE!

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/4243c59e-b802-4d11-be6b-b20b0186e33f/transcript

In order to retire on $105,000 p.a. in today's dollars, ensuring that this income keeps up with inflation and lasts 30 years, you really need to think about having $1,850,000 in super. Yes. It is a lot. But not unachievable. If you want these funds to last further, plus leave $1,000,000 to your loved ones, you only need another $350,000 more.

This is the "sweet spot" that I will be talking more about soon, where that extra 20% or so, make a huge difference to your level of financial security. So in today's episode, I will talk about how much more aggressive you need to be with preparing to retire, with consistent, additional contributions going into your super. 

Please use this as a guide only, get professional personal advice from a Financial Planner and always be aware of the annual caps for super, that apply per financial year, (not calendar year). Once you put money into super, you can't get it out. So be careful!

Also:

If you are a small business owner. This article explains this legal tax loophole beautifully: https://www.cesmithmackay.com.au/resources/dont-forget-the-cgt-small-business-rollover

Two valuable calculators to be used as a guide: https://www.sugarmamma.tv/calculators/

AND: https://www.noelwhittaker.com.au/calculators/retirement-drawdown-calculator/

https://moneysmart.gov.au/retirement-income/account-based-pension-calculator

In the meantime...

HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...)

If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup

Also, don’t forget to register my free Money Mindset & Manifestation Masterclass if you need help with motivation, clarity and support: https://courses.sugarmamma.tv/masterclass

Or you can just get started straight away and have me as your accountability coach through the Money Mindset & Manifestation Program here (P.S. It is game changing):

https://courses.sugarmamma.tv/join

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My Best Selling Books!

The $1000 Project Book: https://amzn.to/3RV0Bnq

Mindful Money: https://amzn.to/3RV0poc

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMammaTV.com 

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.

In order to retire on $105,000 p.a. in today's dollars, ensuring that this income keeps up with inflation and lasts 30 years, you really need to think about having $1,850,000 in super. Yes. It is a lot. But not unachievable. If you want these funds to last further, plus leave $1,000,000 to your loved ones, you only need another $350,000 more.
This is the "sweet spot" that I will be talking more about soon, where that extra 20% or so, make a huge difference to your level of financial security. So in today's episode, I will talk about how much more aggressive you need to be with preparing to retire, with consistent, additional contributions going into your super. 
Please use this as a guide only, get professional personal advice from a Financial Planner and always be aware of the annual caps for super, that apply per financial year, (not calendar year). Once you put money into super, you can't get it out. So be careful!
Also:
If you are a small business owner. This article explains this legal tax loophole beautifully: <a href="https://www.cesmithmackay.com.au/resources/dont-forget-the-cgt-small-business-rollover">https://www.cesmithmackay.com.au/resources/dont-forget-the-cgt-small-business-rollover</a>
Two valuable calculators to be used as a guide: <a href="https://www.sugarmamma.tv/calculators/">https://www.sugarmamma.tv/calculators/</a> 
AND: <a href="https://www.noelwhittaker.com.au/calculators/retirement-drawdown-calculator/">https://www.noelwhittaker.com.au/calculators/retirement-drawdown-calculator/</a>
<a href="https://moneysmart.gov.au/retirement-income/account-based-pension-calculator">https://moneysmart.gov.au/retirement-income/account-based-pension-calculator</a>
In the meantime...
HOW YOU CAN WORK WITH ME (&amp; I CAN HELP YOU): (includes one-on-one appointment with me...)
If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget &amp; Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: <a href="https://courses.sugarmamma.tv/Signup">https://courses.sugarmamma.tv/Signup</a>
Also, don’t forget to register my free Money Mindset &amp; Manifestation Masterclass if you need help with motivation, clarity and support: <a href="https://courses.sugarmamma.tv/masterclass">https://courses.sugarmamma.tv/masterclass</a>
Or you can just get started straight away and have me as your accountability coach through the Money Mindset &amp; Manifestation Program here (P.S. It is game changing):
<a href="https://courses.sugarmamma.tv/join">https://courses.sugarmamma.tv/join</a>
Stay updated &amp; inspired...
<a href="https://www.instagram.com/sugarmammatv/?hl=en">@SugarMammaTV</a> – Money, budgeting, cashflow, motivation
<a href="https://www.instagram.com/cannacampbellofficial/?hl=en">@CannaCampbellofficial</a> – lifestyle, capsule wardrobe fashion, motherhood
Tik Tok - <a href="https://www.tiktok.com/@sugarmammatv">https://www.tiktok.com/@sugarmammatv</a>
My Best Selling Books!
The $1000 Project Book: <a href="https://amzn.to/3RV0Bnq">https://amzn.to/3RV0Bnq</a> 
Mindful Money: <a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a> 
My YouTube channel - over 500 bite size videos with over 12,000,000 views! <a href="https://www.youtube.com/c/SugarMamma">https://www.youtube.com/c/SugarMamma</a>
<a href="http://www.sugarmammatv/">www.SugarMammaTV.com </a>
Also, don't forget about my other podcast channel, "How Do They Afford That?" <a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235</a>
ADDITIONAL GENERAL ADVICE WARNING:
Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.
GENERAL ADVICE WARNING &amp; FINANCIAL PLANNING LICENSE DETAILS:
The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.
Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.

Want to retire on $105,000 P.A.? Plus leave $1,000,000 behind?

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/ab865550-91f3-4bdc-9b4c-b2230095dbc6/transcript

In last week's episode I spoke about working out how much money you need in super in order to retire rich. I really focused on my worries when people use other people's averages as their own benchmark, as those averages are dangerously low. How much you need depends on how much you want to retire on, when you want to retire and how long you want that money to last. 

Essentially there are two figures you could use as a guide...$1,850,000 if you want to retire on $105,000 p.a. potentially lasting 30 years, using a net return of 6.5% p.a. OR $2,200,000+ if you want the same outcome, but be able to leave at least $1,000,000 in your estate. 

In this week's episode, I share how 2 basic strategies can help get the average Australian in their mid 40's to $1,350,000 and then share 10 more ideas to help bridge the remaining gap of $500,000. 

Tip No.10 is the most important one to know about if you are a small business owner. This article explains this legal tax loophole beautifully: https://www.cesmithmackay.com.au/resources/dont-forget-the-cgt-small-business-rollover

Make sure you are following this show, SugarMamma's Fireplay as I will be showing you how to work towards building $2,200,000 in super for your retirement. 

Two valuable calculators to be used as a guide: https://www.sugarmamma.tv/calculators/

AND: https://www.noelwhittaker.com.au/calculators/retirement-drawdown-calculator/

In the meantime...

HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...)

If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup

Also, don’t forget to register my free Money Mindset & Manifestation Masterclass if you need help with motivation, clarity and support: https://courses.sugarmamma.tv/masterclass

Or you can just get started straight away and have me as your accountability coach through the Money Mindset & Manifestation Program here (P.S. It is game changing):

https://courses.sugarmamma.tv/join

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My Best Selling Books!

The $1000 Project Book: https://amzn.to/3RV0Bnq

Mindful Money: https://amzn.to/3RV0poc

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMammaTV.com 

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.

In last week's episode I spoke about working out how much money you need in super in order to retire rich. I really focused on my worries when people use other people's averages as their own benchmark, as those averages are dangerously low. How much you need depends on how much you want to retire on, when you want to retire and how long you want that money to last. 
Essentially there are two figures you could use as a guide...$1,850,000 if you want to retire on $105,000 p.a. potentially lasting 30 years, using a net return of 6.5% p.a. OR $2,200,000+ if you want the same outcome, but be able to leave at least $1,000,000 in your estate. 
In this week's episode, I share how 2 basic strategies can help get the average Australian in their mid 40's to $1,350,000 and then share 10 more ideas to help bridge the remaining gap of $500,000. 
Tip No.10 is the most important one to know about if you are a small business owner. This article explains this legal tax loophole beautifully: <a href="https://www.cesmithmackay.com.au/resources/dont-forget-the-cgt-small-business-rollover">https://www.cesmithmackay.com.au/resources/dont-forget-the-cgt-small-business-rollover</a>
Make sure you are following this show, SugarMamma's Fireplay as I will be showing you how to work towards building $2,200,000 in super for your retirement. 
Two valuable calculators to be used as a guide: <a href="https://www.sugarmamma.tv/calculators/">https://www.sugarmamma.tv/calculators/</a> 
AND: <a href="https://www.noelwhittaker.com.au/calculators/retirement-drawdown-calculator/">https://www.noelwhittaker.com.au/calculators/retirement-drawdown-calculator/</a>
In the meantime...
HOW YOU CAN WORK WITH ME (&amp; I CAN HELP YOU): (includes one-on-one appointment with me...)
If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget &amp; Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: <a href="https://courses.sugarmamma.tv/Signup">https://courses.sugarmamma.tv/Signup</a>
Also, don’t forget to register my free Money Mindset &amp; Manifestation Masterclass if you need help with motivation, clarity and support: <a href="https://courses.sugarmamma.tv/masterclass">https://courses.sugarmamma.tv/masterclass</a>
Or you can just get started straight away and have me as your accountability coach through the Money Mindset &amp; Manifestation Program here (P.S. It is game changing):
<a href="https://courses.sugarmamma.tv/join">https://courses.sugarmamma.tv/join</a>
Stay updated &amp; inspired...
<a href="https://www.instagram.com/sugarmammatv/?hl=en">@SugarMammaTV</a> – Money, budgeting, cashflow, motivation
<a href="https://www.instagram.com/cannacampbellofficial/?hl=en">@CannaCampbellofficial</a> – lifestyle, capsule wardrobe fashion, motherhood
Tik Tok - <a href="https://www.tiktok.com/@sugarmammatv">https://www.tiktok.com/@sugarmammatv</a>
My Best Selling Books!
The $1000 Project Book: <a href="https://amzn.to/3RV0Bnq">https://amzn.to/3RV0Bnq</a> 
Mindful Money: <a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a> 
My YouTube channel - over 500 bite size videos with over 12,000,000 views! <a href="https://www.youtube.com/c/SugarMamma">https://www.youtube.com/c/SugarMamma</a>
<a href="http://www.sugarmammatv/">www.SugarMammaTV.com </a>
Also, don't forget about my other podcast channel, "How Do They Afford That?" <a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235</a>
ADDITIONAL GENERAL ADVICE WARNING:
Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.
GENERAL ADVICE WARNING &amp; FINANCIAL PLANNING LICENSE DETAILS:
The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.
Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.

$1,850,000 - GROW YOUR WEALTH FOR RETIREMENT (10 IDEAS)

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/4b828855-1687-4e73-98e8-b21c014c7d48/transcript

One of my biggest fears is that people will take a sense of complacency in average advice provided by "financial experts". Seeing numbers thrown around about how much you need to retire are often fraught with dangers as these numbers appear to be extremely low and don't create a future of financial freedom but frightening financial poverty.

To take this worry of mine further, I also worry that the realisation of this average advice is realised too late in life. When we don't have the time or energy left to fix this gap.

So instead of sitting on my hands in silence, I felt the need to speak up, share my concerns and give you more information and things to consider so that you can understand the work needed, see the opportunity and get greater clarity about what is important to you.

HOW I CAN HELP YOU: (includes one-on-one appointment with me...)

If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup

Also, don’t forget to register my free Money Mindset & Manifestation Masterclass if you need help with motivation, clarity and support: https://courses.sugarmamma.tv/masterclass

Or you can just get started straight away and have me as your accountability coach through the Money Mindset & Manifestation Program here (P.S. It is game changing):

https://courses.sugarmamma.tv/join

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My Best Selling Books!

The $1000 Project Book: https://amzn.to/3RV0Bnq

Mindful Money: https://amzn.to/3RV0poc

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMammaTV.com 

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.

One of my biggest fears is that people will take a sense of complacency in average advice provided by "financial experts". Seeing numbers thrown around about how much you need to retire are often fraught with dangers as these numbers appear to be extremely low and don't create a future of financial freedom but frightening financial poverty.
To take this worry of mine further, I also worry that the realisation of this average advice is realised too late in life. When we don't have the time or energy left to fix this gap.
So instead of sitting on my hands in silence, I felt the need to speak up, share my concerns and give you more information and things to consider so that you can understand the work needed, see the opportunity and get greater clarity about what is important to you.
HOW I CAN HELP YOU: (includes one-on-one appointment with me...)
If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget &amp; Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: <a href="https://courses.sugarmamma.tv/Signup">https://courses.sugarmamma.tv/Signup</a>
Also, don’t forget to register my free Money Mindset &amp; Manifestation Masterclass if you need help with motivation, clarity and support: <a href="https://courses.sugarmamma.tv/masterclass">https://courses.sugarmamma.tv/masterclass</a>
Or you can just get started straight away and have me as your accountability coach through the Money Mindset &amp; Manifestation Program here (P.S. It is game changing):
<a href="https://courses.sugarmamma.tv/join">https://courses.sugarmamma.tv/join</a>
Stay updated &amp; inspired...
<a href="https://www.instagram.com/sugarmammatv/?hl=en">@SugarMammaTV</a> – Money, budgeting, cashflow, motivation
<a href="https://www.instagram.com/cannacampbellofficial/?hl=en">@CannaCampbellofficial</a> – lifestyle, capsule wardrobe fashion, motherhood
Tik Tok - <a href="https://www.tiktok.com/@sugarmammatv">https://www.tiktok.com/@sugarmammatv</a>
My Best Selling Books!
The $1000 Project Book: <a href="https://amzn.to/3RV0Bnq">https://amzn.to/3RV0Bnq</a> 
Mindful Money: <a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a> 
My YouTube channel - over 500 bite size videos with over 12,000,000 views! <a href="https://www.youtube.com/c/SugarMamma">https://www.youtube.com/c/SugarMamma</a>
<a href="http://www.sugarmammatv/">www.SugarMammaTV.com </a>
Also, don't forget about my other podcast channel, "How Do They Afford That?" <a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235</a>
ADDITIONAL GENERAL ADVICE WARNING:
Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.
GENERAL ADVICE WARNING &amp; FINANCIAL PLANNING LICENSE DETAILS:
The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.
Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.

How Much Do We Need to Retire Rich? 

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/4cca183d-16db-4244-9659-b1f7004b2fdf/transcript

The First Home Owner Super Scheme has been helping Australians get their foot in the door of the competitive property ladder. In today's episode, Adam McCabe and Financial Planner, Richard Nicholls join me as we break down this opportunity and help you understand the pros, cons and even risks and consequences of the First Home Owner Super Scheme, so that you can help understand if this is right for you and how to make it work for you, so that you can thrive!

Should you wish to chat with Adam McCabe from Blue Lantern about your home loan needs: adam.mccabe@bluelantern.com.au

Should you wish to chat with Financial Planner, Richard Nicholls, you can contact him here: richard.nicholls@bluelantern.com.au

Please know that I receive no ($0/0%) benefit if you engage with Adam or Richard. I am happy to simply share their contact details for you to use as a tool for your financial journey. 

IN THE MEANTIME...

HOW I CAN HELP YOU: (includes one-on-one appointment with me...)

If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup

Also, don’t forget to register my free Money Mindset & Manifestation Masterclass if you need help with motivation, clarity and support: https://courses.sugarmamma.tv/masterclass

Or you can just get started straight away and have me as your accountability coach through the Money Mindset & Manifestation Program here (P.S. It is game changing):

https://courses.sugarmamma.tv/join

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My Best Selling Books!

The $1000 Project Book: https://amzn.to/3RV0Bnq

Mindful Money: https://amzn.to/3RV0poc

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMammaTV.com 

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.

The First Home Owner Super Scheme has been helping Australians get their foot in the door of the competitive property ladder. In today's episode, Adam McCabe and Financial Planner, Richard Nicholls join me as we break down this opportunity and help you understand the pros, cons and even risks and consequences of the First Home Owner Super Scheme, so that you can help understand if this is right for you and how to make it work for you, so that you can thrive!
Should you wish to chat with Adam McCabe from Blue Lantern about your home loan needs: <a href="mailto:adam.mccabe@bluelantern.com.au">adam.mccabe@bluelantern.com.au</a>
Should you wish to chat with Financial Planner, Richard Nicholls, you can contact him here: <a href="mailto:richard.nicholls@bluelantern.com.au">richard.nicholls@bluelantern.com.au</a>
Please know that I receive no ($0/0%) benefit if you engage with Adam or Richard. I am happy to simply share their contact details for you to use as a tool for your financial journey. 
IN THE MEANTIME...
HOW I CAN HELP YOU: (includes one-on-one appointment with me...)
If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget &amp; Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: <a href="https://courses.sugarmamma.tv/Signup">https://courses.sugarmamma.tv/Signup</a>
Also, don’t forget to register my free Money Mindset &amp; Manifestation Masterclass if you need help with motivation, clarity and support: <a href="https://courses.sugarmamma.tv/masterclass">https://courses.sugarmamma.tv/masterclass</a>
Or you can just get started straight away and have me as your accountability coach through the Money Mindset &amp; Manifestation Program here (P.S. It is game changing):
<a href="https://courses.sugarmamma.tv/join">https://courses.sugarmamma.tv/join</a>
Stay updated &amp; inspired...
<a href="https://www.instagram.com/sugarmammatv/?hl=en">@SugarMammaTV</a> – Money, budgeting, cashflow, motivation
<a href="https://www.instagram.com/cannacampbellofficial/?hl=en">@CannaCampbellofficial</a> – lifestyle, capsule wardrobe fashion, motherhood
Tik Tok - <a href="https://www.tiktok.com/@sugarmammatv">https://www.tiktok.com/@sugarmammatv</a>
My Best Selling Books!
The $1000 Project Book: <a href="https://amzn.to/3RV0Bnq">https://amzn.to/3RV0Bnq</a> 
Mindful Money: <a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a> 
My YouTube channel - over 500 bite size videos with over 12,000,000 views! <a href="https://www.youtube.com/c/SugarMamma">https://www.youtube.com/c/SugarMamma</a>
<a href="http://www.sugarmammatv/">www.SugarMammaTV.com </a>
Also, don't forget about my other podcast channel, "How Do They Afford That?" <a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235</a>
ADDITIONAL GENERAL ADVICE WARNING:
Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.
GENERAL ADVICE WARNING &amp; FINANCIAL PLANNING LICENSE DETAILS:
The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.
Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.

First Home Owner Super Saver Scheme - Everything you NEED to know

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/b17181d3-3fe1-447c-b994-b1f8006f81df/transcript

Stacey from @Budget_Save_Spend is one of the savviest people I know when it comes to finding a great bargain AND saving money. In today's episode I get to pick her brain for you and share the most amazing hacks and secrets that you may have never known about!

Please make sure you follow Stacie for more insights and inso! @budget_save_spend

https://www.instagram.com/budget_save_spend/?hl=en

HOW I CAN HELP YOU: (includes one-on-one appointment with me...)

If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup

Also, don’t forget to register my free Money Mindset & Manifestation Masterclass if you need help with motivation, clarity and support: https://courses.sugarmamma.tv/masterclass

Or you can just get started straight away and have me as your accountability coach through the Money Mindset & Manifestation Program here (P.S. It is game changing):

https://courses.sugarmamma.tv/join

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My Best Selling Books!

The $1000 Project Book: https://amzn.to/3RV0Bnq

Mindful Money: https://amzn.to/3RV0poc

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMammaTV.com 

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.

Stacey from @Budget_Save_Spend is one of the savviest people I know when it comes to finding a great bargain AND saving money. In today's episode I get to pick her brain for you and share the most amazing hacks and secrets that you may have never known about!
Please make sure you follow Stacie for more insights and inso! @budget_save_spend
<a href="https://www.instagram.com/budget_save_spend/?hl=en">https://www.instagram.com/budget_save_spend/?hl=en</a> 
HOW I CAN HELP YOU: (includes one-on-one appointment with me...)
If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget &amp; Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: <a href="https://courses.sugarmamma.tv/Signup">https://courses.sugarmamma.tv/Signup</a>
Also, don’t forget to register my free Money Mindset &amp; Manifestation Masterclass if you need help with motivation, clarity and support: <a href="https://courses.sugarmamma.tv/masterclass">https://courses.sugarmamma.tv/masterclass</a>
Or you can just get started straight away and have me as your accountability coach through the Money Mindset &amp; Manifestation Program here (P.S. It is game changing):
<a href="https://courses.sugarmamma.tv/join">https://courses.sugarmamma.tv/join</a>
Stay updated &amp; inspired...
<a href="https://www.instagram.com/sugarmammatv/?hl=en">@SugarMammaTV</a> – Money, budgeting, cashflow, motivation
<a href="https://www.instagram.com/cannacampbellofficial/?hl=en">@CannaCampbellofficial</a> – lifestyle, capsule wardrobe fashion, motherhood
Tik Tok - <a href="https://www.tiktok.com/@sugarmammatv">https://www.tiktok.com/@sugarmammatv</a>
My Best Selling Books!
The $1000 Project Book: <a href="https://amzn.to/3RV0Bnq">https://amzn.to/3RV0Bnq</a> 
Mindful Money: <a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a> 
My YouTube channel - over 500 bite size videos with over 12,000,000 views! <a href="https://www.youtube.com/c/SugarMamma">https://www.youtube.com/c/SugarMamma</a>
<a href="http://www.sugarmammatv/">www.SugarMammaTV.com </a>
Also, don't forget about my other podcast channel, "How Do They Afford That?" <a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235</a>
ADDITIONAL GENERAL ADVICE WARNING:
Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.
GENERAL ADVICE WARNING &amp; FINANCIAL PLANNING LICENSE DETAILS:
The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.
Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.

BUDGETING QUEEN! Stacie shares her BEST MONEY SAVING HACKS!

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/a9e6dcc2-dc9b-4dbc-b4ef-b1e6003c936b/transcript

Matt Hey decided to go against the grain and return back to using cash, leaving his credit and debit cards at home. He didn't realise how much this would help him save so much money and alleviate financial stress. Listen to his story and his advice if you want to give this a go for yourself.

HOW I CAN HELP YOU: (includes one-on-one appointment with me...)

If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup

Also, don’t forget to register my free Money Mindset & Manifestation Masterclass if you need help with motivation, clarity and support: https://courses.sugarmamma.tv/masterclass

Or you can just get started straight away and have me as your accountability coach through the Money Mindset & Manifestation Program here (P.S. It is game changing):

https://courses.sugarmamma.tv/join

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My Best Selling Books!

The $1000 Project Book: https://amzn.to/3RV0Bnq

Mindful Money: https://amzn.to/3RV0poc

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMammaTV.com 

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.

Matt Hey decided to go against the grain and return back to using cash, leaving his credit and debit cards at home. He didn't realise how much this would help him save so much money and alleviate financial stress. Listen to his story and his advice if you want to give this a go for yourself.
HOW I CAN HELP YOU: (includes one-on-one appointment with me...)
If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget &amp; Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: <a href="https://courses.sugarmamma.tv/Signup">https://courses.sugarmamma.tv/Signup</a>
Also, don’t forget to register my free Money Mindset &amp; Manifestation Masterclass if you need help with motivation, clarity and support: <a href="https://courses.sugarmamma.tv/masterclass">https://courses.sugarmamma.tv/masterclass</a>
Or you can just get started straight away and have me as your accountability coach through the Money Mindset &amp; Manifestation Program here (P.S. It is game changing):
<a href="https://courses.sugarmamma.tv/join">https://courses.sugarmamma.tv/join</a>
Stay updated &amp; inspired...
<a href="https://www.instagram.com/sugarmammatv/?hl=en">@SugarMammaTV</a> – Money, budgeting, cashflow, motivation
<a href="https://www.instagram.com/cannacampbellofficial/?hl=en">@CannaCampbellofficial</a> – lifestyle, capsule wardrobe fashion, motherhood
Tik Tok - <a href="https://www.tiktok.com/@sugarmammatv">https://www.tiktok.com/@sugarmammatv</a>
My Best Selling Books!
The $1000 Project Book: <a href="https://amzn.to/3RV0Bnq">https://amzn.to/3RV0Bnq</a> 
Mindful Money: <a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a> 
My YouTube channel - over 500 bite size videos with over 12,000,000 views! <a href="https://www.youtube.com/c/SugarMamma">https://www.youtube.com/c/SugarMamma</a>
<a href="http://www.sugarmammatv/">www.SugarMammaTV.com </a>
Also, don't forget about my other podcast channel, "How Do They Afford That?" <a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235</a>
ADDITIONAL GENERAL ADVICE WARNING:
Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.
GENERAL ADVICE WARNING &amp; FINANCIAL PLANNING LICENSE DETAILS:
The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.
Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.

This 29 yo reveals his cash strategy for SAVING MONEY - Matt Hey 

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/4ebc51e6-4a91-4bd4-ae8a-b1cd000038be/transcript

For your "Start here" questions, please send them directly to me on Instagram @SugarMammaTV or @CannaCampbellofficial

Please know that this is general in nature and for educational purposes only. It is so important that you do a risk profile, understand your deadlines for your goals, take into consideration your situation, security and values. Always see a Financial Planner for personal advice. 

IN THE MEANTIME...HOW I CAN HELP YOU:

If you need help with your budget or are sick of living paycheque to paycheque, sign up to the FREE SugarMamma Budget & Cashflow Masterclass here and yes, this included a FREE Zoom appointment with me one on one: https://courses.sugarmamma.tv/registration-page

Or you can just get started with fixing your budget today by enrolling in The SugarMamma Budget & Cashflow Academy course here: https://courses.sugarmamma.tv/Signup

Also, don’t forget to register my free Money Mindset & Manifestation Masterclass if you need help with motivation, clarity and support: https://courses.sugarmamma.tv/masterclass

Or you can just get started straight away and have me as your accountability coach through the Money Mindset & Manifestation Program here (P.S. It is game changing):

https://courses.sugarmamma.tv/join

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My Best Selling Books!

The $1000 Project Book: booktopia.kh4ffx.net/DVqDMj

Mindful Money: booktopia.kh4ffx.net/Xxrz5o

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMammaTV.com 

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.

For your "Start here" questions, please send them directly to me on Instagram @SugarMammaTV or @CannaCampbellofficial
Please know that this is general in nature and for educational purposes only. It is so important that you do a risk profile, understand your deadlines for your goals, take into consideration your situation, security and values. Always see a Financial Planner for personal advice. 
IN THE MEANTIME...HOW I CAN HELP YOU:
If you need help with your budget or are sick of living paycheque to paycheque, sign up to the FREE SugarMamma Budget &amp; Cashflow Masterclass here and yes, this included a FREE Zoom appointment with me one on one: <a href="https://courses.sugarmamma.tv/registration-page">https://courses.sugarmamma.tv/registration-page</a>
Or you can just get started with fixing your budget today by enrolling in The SugarMamma Budget &amp; Cashflow Academy course here: <a href="https://courses.sugarmamma.tv/Signup">https://courses.sugarmamma.tv/Signup</a>
Also, don’t forget to register my free Money Mindset &amp; Manifestation Masterclass if you need help with motivation, clarity and support: <a href="https://courses.sugarmamma.tv/masterclass">https://courses.sugarmamma.tv/masterclass</a>
Or you can just get started straight away and have me as your accountability coach through the Money Mindset &amp; Manifestation Program here (P.S. It is game changing):
<a href="https://courses.sugarmamma.tv/join">https://courses.sugarmamma.tv/join</a>
Stay updated &amp; inspired...
<a href="https://www.instagram.com/sugarmammatv/?hl=en">@SugarMammaTV</a> – Money, budgeting, cashflow, motivation
<a href="https://www.instagram.com/cannacampbellofficial/?hl=en">@CannaCampbellofficial</a> – lifestyle, capsule wardrobe fashion, motherhood
Tik Tok - <a href="https://www.tiktok.com/@sugarmammatv">https://www.tiktok.com/@sugarmammatv</a>
My Best Selling Books!
The $1000 Project Book: <a href="http://booktopia.kh4ffx.net/DVqDMj">booktopia.kh4ffx.net/DVqDMj</a>
Mindful Money: <a href="http://booktopia.kh4ffx.net/Xxrz5o">booktopia.kh4ffx.net/Xxrz5o</a>
My YouTube channel - over 500 bite size videos with over 12,000,000 views! <a href="https://www.youtube.com/c/SugarMamma">https://www.youtube.com/c/SugarMamma</a>
<a href="http://www.sugarmammatv/">www.SugarMammaTV.com </a>
Also, don't forget about my other podcast channel, "How Do They Afford That?" <a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235</a>
ADDITIONAL GENERAL ADVICE WARNING:
Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.
GENERAL ADVICE WARNING &amp; FINANCIAL PLANNING LICENSE DETAILS:
The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.
Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.

Start Here: Episode 4: HELP! I am 38 and don't know what to do!

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/fa184a25-4db2-44c6-b04d-b14e00469334/transcript

Let me know what you think of this topic? Would you like to hear more? Subscriber requests direct this channel, so send me a DM on Instagram with what you think, like and want more of! @SugarMammaTV

To learn more about this topic, you can register my free Money Mindset & Manifestation Masterclass if you need help with motivation, clarity and support: https://courses.sugarmamma.tv/masterclass

Or you can just get started straight away and have me as your accountability coach through the Money Mindset & Manifestation Program here (P.S. It is game changing):

https://courses.sugarmamma.tv/join

If you need help with your budget or are sick of living paycheque to paycheque, sign up to the FREE SugarMamma Budget & Cashflow Masterclass here: https://courses.sugarmamma.tv/registration-page

Or you can just get started with fixing your budget today by enrolling in The SugarMamma Budget & Cashflow Academy course here: https://courses.sugarmamma.tv/Signup

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My Best Selling Books!

The $1000 Project Book: booktopia.kh4ffx.net/DVqDMj

Mindful Money: booktopia.kh4ffx.net/Xxrz5o

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMammaTV.com  - subscribe to access your FREE Budget Template

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.

Let me know what you think of this topic? Would you like to hear more? Subscriber requests direct this channel, so send me a DM on Instagram with what you think, like and want more of! @SugarMammaTV
To learn more about this topic, you can register my free Money Mindset &amp; Manifestation Masterclass if you need help with motivation, clarity and support: <a href="https://courses.sugarmamma.tv/masterclass">https://courses.sugarmamma.tv/masterclass</a>
Or you can just get started straight away and have me as your accountability coach through the Money Mindset &amp; Manifestation Program here (P.S. It is game changing):
<a href="https://courses.sugarmamma.tv/join">https://courses.sugarmamma.tv/join</a>
If you need help with your budget or are sick of living paycheque to paycheque, sign up to the FREE SugarMamma Budget &amp; Cashflow Masterclass here: <a href="https://courses.sugarmamma.tv/registration-page">https://courses.sugarmamma.tv/registration-page</a>
Or you can just get started with fixing your budget today by enrolling in The SugarMamma Budget &amp; Cashflow Academy course here: <a href="https://courses.sugarmamma.tv/Signup">https://courses.sugarmamma.tv/Signup</a>
Stay updated &amp; inspired...
<a href="https://www.instagram.com/sugarmammatv/?hl=en">@SugarMammaTV</a> – Money, budgeting, cashflow, motivation
<a href="https://www.instagram.com/cannacampbellofficial/?hl=en">@CannaCampbellofficial</a> – lifestyle, capsule wardrobe fashion, motherhood
Tik Tok - <a href="https://www.tiktok.com/@sugarmammatv">https://www.tiktok.com/@sugarmammatv</a>
My Best Selling Books!
The $1000 Project Book: <a href="http://booktopia.kh4ffx.net/DVqDMj">booktopia.kh4ffx.net/DVqDMj</a>
Mindful Money: <a href="http://booktopia.kh4ffx.net/Xxrz5o">booktopia.kh4ffx.net/Xxrz5o</a>
My YouTube channel - over 500 bite size videos with over 12,000,000 views! <a href="https://www.youtube.com/c/SugarMamma">https://www.youtube.com/c/SugarMamma</a>
<a href="http://www.sugarmammatv/">www.SugarMammaTV.com </a> - subscribe to access your FREE Budget Template
Also, don't forget about my other podcast channel, "How Do They Afford That?" <a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235</a>
ADDITIONAL GENERAL ADVICE WARNING:
Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.
GENERAL ADVICE WARNING &amp; FINANCIAL PLANNING LICENSE DETAILS:
The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.
Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.

Manifesting Money - Prove me wrong!

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/3c657679-83ac-4930-9928-afa901447a05/transcript

Adam McCabe from Blue Lantern Home Loans is back and he is answering all of your questions about the Mortgage Market...like what is a good rate right now, if he thinks rates will rise again, what to do if you are struggling to make your repayments etc.

Please know that if you have any questions, you can always DM us @SugarMammaTV and if you want to speak with Adam, Joe or John from Blue Lantern, you can email him adam@bluelantern.com.au or call him directly 0423 685 133. Please know that we receive $0/0% fees or commission. Adam is my own personal Mortgage Broker whom I have worked with and trust based on 18 years + of working together. He not only looks after my own loans but also my friends and family.

HOW I CAN HELP YOU:

If you need help with your budget or are sick of living paycheque to paycheque, sign up to the FREE SugarMamma Budget & Cashflow Masterclass here and yes, this included a FREE Zoom appointment with me one on one: https://courses.sugarmamma.tv/registration-page

Or you can just get started with fixing your budget today by enrolling in The SugarMamma Budget & Cashflow Academy course here: https://courses.sugarmamma.tv/Signup

Also, don’t forget to register my free Money Mindset & Manifestation Masterclass if you need help with motivation, clarity and support: https://courses.sugarmamma.tv/masterclass

Or you can just get started straight away and have me as your accountability coach through the Money Mindset & Manifestation Program here (P.S. It is game changing):

https://courses.sugarmamma.tv/join

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My Best Selling Books!

The $1000 Project Book: booktopia.kh4ffx.net/DVqDMj

Mindful Money: booktopia.kh4ffx.net/Xxrz5o

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMammaTV.com 

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.

Adam McCabe from Blue Lantern Home Loans is back and he is answering all of your questions about the Mortgage Market...like what is a good rate right now, if he thinks rates will rise again, what to do if you are struggling to make your repayments etc.
Please know that if you have any questions, you can always DM us @SugarMammaTV and if you want to speak with Adam, Joe or John from Blue Lantern, you can email him <a href="mailto:adam@bluelantern.com.au">adam@bluelantern.com.au</a> or call him directly 0423 685 133. Please know that we receive $0/0% fees or commission. Adam is my own personal Mortgage Broker whom I have worked with and trust based on 18 years + of working together. He not only looks after my own loans but also my friends and family.
HOW I CAN HELP YOU:
If you need help with your budget or are sick of living paycheque to paycheque, sign up to the FREE SugarMamma Budget &amp; Cashflow Masterclass here and yes, this included a FREE Zoom appointment with me one on one: <a href="https://courses.sugarmamma.tv/registration-page">https://courses.sugarmamma.tv/registration-page</a>
Or you can just get started with fixing your budget today by enrolling in The SugarMamma Budget &amp; Cashflow Academy course here: <a href="https://courses.sugarmamma.tv/Signup">https://courses.sugarmamma.tv/Signup</a>
Also, don’t forget to register my free Money Mindset &amp; Manifestation Masterclass if you need help with motivation, clarity and support: <a href="https://courses.sugarmamma.tv/masterclass">https://courses.sugarmamma.tv/masterclass</a>
Or you can just get started straight away and have me as your accountability coach through the Money Mindset &amp; Manifestation Program here (P.S. It is game changing):
<a href="https://courses.sugarmamma.tv/join">https://courses.sugarmamma.tv/join</a>
Stay updated &amp; inspired...
<a href="https://www.instagram.com/sugarmammatv/?hl=en">@SugarMammaTV</a> – Money, budgeting, cashflow, motivation
<a href="https://www.instagram.com/cannacampbellofficial/?hl=en">@CannaCampbellofficial</a> – lifestyle, capsule wardrobe fashion, motherhood
Tik Tok - <a href="https://www.tiktok.com/@sugarmammatv">https://www.tiktok.com/@sugarmammatv</a>
My Best Selling Books!
The $1000 Project Book: <a href="http://booktopia.kh4ffx.net/DVqDMj">booktopia.kh4ffx.net/DVqDMj</a>
Mindful Money: <a href="http://booktopia.kh4ffx.net/Xxrz5o">booktopia.kh4ffx.net/Xxrz5o</a>
My YouTube channel - over 500 bite size videos with over 12,000,000 views! <a href="https://www.youtube.com/c/SugarMamma">https://www.youtube.com/c/SugarMamma</a>
<a href="http://www.sugarmammatv/">www.SugarMammaTV.com </a>
Also, don't forget about my other podcast channel, "How Do They Afford That?" <a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235</a>
ADDITIONAL GENERAL ADVICE WARNING:
Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.
GENERAL ADVICE WARNING &amp; FINANCIAL PLANNING LICENSE DETAILS:
The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.
Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.

Ask Adam: Will interest rates rise? What should we do?

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/3dfd7fbd-3858-4ff9-975d-b1ad015749d6/transcript

Having been a Financial Planner for over 15 years, I have seen first hand how money problems can breed stress. Often, people make wrong money decisions because the world of finance can be intimidating and confusing. This podcast cuts through the jargon and provides practical, accessible financial education and empowerment - so you can build sustainable wealth and help achieve financial freedom. You will also hear real-life success stories from people who have transformed their finances and be empowered by valuable advice from industry experts. So join me for the start of a bold and brilliant financial future and growing community. For immediate access to all my content follow @SugarMammaTV@CannaCampbellofficial xCC

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