In this Start Here episode, Canna answers Pamela’s question:

“I’ve only got $77,000 in super and plan to retire in three years at 65. My home is worth $3 million, but most of my money is tied up in it. I’m considering downsizing — what do I need to know to make this money last?”

Canna explains:


How the Downsizer Contribution rules work and who qualifies.


What to check before selling — including getting professional valuations, researching new property costs, and calculating net proceeds after fees.


Why the downsizer top-up might not fully close a retirement gap, and what other strategies can help bridge the difference.


How to plan your cash flow, super contributions, and investment mix for sustainable income in retirement.


Why working with a licensed financial planner can make all the difference in mapping out the next stage of your financial journey.

If you’re 55 or older and considering freeing up equity from your home, this episode will help you understand how to turn that value into a secure, flexible, and confident retirement plan.

🪙 Key Takeaways


The Downsizer Contribution allows up to $300K per person (or $600K per couple) to be added to super from the sale of your home.


You must make the contribution within 90 days of settlement and you only get one opportunity to do so.


Always account for sale and purchase costs — including commissions, stamp duty, and moving expenses — before assuming how much you’ll unlock.


A financial planner can help close any remaining gap through salary sacrificing, after-tax contributions, and long-term investing strategies.


Downsizing is about financial freedom, not just a smaller home.

⚠️ General Advice Disclaimer

This podcast provides general advice only and has been prepared without taking into account your objectives, financial situation, or needs. Before acting on any information, you should consider whether it is appropriate for you and, where appropriate, seek personal financial advice from a licensed financial planner.

📱 Connect with Canna

Instagram: @SugarMammaTV | @CannaCampbellOfficial
Podcast: SugarMamma’s Fireplay
YouTube: SugarMammaTV
Books: The $1000 Project | Mindful Money | Financial Freedom (coming soon)

💬 Let’s Keep the Conversation Going

I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.

📚 My Books

If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here

(These are Amazon affiliate links to my own books.)

💡 Work With Me

Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Coaching
Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
👉Join here

🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMamma.TV
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here

⚖️ General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

 

In this Start Here episode, Canna answers Pamela&rsquo;s question:
<blockquote data-start="350" data-end="572">
&ldquo;I&rsquo;ve only got $77,000 in super and plan to retire in three years at 65. My home is worth $3 million, but most of my money is tied up in it. I&rsquo;m considering downsizing &mdash; what do I need to know to make this money last?&rdquo;
</blockquote>
Canna explains:
<ul data-start="592" data-end="1187">
<li data-start="592" data-end="660">
How the Downsizer Contribution rules work and who qualifies.
</li>
<li data-start="661" data-end="811">
What to check before selling &mdash; including getting professional valuations, researching new property costs, and calculating net proceeds after fees.
</li>
<li data-start="812" data-end="938">
Why the downsizer top-up might not fully close a retirement gap, and what other strategies can help bridge the difference.
</li>
<li data-start="939" data-end="1048">
How to plan your cash flow, super contributions, and investment mix for sustainable income in retirement.
</li>
<li data-start="1049" data-end="1187">
Why working with a licensed financial planner can make all the difference in mapping out the next stage of your financial journey.
</li>
</ul>
If you&rsquo;re 55 or older and considering freeing up equity from your home, this episode will help you understand how to turn that value into a secure, flexible, and confident retirement plan.
<hr data-start="1381" data-end="1384">
🪙 Key Takeaways
<ul data-start="1411" data-end="2037">
<li data-start="1411" data-end="1546">
The Downsizer Contribution allows up to $300K per person (or $600K per couple) to be added to super from the sale of your home.
</li>
<li data-start="1547" data-end="1661">
You must make the contribution within 90 days of settlement and you only get one opportunity to do so.
</li>
<li data-start="1662" data-end="1807">
Always account for sale and purchase costs &mdash; including commissions, stamp duty, and moving expenses &mdash; before assuming how much you&rsquo;ll unlock.
</li>
<li data-start="1808" data-end="1965">
A financial planner can help close any remaining gap through salary sacrificing, after-tax contributions, and long-term investing strategies.
</li>
<li data-start="1966" data-end="2037">
Downsizing is about financial freedom, not just a smaller home.
</li>
</ul>
<hr data-start="2039" data-end="2042">
⚠️ General Advice Disclaimer
This podcast provides general advice only and has been prepared without taking into account your objectives, financial situation, or needs. Before acting on any information, you should consider whether it is appropriate for you and, where appropriate, seek personal financial advice from a licensed financial planner.
<hr data-start="2404" data-end="2407">
📱 Connect with Canna
Instagram: <a href="https://www.instagram.com/sugarmammatv" data-start="2450" data-end="2505">@SugarMammaTV</a> | <a href="https://www.instagram.com/cannacampbellofficial" data-start="2508" data-end="2581">@CannaCampbellOfficial</a> Podcast: SugarMamma&rsquo;s Fireplay YouTube: SugarMammaTV Books: The $1000 Project | Mindful Money | Financial Freedom (coming soon)
💬 Let&rsquo;s Keep the Conversation Going
I&rsquo;d love to hear your thoughts on this episode! Reach out to me anytime on Instagram&nbsp;<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;so we can keep this important conversation alive.
📚 My Books
If you&rsquo;re ready to deepen your financial knowledge, check out my books:
<ul>
<li>Best Seller:<a href="https://amzn.to/3RV0Bnq">The $1000 Project</a></li>
<li>**Mindful Money](<a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a>)</li>
<li>Motivated Money by Peter Thornhill(a huge inspiration for me):&nbsp;<a href="https://amzn.to/40rn2Vr">Read it here</a></li>
</ul>
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here&rsquo;s how we can work together:
<ol>
<li>The SugarMamma Budget &amp; Cashflow Academy Sick of living paycheque to paycheque or feeling overwhelmed by your money? This course includes aone-on-one appointment with me&nbsp;so I can personally help you. 👉&nbsp;<a href="https://courses.sugarmamma.tv/Signup">Enrol here</a></li>
<li>Money Mindset &amp; Manifestation Coaching Join my program for ongoing support, clarity, and motivation. You&rsquo;ll get direct access to me and a community of like-minded people ready to make powerful change. 👉<a href="https://courses.sugarmamma.tv/join">Join here</a></li>
</ol>
🌟 Stay Connected &amp; Inspired
<ul>
<li>Instagram:<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;&mdash; money, budgeting, cashflow &amp; motivation</li>
<li>Instagram:<a href="https://www.instagram.com/cannacampbellofficial">@CannaCampbellofficial</a>&nbsp;&mdash; lifestyle, capsule wardrobe fashion, motherhood</li>
<li>TikTok:<a href="https://www.tiktok.com/@sugarmammatv">@SugarMammaTV</a></li>
<li>YouTube:<a href="https://www.youtube.com/c/SugarMamma">SugarMammaTV</a>&nbsp;&mdash; over 500 bite-sized videos with more than 12 million views!</li>
<li>Website:<a href="https://www.sugarmamma.tv/">SugarMamma.TV</a></li>
<li>Don&rsquo;t forget my other podcast:How Do They Afford That?&nbsp;👉&nbsp;<a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">Listen here</a></li>
</ul>
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is&nbsp;general information only&nbsp;&mdash; never personal, product, or investment advice. Always:
<ul>
<li>Do your own research.</li>
<li>Weigh up the pros, cons, fees, caps, taxes, and risks.</li>
<li>Seek professional advice before making financial decisions.</li>
</ul>
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser&nbsp;of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).
&nbsp;

START HERE: Downsizing for Retirement: How to Turn Your Home Equity Into Financial Freedom

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/80a760cb-90c2-49ee-be1a-b3870007a7d2/transcript

Welcome to Ask Adam: Home Upgrades and

Signs It's Time to Upgrade Your Home

The Upgrade Dilemma: Financial vs Emotional

The First Step: Assessing Your Finances and

Navigating the Timing Challenge of Upgrading

The Hidden Costs of Upgrading

Navigating Interest Rates in the Current

The Benefits of Working with a Mortgage

Preparing for the Future: Smart Steps for

Closing Remarks and Contact Information

Promoting Blue Lantern's Expert Services

Your favourite Mortgage Broker is back, Adam McCabe from Blue Lantern. One of the best Mortgage Broking firms in Australia and the most experienced. Today we get to ask Adam about upgrading the family home...when is the right time to make the big move and what is the best and safest way to make this happen as smoothly as possible. 

In this episode we learn so much about the process but also the essential hacks and tips to ensure that you are in the driving seat at all times and this important milestone is achieved with no regrets and in the best way possible. 

If you would like to chat with Adam about your mortgage, upgrading ideas and needs or even debt recycling, you can contact him on 0423 685 133 or Adam.Mccabe@bluelantern.com.au 

Instagram: https://www.instagram.com/bluelanternhomeloans/ 

Not sponsored: Please note that we do not receive any financial benefit in any form from having Adam on the show. We are honoured to have such a valuable insights shared by Adam, taking time out of his busy day to help us with our financial journey's which often include a mortgage free life.

💬 Let’s Keep the Conversation Going

I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.

📚 My Books

If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here

(These are Amazon affiliate links to my own books.)

💡 Work With Me

Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Coaching
Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
👉Join here

🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMamma.TV
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here

⚖️ General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

 

Your favourite Mortgage Broker is back, Adam McCabe from Blue Lantern. One of the best Mortgage Broking firms in Australia and the most experienced. Today we get to ask Adam about upgrading the family home...when is the right time to make the big move and what is the best and safest way to make this happen as smoothly as possible.&nbsp;
In this episode we learn so much about the process but also the essential hacks and tips to ensure that you are in the driving seat at all times and this important milestone is achieved with no regrets and in the best way possible.&nbsp;
If you would like to chat with Adam about your mortgage, upgrading ideas and needs or even debt recycling, you can contact him on 0423 685 133 or <a href="mailto:Adam.Mccabe@bluelantern.com.au">Adam.Mccabe@bluelantern.com.au</a>&nbsp;
Instagram: <a href="https://www.instagram.com/bluelanternhomeloans/">https://www.instagram.com/bluelanternhomeloans/</a>&nbsp;
Not sponsored: Please note that we do not receive any financial benefit in any form from having Adam on the show. We are honoured to have such a valuable insights shared by Adam, taking time out of his busy day to help us with our financial journey's which often include a mortgage free life.
💬 Let&rsquo;s Keep the Conversation Going
I&rsquo;d love to hear your thoughts on this episode! Reach out to me anytime on Instagram&nbsp;<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;so we can keep this important conversation alive.
📚 My Books
If you&rsquo;re ready to deepen your financial knowledge, check out my books:
<ul>
<li>Best Seller:<a href="https://amzn.to/3RV0Bnq">The $1000 Project</a></li>
<li>**Mindful Money](<a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a>)</li>
<li>Motivated Money by Peter Thornhill(a huge inspiration for me):&nbsp;<a href="https://amzn.to/40rn2Vr">Read it here</a></li>
</ul>
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here&rsquo;s how we can work together:
<ol>
<li>The SugarMamma Budget &amp; Cashflow Academy Sick of living paycheque to paycheque or feeling overwhelmed by your money? This course includes aone-on-one appointment with me&nbsp;so I can personally help you. 👉&nbsp;<a href="https://courses.sugarmamma.tv/Signup">Enrol here</a></li>
<li>Money Mindset &amp; Manifestation Coaching Join my program for ongoing support, clarity, and motivation. You&rsquo;ll get direct access to me and a community of like-minded people ready to make powerful change. 👉<a href="https://courses.sugarmamma.tv/join">Join here</a></li>
</ol>
🌟 Stay Connected &amp; Inspired
<ul>
<li>Instagram:<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;&mdash; money, budgeting, cashflow &amp; motivation</li>
<li>Instagram:<a href="https://www.instagram.com/cannacampbellofficial">@CannaCampbellofficial</a>&nbsp;&mdash; lifestyle, capsule wardrobe fashion, motherhood</li>
<li>TikTok:<a href="https://www.tiktok.com/@sugarmammatv">@SugarMammaTV</a></li>
<li>YouTube:<a href="https://www.youtube.com/c/SugarMamma">SugarMammaTV</a>&nbsp;&mdash; over 500 bite-sized videos with more than 12 million views!</li>
<li>Website:<a href="https://www.sugarmamma.tv/">SugarMamma.TV</a></li>
<li>Don&rsquo;t forget my other podcast:How Do They Afford That?&nbsp;👉&nbsp;<a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">Listen here</a></li>
</ul>
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is&nbsp;general information only&nbsp;&mdash; never personal, product, or investment advice. Always:
<ul>
<li>Do your own research.</li>
<li>Weigh up the pros, cons, fees, caps, taxes, and risks.</li>
<li>Seek professional advice before making financial decisions.</li>
</ul>
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser&nbsp;of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).
&nbsp;

ASK ADAM: When and how to upgrade the family home without going broke

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/42e135d7-65bb-414b-87b9-b3350155c85f/transcript

In this heartfelt Start Here episode, Canna answers a listener’s question about how to talk to ageing parents about money — especially when you’re worried they might make risky decisions around super or retirement.

Canna explores how to start these sensitive conversations with empathy, respect, and confidence. She shares practical tools and scripts for opening the dialogue without conflict, helping your parents get quality financial advice, and keeping family boundaries intact while staying supportive.

What You’ll Learn:
✨ Why conversations about money across generations can be emotional — and how to make them constructive
✨ How to lead with curiosity rather than control
✨ Ways to encourage your parents to do a financial “health check”
✨ How to use free support like Centrelink’s Financial Information Service (FIS)
✨ The benefits of asking super funds if they offer free general advice
✨ How to balance helping your parents while protecting your own goals
✨ The key phrase that will change every family money talk: “I’m your ally, not your auditor.”

Key Takeaway:
Talking about money with your parents isn’t about control — it’s about care. Lead with empathy, curiosity, and respect, and remember: progress in family finances is measured not by who’s right, but by who feels heard.

📎 Disclaimers

This episode provides general financial education only and does not constitute personal financial advice or product recommendations. You should always consider your personal circumstances and seek advice from a licensed financial planner before making financial decisions.

📲 Follow & Share

If this episode helped you, please share it with someone who might be navigating the same challenge.
Follow Canna on Instagram at @SugarMammaTV and @CannaCampbellOfficial.
🎧 Subscribe to SugarMamma’s Fireplay wherever you listen to your podcasts.

💬 Let’s Keep the Conversation Going

I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.

📚 My Books

If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here

(These are Amazon affiliate links to my own books.)

💡 Work With Me

Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Coaching
Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
👉Join here

🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMamma.TV
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here

⚖️ General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

 

In this heartfelt Start Here episode, Canna answers a listener&rsquo;s question about how to talk to ageing parents about money &mdash; especially when you&rsquo;re worried they might make risky decisions around super or retirement.
Canna explores how to start these sensitive conversations with empathy, respect, and confidence. She shares practical tools and scripts for opening the dialogue without conflict, helping your parents get quality financial advice, and keeping family boundaries intact while staying supportive.
What You&rsquo;ll Learn: ✨ Why conversations about money across generations can be emotional &mdash; and how to make them constructive ✨ How to lead with curiosity rather than control ✨ Ways to encourage your parents to do a financial &ldquo;health check&rdquo; ✨ How to use free support like Centrelink&rsquo;s Financial Information Service (FIS) ✨ The benefits of asking super funds if they offer free general advice ✨ How to balance helping your parents while protecting your own goals ✨ The key phrase that will change every family money talk: &ldquo;I&rsquo;m your ally, not your auditor.&rdquo;
Key Takeaway: Talking about money with your parents isn&rsquo;t about control &mdash; it&rsquo;s about care. Lead with empathy, curiosity, and respect, and remember: progress in family finances is measured not by who&rsquo;s right, but by who feels heard.
<hr data-start="1623" data-end="1626">
📎 Disclaimers
This episode provides general financial education only and does not constitute personal financial advice or product recommendations. You should always consider your personal circumstances and seek advice from a licensed financial planner before making financial decisions.
<hr data-start="1936" data-end="1939">
📲 Follow &amp; Share
If this episode helped you, please share it with someone who might be navigating the same challenge. Follow Canna on Instagram at <a href="https://www.instagram.com/sugarmammatv" data-start="2100" data-end="2155">@SugarMammaTV</a> and <a href="https://www.instagram.com/cannacampbellofficial" data-start="2160" data-end="2233">@CannaCampbellOfficial</a>. 🎧 Subscribe to SugarMamma&rsquo;s Fireplay wherever you listen to your podcasts.
💬 Let&rsquo;s Keep the Conversation Going
I&rsquo;d love to hear your thoughts on this episode! Reach out to me anytime on Instagram&nbsp;<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;so we can keep this important conversation alive.
📚 My Books
If you&rsquo;re ready to deepen your financial knowledge, check out my books:
<ul>
<li>Best Seller:<a href="https://amzn.to/3RV0Bnq">The $1000 Project</a></li>
<li>**Mindful Money](<a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a>)</li>
<li>Motivated Money by Peter Thornhill(a huge inspiration for me):&nbsp;<a href="https://amzn.to/40rn2Vr">Read it here</a></li>
</ul>
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here&rsquo;s how we can work together:
<ol>
<li>The SugarMamma Budget &amp; Cashflow Academy Sick of living paycheque to paycheque or feeling overwhelmed by your money? This course includes aone-on-one appointment with me&nbsp;so I can personally help you. 👉&nbsp;<a href="https://courses.sugarmamma.tv/Signup">Enrol here</a></li>
<li>Money Mindset &amp; Manifestation Coaching Join my program for ongoing support, clarity, and motivation. You&rsquo;ll get direct access to me and a community of like-minded people ready to make powerful change. 👉<a href="https://courses.sugarmamma.tv/join">Join here</a></li>
</ol>
🌟 Stay Connected &amp; Inspired
<ul>
<li>Instagram:<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;&mdash; money, budgeting, cashflow &amp; motivation</li>
<li>Instagram:<a href="https://www.instagram.com/cannacampbellofficial">@CannaCampbellofficial</a>&nbsp;&mdash; lifestyle, capsule wardrobe fashion, motherhood</li>
<li>TikTok:<a href="https://www.tiktok.com/@sugarmammatv">@SugarMammaTV</a></li>
<li>YouTube:<a href="https://www.youtube.com/c/SugarMamma">SugarMammaTV</a>&nbsp;&mdash; over 500 bite-sized videos with more than 12 million views!</li>
<li>Website:<a href="https://www.sugarmamma.tv/">SugarMamma.TV</a></li>
<li>Don&rsquo;t forget my other podcast:How Do They Afford That?&nbsp;👉&nbsp;<a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">Listen here</a></li>
</ul>
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is&nbsp;general information only&nbsp;&mdash; never personal, product, or investment advice. Always:
<ul>
<li>Do your own research.</li>
<li>Weigh up the pros, cons, fees, caps, taxes, and risks.</li>
<li>Seek professional advice before making financial decisions.</li>
</ul>
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser&nbsp;of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).
&nbsp;

START HERE: How to Talk to Your Parents About Money (Without Starting a Fight)

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/c6f425a5-8f20-49cc-9e94-b38700077985/transcript

In this week’s episode of SugarMamma’s Fireplay, proudly supported by moomoo, I sit down with influential veteran investor Michael McCarthy to talk about something that’s never been more important  getting started with investing.

We break down why investing is no longer optional in today’s world, the growing wealth gap between investors and non-investors, and how new technology — especially AI — is helping level the playing field for everyday Australians.

To check out the moomoo app, you can download it here: https://start.moomoo.com/0tfLnT - not an affiliate link.

Michael shares his professional insights on:


Why now is the time to take action and become an investor -  especially when you consider the long term impact of inflation.


How compounding returns and dividends build long-term wealth.


The key differences between active and passive investing — and how to decide which approach suits you.


How AI-powered tools inside moomoo are helping investors make more confident and informed decisions.


Why it’s possible to start small, stay consistent, and still reach financial independence over time.

We also talk about the psychology of getting started — how to overcome hesitation, fear and analysis paralysis — and why waiting for “the perfect time” often costs you more than getting started imperfectly.

This episode will empower you to take that next step, no matter where you are in your financial journey.

💡 My Takeaway:

The longer you wait to start investing, the harder it becomes to catch up. Time is your greatest asset — not timing. With the right mindset, a disciplined plan, and access to powerful tools like moomoo, anyone can begin building wealth and moving closer to financial freedom.

📲 Resources Mentioned:


Download the moomoo apphttps://start.moomoo.com/0tfLnT 


Learn more at www.moomoo.com/au

📝 Disclaimer:

This episode is sponsored by moomoo. All information discussed is general in nature and should not be taken as personal financial advice. Please consider your own circumstances or consult a licensed financial adviser before making investment decisions.

💬 Let’s Keep the Conversation Going

I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.

📚 My Books

If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here

(These are Amazon affiliate links to my own books.)

💡 Work With Me

Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Coaching
Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
👉Join here

🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMamma.TV
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here

⚖️ General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

 

In this week&rsquo;s episode of SugarMamma&rsquo;s Fireplay, proudly supported by moomoo, I sit down with influential veteran investor Michael McCarthy to talk about something that&rsquo;s never been more important &nbsp;getting started with investing.
We break down why investing is no longer optional in today&rsquo;s world, the growing wealth gap between investors and non-investors, and how new technology &mdash; especially AI &mdash; is helping level the playing field for everyday Australians.
To check out the moomoo app, you can download it here: <a href="https://start.moomoo.com/0tfLnT">https://start.moomoo.com/0tfLnT</a> - not an affiliate link.
Michael shares his professional insights on:
<ul data-start="1179" data-end="1632">
<li data-start="1179" data-end="1241">
Why now is the time to take action and become an investor - &nbsp;especially when you consider the long term impact of inflation.
</li>
<li data-start="1242" data-end="1307">
How compounding returns and dividends build long-term wealth.
</li>
<li data-start="1308" data-end="1418">
The key differences between active and passive investing &mdash; and how to decide which approach suits you.
</li>
<li data-start="1419" data-end="1527">
How AI-powered tools inside moomoo are helping investors make more confident and informed decisions.
</li>
<li data-start="1528" data-end="1632">
Why it&rsquo;s possible to start small, stay consistent, and still reach financial independence over time.
</li>
</ul>
We also talk about the psychology of getting started &mdash; how to overcome hesitation, fear and analysis paralysis &mdash; and why waiting for &ldquo;the perfect time&rdquo; often costs you more than getting started imperfectly.
This episode will empower you to take that next step, no matter where you are in your financial journey.
💡 My Takeaway:
The longer you wait to start investing, the harder it becomes to catch up. Time is your greatest asset &mdash; not timing. With the right mindset, a disciplined plan, and access to powerful tools like moomoo, anyone can begin building wealth and moving closer to financial freedom.
<hr data-start="2266" data-end="2269">
📲 Resources Mentioned:
<ul data-start="2305" data-end="2497">
<li data-start="2305" data-end="2365">
Download the moomoo app <a href="https://start.moomoo.com/0tfLnT">https://start.moomoo.com/0tfLnT</a>&nbsp;
</li>
<li data-start="2433" data-end="2497">
Learn more at <a data-start="2449" data-end="2495">www.moomoo.com/au</a>
</li>
</ul>
<hr data-start="2499" data-end="2502">
📝 Disclaimer:
This episode is sponsored by moomoo. All information discussed is general in nature and should not be taken as personal financial advice. Please consider your own circumstances or consult a licensed financial adviser before making investment decisions.
💬 Let&rsquo;s Keep the Conversation Going
I&rsquo;d love to hear your thoughts on this episode! Reach out to me anytime on Instagram&nbsp;<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;so we can keep this important conversation alive.
📚 My Books
If you&rsquo;re ready to deepen your financial knowledge, check out my books:
<ul>
<li>Best Seller:<a href="https://amzn.to/3RV0Bnq">The $1000 Project</a></li>
<li>**Mindful Money](<a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a>)</li>
<li>Motivated Money by Peter Thornhill(a huge inspiration for me):&nbsp;<a href="https://amzn.to/40rn2Vr">Read it here</a></li>
</ul>
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here&rsquo;s how we can work together:
<ol>
<li>The SugarMamma Budget &amp; Cashflow Academy Sick of living paycheque to paycheque or feeling overwhelmed by your money? This course includes aone-on-one appointment with me&nbsp;so I can personally help you. 👉&nbsp;<a href="https://courses.sugarmamma.tv/Signup">Enrol here</a></li>
<li>Money Mindset &amp; Manifestation Coaching Join my program for ongoing support, clarity, and motivation. You&rsquo;ll get direct access to me and a community of like-minded people ready to make powerful change. 👉<a href="https://courses.sugarmamma.tv/join">Join here</a></li>
</ol>
🌟 Stay Connected &amp; Inspired
<ul>
<li>Instagram:<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;&mdash; money, budgeting, cashflow &amp; motivation</li>
<li>Instagram:<a href="https://www.instagram.com/cannacampbellofficial">@CannaCampbellofficial</a>&nbsp;&mdash; lifestyle, capsule wardrobe fashion, motherhood</li>
<li>TikTok:<a href="https://www.tiktok.com/@sugarmammatv">@SugarMammaTV</a></li>
<li>YouTube:<a href="https://www.youtube.com/c/SugarMamma">SugarMammaTV</a>&nbsp;&mdash; over 500 bite-sized videos with more than 12 million views!</li>
<li>Website:<a href="https://www.sugarmamma.tv/">SugarMamma.TV</a></li>
<li>Don&rsquo;t forget my other podcast:How Do They Afford That?&nbsp;👉&nbsp;<a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">Listen here</a></li>
</ul>
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is&nbsp;general information only&nbsp;&mdash; never personal, product, or investment advice. Always:
<ul>
<li>Do your own research.</li>
<li>Weigh up the pros, cons, fees, caps, taxes, and risks.</li>
<li>Seek professional advice before making financial decisions.</li>
</ul>
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser&nbsp;of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).
&nbsp;
<hr data-start="2789" data-end="2792">

Why You Need to Start Investing Now (with Michael McCarthy from moomoo)

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/3ce1acf5-613e-4137-83ab-b37100213e8a/transcript

In this empowering Start Here episode, Canna answers a listener’s heartfelt question:

“Is income protection worth it — even if it means slowing down my mortgage-free goals?”

Canna breaks down what income protection really is, why it matters, and how to make it work within your budget, not against it.
From holding cover inside super to adjusting waiting periods and benefit structures, she explains practical, real-world strategies for protecting your most valuable asset — your ability to earn — while staying focused on your long-term financial freedom.

This episode will help you understand:
✅ What income protection actually does — and how it fits into your financial plan.
✅ Smart, budget-friendly ways to afford it without sacrificing your mortgage goals.
✅ The risks and trade-offs to be aware of.
✅ Why this protection can give you peace of mind and confidence, not financial pressure.

Remember: this is general advice only — always seek personal advice before making financial decisions.

🎧 If this episode helped you, please share it with a friend who might be struggling with the same question.
💬 Got a question for a future Start Here episode? DM Canna on Instagram — @SugarMammaTV or @CannaCampbellOfficial.

💬 Let’s Keep the Conversation Going

I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.

📚 My Books

If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here

(These are Amazon affiliate links to my own books.)

💡 Work With Me

Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Coaching
Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
👉Join here

🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMamma.TV
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here

⚖️ General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).


Income protection insurance, superannuation insurance, financial planning Australia, insurance tips, mortgage goals, budgeting, personal finance, insurance through super, financial safety net, mortgage-free journey, salary protection, income insurance explained, Canna Campbell podcast, SugarMamma Fireplay, Start Here series.


#SugarMammaTV #StartHere #SugarMammasFireplay #FinancialWellbeing #FinancialEducation #FinancialFreedom #SmartMoney #MoneyGoals #AustralianFinance #MortgageFreeJourney #InsuranceAustralia #IncomeProtection #BudgetingTips #FinancialPlanner #WealthMindset

In this empowering Start Here episode, Canna answers a listener&rsquo;s heartfelt question:
<blockquote data-start="459" data-end="550">
&ldquo;Is income protection worth it &mdash; even if it means slowing down my mortgage-free goals?&rdquo;
</blockquote>
Canna breaks down what income protection really is, why it matters, and how to make it work within your budget, not against it. From holding cover inside super to adjusting waiting periods and benefit structures, she explains practical, real-world strategies for protecting your most valuable asset &mdash; your ability to earn &mdash; while staying focused on your long-term financial freedom.
This episode will help you understand: ✅ What income protection actually does &mdash; and how it fits into your financial plan. ✅ Smart, budget-friendly ways to afford it without sacrificing your mortgage goals. ✅ The risks and trade-offs to be aware of. ✅ Why this protection can give you peace of mind and confidence, not financial pressure.
Remember: this is general advice only &mdash; always seek personal advice before making financial decisions.
🎧 If this episode helped you, please share it with a friend who might be struggling with the same question. 💬 Got a question for a future Start Here episode? DM Canna on Instagram &mdash; <a href="https://instagram.com/sugarmammatv" data-start="1587" data-end="1638">@SugarMammaTV</a> or <a href="https://instagram.com/cannacampbellofficial" data-start="1642" data-end="1711">@CannaCampbellOfficial</a>.
💬 Let&rsquo;s Keep the Conversation Going
I&rsquo;d love to hear your thoughts on this episode! Reach out to me anytime on Instagram&nbsp;<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;so we can keep this important conversation alive.
📚 My Books
If you&rsquo;re ready to deepen your financial knowledge, check out my books:
<ul>
<li>Best Seller:<a href="https://amzn.to/3RV0Bnq">The $1000 Project</a></li>
<li>**Mindful Money](<a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a>)</li>
<li>Motivated Money by Peter Thornhill(a huge inspiration for me):&nbsp;<a href="https://amzn.to/40rn2Vr">Read it here</a></li>
</ul>
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here&rsquo;s how we can work together:
<ol>
<li>The SugarMamma Budget &amp; Cashflow Academy Sick of living paycheque to paycheque or feeling overwhelmed by your money? This course includes aone-on-one appointment with me&nbsp;so I can personally help you. 👉&nbsp;<a href="https://courses.sugarmamma.tv/Signup">Enrol here</a></li>
<li>Money Mindset &amp; Manifestation Coaching Join my program for ongoing support, clarity, and motivation. You&rsquo;ll get direct access to me and a community of like-minded people ready to make powerful change. 👉<a href="https://courses.sugarmamma.tv/join">Join here</a></li>
</ol>
🌟 Stay Connected &amp; Inspired
<ul>
<li>Instagram:<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;&mdash; money, budgeting, cashflow &amp; motivation</li>
<li>Instagram:<a href="https://www.instagram.com/cannacampbellofficial">@CannaCampbellofficial</a>&nbsp;&mdash; lifestyle, capsule wardrobe fashion, motherhood</li>
<li>TikTok:<a href="https://www.tiktok.com/@sugarmammatv">@SugarMammaTV</a></li>
<li>YouTube:<a href="https://www.youtube.com/c/SugarMamma">SugarMammaTV</a>&nbsp;&mdash; over 500 bite-sized videos with more than 12 million views!</li>
<li>Website:<a href="https://www.sugarmamma.tv/">SugarMamma.TV</a></li>
<li>Don&rsquo;t forget my other podcast:How Do They Afford That?&nbsp;👉&nbsp;<a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">Listen here</a></li>
</ul>
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is&nbsp;general information only&nbsp;&mdash; never personal, product, or investment advice. Always:
<ul>
<li>Do your own research.</li>
<li>Weigh up the pros, cons, fees, caps, taxes, and risks.</li>
<li>Seek professional advice before making financial decisions.</li>
</ul>
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).
 Income protection insurance, superannuation insurance, financial planning Australia, insurance tips, mortgage goals, budgeting, personal finance, insurance through super, financial safety net, mortgage-free journey, salary protection, income insurance explained, Canna Campbell podcast, SugarMamma Fireplay, Start Here series.
 #SugarMammaTV #StartHere #SugarMammasFireplay #FinancialWellbeing #FinancialEducation #FinancialFreedom #SmartMoney #MoneyGoals #AustralianFinance #MortgageFreeJourney #InsuranceAustralia #IncomeProtection #BudgetingTips #FinancialPlanner #WealthMindset

START HERE: Should I Get Income Protection Insurance? How to Protect Your Income Without Breaking Your Budget

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/0c519653-a115-46f7-a44a-b3840020d90c/transcript

Welcome to Sugar Mamma's Fireplay

The Power of Money Motivation

Fear vs. Freedom: The Dual Forces of

Rewiring Fears into Financial Freedom

Fueling Motivation: Clarity, Breakdowns, and

The Importance of Expectancy and Consistency

Visualization: A Powerful Tool for Financial

Living in the Present: Breaking Free from the

The Impact of Self-Talk and Positive Mindset

Becoming Your Own Role Model

Closing Thoughts and Call to Action

In this inspiring episode, financial planner and author Canna Campbell helps you rediscover your financial spark when motivation starts to fade.
Drawing from Brendon Burchard’s The Motivation Manifesto, Canna reveals how to create your very own Money Motivation Manifesto — a framework to help you reconnect with your financial goals, break through fear, and fuel lasting, sustainable motivation for financial freedom.

If you’ve ever felt like your money goals have stalled or you’ve lost your drive, this episode will help you reignite your inner fire — and stay consistent for the long term.

💡 Key Topics Covered

1. What Motivation Really Is


Motivation isn’t a feeling — it’s a habit.


How to create deliberate financial momentum.


Examples of small, consistent money actions that compound into freedom.

2. Fear vs. Freedom: The Two Drivers of Money Motivation


The difference between acting from fear (scarcity) vs. acting from freedom (abundance).


A simple mindset exercise: rewrite your biggest money fear as a financial freedom goal.

3. How to Keep Your Motivation Alive


The five key pillars of sustained motivation: clarity, consistency, challenge, celebration, and review.


How small wins (like paying down $500 of debt) can fuel long-term consistency.

4. Expectancy Builds Faith


The importance of believing in the delayed payoff.


How to strengthen trust in your plan during “invisible progress” phases.

5. Visualisation: Seeing Your Future Wealth


How visualising success builds the mental muscle for financial discipline.


A nightly 3-minute visualisation technique to anchor new habits.

6. The Power of Now


How regret and comparison destroy motivation.


Refocusing on the only moment that matters: the next step.

7. Rewriting Your Financial Self-Talk


Replacing “I’m bad with money” with “I’m learning to master my money.”


Why your internal dialogue dictates your external results.

8. Keeping Motivation Fresh


How novelty revives discipline: challenges, side hustles, new goals.


Micro goals to reignite progress when motivation dips.

9. Becoming Your Own Role Model


Why your actions today set the tone for your future self — and your family.


How to inspire others by showing up consistently for your goals.

🧠 Key Takeaways


Motivation isn’t found — it’s built.


Fear can spark change, but freedom sustains it.


Celebrate progress, not perfection.


Consistency beats intensity.


The person you’re becoming is more valuable than the goals you’re achieving.

🪞 Practical Money Motivation Exercises


Rewrite Your Fears: Turn every fear into a freedom goal.


Visualise Nightly: Spend 3 minutes picturing yourself achieving your next milestone.


Quarterly Reviews: Revisit your goals every 3 months and celebrate progress.


Challenge Yourself: Try a no-spend weekend or a savings sprint.


Positive Self-Talk: Replace limiting beliefs with empowering statements.

🔥 Final Message

Motivation is the energy that fuels your FIRE — your Financial Independence, Retire Early journey.
With clarity, faith, and consistent action, you can transform not just your finances, but your entire life.

💬 Let’s Keep the Conversation Going

I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.

📚 My Books

If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here

(These are Amazon affiliate links to my own books.)

💡 Work With Me

Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Coaching
Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
👉Join here

🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMamma.TV
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here

⚖️ General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

#SugarMammaTV #FireplayPodcast #MoneyMotivation #FinancialFreedom #PassiveIncome #MotivationManifesto #FinancialIndependence #BudgetingTips #InvestingAustralia #MindfulMoney #FinancePodcast #WealthBuilding #CannaCampbell #MoneyMindset #PersonalFinanceAustralia

 

In this inspiring episode, financial planner and author Canna Campbell helps you rediscover your financial spark when motivation starts to fade. Drawing from Brendon Burchard&rsquo;s The Motivation Manifesto, Canna reveals how to create your very own Money Motivation Manifesto &mdash; a framework to help you reconnect with your financial goals, break through fear, and fuel lasting, sustainable motivation for financial freedom.
If you&rsquo;ve ever felt like your money goals have stalled or you&rsquo;ve lost your drive, this episode will help you reignite your inner fire &mdash; and stay consistent for the long term.
<hr data-start="1938" data-end="1941">
💡 Key Topics Covered
1. What Motivation Really Is
<ul data-start="2005" data-end="2176">
<li data-start="2005" data-end="2051">
Motivation isn&rsquo;t a feeling &mdash; it&rsquo;s a habit.
</li>
<li data-start="2052" data-end="2100">
How to create deliberate financial momentum.
</li>
<li data-start="2101" data-end="2176">
Examples of small, consistent money actions that compound into freedom.
</li>
</ul>
2. Fear vs. Freedom: The Two Drivers of Money Motivation
<ul data-start="2241" data-end="2424">
<li data-start="2241" data-end="2332">
The difference between acting from fear (scarcity) vs. acting from freedom (abundance).
</li>
<li data-start="2333" data-end="2424">
A simple mindset exercise: rewrite your biggest money fear as a financial freedom goal.
</li>
</ul>
3. How to Keep Your Motivation Alive
<ul data-start="2469" data-end="2659">
<li data-start="2469" data-end="2576">
The five key pillars of sustained motivation: clarity, consistency, challenge, celebration, and review.
</li>
<li data-start="2577" data-end="2659">
How small wins (like paying down $500 of debt) can fuel long-term consistency.
</li>
</ul>
4. Expectancy Builds Faith
<ul data-start="2694" data-end="2825">
<li data-start="2694" data-end="2748">
The importance of believing in the delayed payoff.
</li>
<li data-start="2749" data-end="2825">
How to strengthen trust in your plan during &ldquo;invisible progress&rdquo; phases.
</li>
</ul>
5. Visualisation: Seeing Your Future Wealth
<ul data-start="2877" data-end="3024">
<li data-start="2877" data-end="2955">
How visualising success builds the mental muscle for financial discipline.
</li>
<li data-start="2956" data-end="3024">
A nightly 3-minute visualisation technique to anchor new habits.
</li>
</ul>
6. The Power of Now
<ul data-start="3052" data-end="3164">
<li data-start="3052" data-end="3101">
How regret and comparison destroy motivation.
</li>
<li data-start="3102" data-end="3164">
Refocusing on the only moment that matters: the next step.
</li>
</ul>
7. Rewriting Your Financial Self-Talk
<ul data-start="3210" data-end="3347">
<li data-start="3210" data-end="3284">
Replacing &ldquo;I&rsquo;m bad with money&rdquo; with &ldquo;I&rsquo;m learning to master my money.&rdquo;
</li>
<li data-start="3285" data-end="3347">
Why your internal dialogue dictates your external results.
</li>
</ul>
8. Keeping Motivation Fresh
<ul data-start="3383" data-end="3514">
<li data-start="3383" data-end="3455">
How novelty revives discipline: challenges, side hustles, new goals.
</li>
<li data-start="3456" data-end="3514">
Micro goals to reignite progress when motivation dips.
</li>
</ul>
9. Becoming Your Own Role Model
<ul data-start="3554" data-end="3702">
<li data-start="3554" data-end="3633">
Why your actions today set the tone for your future self &mdash; and your family.
</li>
<li data-start="3634" data-end="3702">
How to inspire others by showing up consistently for your goals.
</li>
</ul>
<hr data-start="3704" data-end="3707">
🧠 Key Takeaways
<ul data-start="3731" data-end="3977">
<li data-start="3731" data-end="3771">
Motivation isn&rsquo;t found &mdash; it&rsquo;s built.
</li>
<li data-start="3772" data-end="3823">
Fear can spark change, but freedom sustains it.
</li>
<li data-start="3824" data-end="3863">
Celebrate progress, not perfection.
</li>
<li data-start="3864" data-end="3896">
Consistency beats intensity.
</li>
<li data-start="3897" data-end="3977">
The person you&rsquo;re becoming is more valuable than the goals you&rsquo;re achieving.
</li>
</ul>
<hr data-start="3979" data-end="3982">
🪞 Practical Money Motivation Exercises
<ol data-start="4029" data-end="4429">
<li data-start="4029" data-end="4094">
Rewrite Your Fears: Turn every fear into a freedom goal.
</li>
<li data-start="4095" data-end="4188">
Visualise Nightly: Spend 3 minutes picturing yourself achieving your next milestone.
</li>
<li data-start="4189" data-end="4274">
Quarterly Reviews: Revisit your goals every 3 months and celebrate progress.
</li>
<li data-start="4275" data-end="4347">
Challenge Yourself: Try a no-spend weekend or a savings sprint.
</li>
<li data-start="4348" data-end="4429">
Positive Self-Talk: Replace limiting beliefs with empowering statements.
</li>
</ol>
🔥 Final Message
Motivation is the energy that fuels your FIRE &mdash; your Financial Independence, Retire Early journey. With clarity, faith, and consistent action, you can transform not just your finances, but your entire life.
💬 Let&rsquo;s Keep the Conversation Going
I&rsquo;d love to hear your thoughts on this episode! Reach out to me anytime on Instagram&nbsp;<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;so we can keep this important conversation alive.
📚 My Books
If you&rsquo;re ready to deepen your financial knowledge, check out my books:
<ul>
<li>Best Seller:<a href="https://amzn.to/3RV0Bnq">The $1000 Project</a></li>
<li>**Mindful Money](<a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a>)</li>
<li>Motivated Money by Peter Thornhill(a huge inspiration for me):&nbsp;<a href="https://amzn.to/40rn2Vr">Read it here</a></li>
</ul>
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here&rsquo;s how we can work together:
<ol>
<li>The SugarMamma Budget &amp; Cashflow Academy Sick of living paycheque to paycheque or feeling overwhelmed by your money? This course includes aone-on-one appointment with me&nbsp;so I can personally help you. 👉&nbsp;<a href="https://courses.sugarmamma.tv/Signup">Enrol here</a></li>
<li>Money Mindset &amp; Manifestation Coaching Join my program for ongoing support, clarity, and motivation. You&rsquo;ll get direct access to me and a community of like-minded people ready to make powerful change. 👉<a href="https://courses.sugarmamma.tv/join">Join here</a></li>
</ol>
🌟 Stay Connected &amp; Inspired
<ul>
<li>Instagram:<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;&mdash; money, budgeting, cashflow &amp; motivation</li>
<li>Instagram:<a href="https://www.instagram.com/cannacampbellofficial">@CannaCampbellofficial</a>&nbsp;&mdash; lifestyle, capsule wardrobe fashion, motherhood</li>
<li>TikTok:<a href="https://www.tiktok.com/@sugarmammatv">@SugarMammaTV</a></li>
<li>YouTube:<a href="https://www.youtube.com/c/SugarMamma">SugarMammaTV</a>&nbsp;&mdash; over 500 bite-sized videos with more than 12 million views!</li>
<li>Website:<a href="https://www.sugarmamma.tv/">SugarMamma.TV</a></li>
<li>Don&rsquo;t forget my other podcast:How Do They Afford That?&nbsp;👉&nbsp;<a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">Listen here</a></li>
</ul>
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is&nbsp;general information only&nbsp;&mdash; never personal, product, or investment advice. Always:
<ul>
<li>Do your own research.</li>
<li>Weigh up the pros, cons, fees, caps, taxes, and risks.</li>
<li>Seek professional advice before making financial decisions.</li>
</ul>
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).
#SugarMammaTV #FireplayPodcast #MoneyMotivation #FinancialFreedom #PassiveIncome #MotivationManifesto #FinancialIndependence #BudgetingTips #InvestingAustralia #MindfulMoney #FinancePodcast #WealthBuilding #CannaCampbell #MoneyMindset #PersonalFinanceAustralia
&nbsp;

Your Money Motivation Manifesto: How to Reignite Your Financial Fire

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/0e8d9510-6a03-4571-b4dc-b354016fef25/transcript

Feeling exhausted by money? You’re not alone.

In this empowering episode of Start Here, Canna Campbell answers Mandy’s heartfelt question about financial burnout. After years of saving and sacrificing for a home deposit, Mandy now finds herself going backwards — dipping into her hard-earned savings just to cover essentials.

Canna shares a compassionate pep talk and six practical steps to help anyone reignite their financial fire:


Why acknowledging burnout is the first step to recovery.


How to redefine what progress really looks like.


Bringing back balance and joy so money doesn’t feel like punishment.


Adjusting your strategy without giving up on your dream.


Finding support in financial communities online.


Setting micro-goals that spark momentum and motivation.

If you’ve ever felt deflated, stuck, or ready to quit on your financial journey, this episode will give you fresh hope, practical strategies, and the reminder that persistence — not perfection — is what creates financial freedom.

👉 Share this episode with someone who might be struggling too. And if you’d like Canna to answer your money question in a future Start Here episode, email canna@sugarmamma.tv OR DM her on Instagram: @SugarMamma or @CannaCampbellOfficial   

⚖️ Additional General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

#FinancialBurnout #MoneyMindset #FinancialWellbeing #SugarMamma #FireplayPodcast #MoneyTips #FinancialIndependence #BudgetingTips #MoneyMotivation #DebtFreeJourney #FrugalLiving #FinancialFreedom

Feeling exhausted by money? You&rsquo;re not alone.
In this empowering episode of Start Here, Canna Campbell answers Mandy&rsquo;s heartfelt question about financial burnout. After years of saving and sacrificing for a home deposit, Mandy now finds herself going backwards &mdash; dipping into her hard-earned savings just to cover essentials.
Canna shares a compassionate pep talk and six practical steps to help anyone reignite their financial fire:
<ul data-start="780" data-end="1140">
<li data-start="780" data-end="840">
Why acknowledging burnout is the first step to recovery.
</li>
<li data-start="841" data-end="893">
How to redefine what progress really looks like.
</li>
<li data-start="894" data-end="966">
Bringing back balance and joy so money doesn&rsquo;t feel like punishment.
</li>
<li data-start="967" data-end="1027">
Adjusting your strategy without giving up on your dream.
</li>
<li data-start="1028" data-end="1080">
Finding support in financial communities online.
</li>
<li data-start="1081" data-end="1140">
Setting micro-goals that spark momentum and motivation.
</li>
</ul>
If you&rsquo;ve ever felt deflated, stuck, or ready to quit on your financial journey, this episode will give you fresh hope, practical strategies, and the reminder that persistence &mdash; not perfection &mdash; is what creates financial freedom.
👉 Share this episode with someone who might be struggling too. And if you&rsquo;d like Canna to answer your money question in a future Start Here episode, email <a href="mailto:canna@sugarmamma.tv">canna@sugarmamma.tv</a> OR DM her on Instagram:&nbsp;<a href="https://www.instagram.com/sugarmamma" data-start="1548" data-end="1599">@SugarMamma</a> or <a href="https://www.instagram.com/cannacampbellofficial" data-start="1603" data-end="1676">@CannaCampbellOfficial&nbsp;&nbsp;&nbsp;</a>
⚖️ Additional General Advice Warning
While we discuss financial topics, everything shared here is&nbsp;general information only&nbsp;&mdash; never personal, product, or investment advice. Always:
<ul>
<li>Do your own research.</li>
<li>Weigh up the pros, cons, fees, caps, taxes, and risks.</li>
<li>Seek professional advice before making financial decisions.</li>
</ul>
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser&nbsp;of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).
#FinancialBurnout #MoneyMindset #FinancialWellbeing #SugarMamma #FireplayPodcast #MoneyTips #FinancialIndependence #BudgetingTips #MoneyMotivation #DebtFreeJourney #FrugalLiving #FinancialFreedom

START HERE: Beating Financial Burnout - Finding Balance, Motivation & Hope For Mandy

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/6834e2b2-92ce-4536-aebf-b35d003c782b/transcript

Your health is your greatest asset — and neglecting it can cost you far more than any investment ever could.

In this powerful episode of SugarMamma’s Fireplay, Canna sits down with Dr Lena Attebo from Oracle Healthcare, a doctor who specialises in preventative medicine. Together, they unpack why prevention is always cheaper than treatment — financially, emotionally, and physically — and how small, consistent actions can protect both your wellbeing and your wallet.

Oracle Healthcare contact details can be found here:

Website: https://oraclehealthcare.com.au

Health Check Packages: https://oraclehealthcare.com.au/health-checks/individual-health-assessments/

North Shore Health Hub
 Ground Floor, 
7 Westbourne St, 
St Leonards, Sydney,
 NSW 2065
+61 2 8866 2222
office@oraclehealthcare.com.au

You’ll discover:
✨ The most important health checks and tests worth prioritising (even on a budget)
💊 Whether supplements and wearable trackers are worth your money
🏠 Simple at-home health checks that reveal how your body is really doing
💰 How staying healthy is actually one of the smartest financial strategies you can make
❤️ The real cost of illness — and how prevention buys you time, energy, and peace of mind

This episode is a timely reminder that financial freedom means nothing without health freedom. Your body is the engine that drives your dreams — invest in it wisely.

🎧 Listen now on SugarMamma’s Fireplay — available on Spotify, Apple Podcasts, and YouTube.

💬 Let’s Keep the Conversation Going

I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.

📚 My Books

If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here

(These are Amazon affiliate links to my own books.)

💡 Work With Me

Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Coaching
Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
👉Join here

🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMamma.TV
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here

⚖️ General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

 

#SugarMammaTV #FireplayPodcast #FinancialFreedom #PreventativeHealth #WealthAndWellbeing #HealthyWealthyWise #MoneyAndHealth #FinancialWellness #LongevityLifestyle #CannaCampbell #OracleHealthcare

Your health is your greatest asset &mdash; and neglecting it can cost you far more than any investment ever could.
In this powerful episode of SugarMamma&rsquo;s Fireplay, Canna sits down with Dr Lena Attebo from Oracle Healthcare, a doctor who specialises in preventative medicine. Together, they unpack why prevention is always cheaper than treatment &mdash; financially, emotionally, and physically &mdash; and how small, consistent actions can protect both your wellbeing and your wallet.
Oracle Healthcare contact details can be found here:
Website: <a href="https://oraclehealthcare.com.au">https://oraclehealthcare.com.au</a>
Health Check Packages: <a href="https://oraclehealthcare.com.au/health-checks/individual-health-assessments/">https://oraclehealthcare.com.au/health-checks/individual-health-assessments/</a>
North Shore Health Hub  Ground Floor,  7 Westbourne St,  St Leonards, Sydney,  NSW 2065
<ul>
<li><a href="tel:+61%202%208866%202222">+61 2 8866 2222</a></li>
<li><a href="mailto:office@oraclehealthcare.com.au">office@oraclehealthcare.com.au</a></li>
</ul>
You&rsquo;ll discover: ✨ The most important health checks and tests worth prioritising (even on a budget) 💊 Whether supplements and wearable trackers are worth your money 🏠 Simple at-home health checks that reveal how your body is really doing 💰 How staying healthy is actually one of the smartest financial strategies you can make ❤️ The real cost of illness &mdash; and how prevention buys you time, energy, and peace of mind
This episode is a timely reminder that financial freedom means nothing without health freedom. Your body is the engine that drives your dreams &mdash; invest in it wisely.
🎧 Listen now on SugarMamma&rsquo;s Fireplay &mdash; available on Spotify, Apple Podcasts, and YouTube.
💬 Let&rsquo;s Keep the Conversation Going
I&rsquo;d love to hear your thoughts on this episode! Reach out to me anytime on Instagram&nbsp;<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;so we can keep this important conversation alive.
📚 My Books
If you&rsquo;re ready to deepen your financial knowledge, check out my books:
<ul>
<li>Best Seller:<a href="https://amzn.to/3RV0Bnq">The $1000 Project</a></li>
<li>**Mindful Money](<a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a>)</li>
<li>Motivated Money by Peter Thornhill(a huge inspiration for me):&nbsp;<a href="https://amzn.to/40rn2Vr">Read it here</a></li>
</ul>
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here&rsquo;s how we can work together:
<ol>
<li>The SugarMamma Budget &amp; Cashflow Academy Sick of living paycheque to paycheque or feeling overwhelmed by your money? This course includes aone-on-one appointment with me&nbsp;so I can personally help you. 👉&nbsp;<a href="https://courses.sugarmamma.tv/Signup">Enrol here</a></li>
<li>Money Mindset &amp; Manifestation Coaching Join my program for ongoing support, clarity, and motivation. You&rsquo;ll get direct access to me and a community of like-minded people ready to make powerful change. 👉<a href="https://courses.sugarmamma.tv/join">Join here</a></li>
</ol>
🌟 Stay Connected &amp; Inspired
<ul>
<li>Instagram:<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;&mdash; money, budgeting, cashflow &amp; motivation</li>
<li>Instagram:<a href="https://www.instagram.com/cannacampbellofficial">@CannaCampbellofficial</a>&nbsp;&mdash; lifestyle, capsule wardrobe fashion, motherhood</li>
<li>TikTok:<a href="https://www.tiktok.com/@sugarmammatv">@SugarMammaTV</a></li>
<li>YouTube:<a href="https://www.youtube.com/c/SugarMamma">SugarMammaTV</a>&nbsp;&mdash; over 500 bite-sized videos with more than 12 million views!</li>
<li>Website:<a href="https://www.sugarmamma.tv/">SugarMamma.TV</a></li>
<li>Don&rsquo;t forget my other podcast:How Do They Afford That?&nbsp;👉&nbsp;<a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">Listen here</a></li>
</ul>
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is&nbsp;general information only&nbsp;&mdash; never personal, product, or investment advice. Always:
<ul>
<li>Do your own research.</li>
<li>Weigh up the pros, cons, fees, caps, taxes, and risks.</li>
<li>Seek professional advice before making financial decisions.</li>
</ul>
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser&nbsp;of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).
&nbsp;
#SugarMammaTV #FireplayPodcast #FinancialFreedom #PreventativeHealth #WealthAndWellbeing #HealthyWealthyWise #MoneyAndHealth #FinancialWellness #LongevityLifestyle #CannaCampbell #OracleHealthcare

Live Longer, Live Better: Why Prevention Is the Best Investment You’ll Ever Make

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/a96beca3-c39f-45fb-8f13-b36f01685a7b/transcript

Welcome to Sugar Mauma's Fireplay Mini Series

A Remarkable Success Story

Understanding Margin Loans

The Risks of Margin Loans

Strategies to Manage Margin Loan Risks

Diversification and Long-Term Focus

In this empowering episode of Start Here, Canna answers a question from Cat — an inspiring investor who’s built an $80,000 portfolio and $4,200 of annual passive income in just three years. Cat is now ready to explore margin lending but wants to understand the risks and how to manage them wisely.

Canna breaks down what a margin loan really is, why it can be risky, and seven proven strategies to reduce those risks — the same principles she uses in her own $1000 Project portfolio. You’ll learn how to set smart boundaries, protect your portfolio from volatility, and use leverage as a tool for long-term wealth creation rather than a ticking time bomb.

In this episode, you’ll learn:


What a margin loan actually is — and why leverage magnifies both gains and losses.


The safe way to manage your Loan-to-Value Ratio (LVR).


How to stress-test your cashflow before borrowing.


Why drawing down slowly and keeping an emergency buffer matters.


How to use dividends and interest prepayment strategically.


The power of diversification and long-term focus.


When to seek professional advice and how to align margin lending with your financial goals.

Key Quote:

“A margin loan isn’t a shortcut — it’s an amplifier. It magnifies whatever discipline or impulsiveness you already have.”

Mentioned Resources:


The $1000 Project by Canna Campbell


Motivated Money by Peter Thornhill


ASIC Moneysmart: Margin Lending Basics


Your own superannuation or investment platform’s “risk profile” questionnaire

Disclaimer:
This podcast provides general advice only and does not take into account your personal financial situation, goals, or needs. Please seek independent financial advice before making investment decisions.

💬 Let’s Keep the Conversation Going

I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.

📚 My Books

If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here

(These are Amazon affiliate links to my own books.)

💡 Work With Me

Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Coaching
Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
👉Join here

🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMamma.TV
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here

⚖️ General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

 

In this empowering episode of Start Here, Canna answers a question from Cat &mdash; an inspiring investor who&rsquo;s built an $80,000 portfolio and $4,200 of annual passive income in just three years. Cat is now ready to explore margin lending but wants to understand the risks and how to manage them wisely.
Canna breaks down what a margin loan really is, why it can be risky, and seven proven strategies to reduce those risks &mdash; the same principles she uses in her own $1000 Project portfolio. You&rsquo;ll learn how to set smart boundaries, protect your portfolio from volatility, and use leverage as a tool for long-term wealth creation rather than a ticking time bomb.
In this episode, you&rsquo;ll learn:
<ul data-start="1013" data-end="1496">
<li data-start="1013" data-end="1099">
What a margin loan actually is &mdash; and why leverage magnifies both gains and losses.
</li>
<li data-start="1100" data-end="1158">
The safe way to manage your Loan-to-Value Ratio (LVR).
</li>
<li data-start="1159" data-end="1213">
How to stress-test your cashflow before borrowing.
</li>
<li data-start="1214" data-end="1282">
Why drawing down slowly and keeping an emergency buffer matters.
</li>
<li data-start="1283" data-end="1346">
How to use dividends and interest prepayment strategically.
</li>
<li data-start="1347" data-end="1400">
The power of diversification and long-term focus.
</li>
<li data-start="1401" data-end="1496">
When to seek professional advice and how to align margin lending with your financial goals.
</li>
</ul>
Key Quote:
<blockquote data-start="1515" data-end="1640">
&ldquo;A margin loan isn&rsquo;t a shortcut &mdash; it&rsquo;s an amplifier. It magnifies whatever discipline or impulsiveness you already have.&rdquo;
</blockquote>
Mentioned Resources:
<ul data-start="1669" data-end="1876">
<li data-start="1669" data-end="1710">
The $1000 Project by Canna Campbell
</li>
<li data-start="1711" data-end="1751">
Motivated Money by Peter Thornhill
</li>
<li data-start="1752" data-end="1794">
ASIC Moneysmart: Margin Lending Basics
</li>
<li data-start="1795" data-end="1876">
Your own superannuation or investment platform&rsquo;s &ldquo;risk profile&rdquo; questionnaire
</li>
</ul>
Disclaimer: This podcast provides general advice only and does not take into account your personal financial situation, goals, or needs. Please seek independent financial advice before making investment decisions.
💬 Let&rsquo;s Keep the Conversation Going
I&rsquo;d love to hear your thoughts on this episode! Reach out to me anytime on Instagram&nbsp;<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;so we can keep this important conversation alive.
📚 My Books
If you&rsquo;re ready to deepen your financial knowledge, check out my books:
<ul>
<li>Best Seller:<a href="https://amzn.to/3RV0Bnq">The $1000 Project</a></li>
<li>**Mindful Money](<a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a>)</li>
<li>Motivated Money by Peter Thornhill(a huge inspiration for me):&nbsp;<a href="https://amzn.to/40rn2Vr">Read it here</a></li>
</ul>
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here&rsquo;s how we can work together:
<ol>
<li>The SugarMamma Budget &amp; Cashflow Academy Sick of living paycheque to paycheque or feeling overwhelmed by your money? This course includes aone-on-one appointment with me&nbsp;so I can personally help you. 👉&nbsp;<a href="https://courses.sugarmamma.tv/Signup">Enrol here</a></li>
<li>Money Mindset &amp; Manifestation Coaching Join my program for ongoing support, clarity, and motivation. You&rsquo;ll get direct access to me and a community of like-minded people ready to make powerful change. 👉<a href="https://courses.sugarmamma.tv/join">Join here</a></li>
</ol>
🌟 Stay Connected &amp; Inspired
<ul>
<li>Instagram:<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;&mdash; money, budgeting, cashflow &amp; motivation</li>
<li>Instagram:<a href="https://www.instagram.com/cannacampbellofficial">@CannaCampbellofficial</a>&nbsp;&mdash; lifestyle, capsule wardrobe fashion, motherhood</li>
<li>TikTok:<a href="https://www.tiktok.com/@sugarmammatv">@SugarMammaTV</a></li>
<li>YouTube:<a href="https://www.youtube.com/c/SugarMamma">SugarMammaTV</a>&nbsp;&mdash; over 500 bite-sized videos with more than 12 million views!</li>
<li>Website:<a href="https://www.sugarmamma.tv/">SugarMamma.TV</a></li>
<li>Don&rsquo;t forget my other podcast:How Do They Afford That?&nbsp;👉&nbsp;<a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">Listen here</a></li>
</ul>
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is&nbsp;general information only&nbsp;&mdash; never personal, product, or investment advice. Always:
<ul>
<li>Do your own research.</li>
<li>Weigh up the pros, cons, fees, caps, taxes, and risks.</li>
<li>Seek professional advice before making financial decisions.</li>
</ul>
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser&nbsp;of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).
&nbsp;

START HERE: How to Use a Margin Loan WISELY: 7 Rules to Reduce Risk & Build Wealth

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/b2adaa8b-7e94-4f79-b03a-b37f0046ceca/transcript

In this special SugarMamma’s Fireplay episode — proudly supported by moomoo — I share my personal financial game plan to outsmart AI and build lasting financial independence.

Everywhere we look, headlines warn that artificial intelligence is replacing jobs and reshaping industries. But what if, instead of fearing AI, we used it to our advantage — to invest smarter, build passive income, and retire richer and earlier?

The moomoo app can be found here: https://start.moomoo.com/0tfLnT

I’ll walk you through:


Why relying on your salary is no longer enough in the age of AI.


How to create passive income that pays you even while you sleep.


My own step-by-step investing journey through The $1000 Project, which has grown to a $365,000 share portfolio generating over $16,000 a year in dividends.


How AI-powered investing platforms like moomoo make it easier than ever to get started, stay informed and make better investing decisions.


Why fractional investing and free AI tools are changing the game for everyday investors.


And how you can start small — even with $10 — and build financial independence one investment at a time.

This episode is a wake-up call for anyone who’s been sitting on the sidelines. AI may take your job… but it doesn’t have to take your financial freedom.

💡 My Takeaway:

AI is not the enemy — it’s an opportunity. If we use it wisely, AI can help us make smarter investing decisions and create the financial security that our jobs alone can’t guarantee.

📲 Resources Mentioned:


Download the moomoo apphttps://https://start.moomoo.com/0tfLnT


Learn more at www.moomoo.com/au


Explore The $1000 Project via SugarMamma.TV

📝 Disclaimer:

This episode is sponsored by moomoo. All information is general in nature and does not constitute personal financial advice. Please consider your own circumstances or seek professional advice before making investment decisions.

SugarMammaTV #SugarMammasFireplay #moomoo #AIFinance #InvestSmarter #FIREMovement #FinancialIndependence #RetireEarly #PassiveIncome #DividendInvesting #WealthBuilding #SmartMoney #FinancialFreedom #WomenWhoInvest #AustralianInvestors

💬 Let’s Keep the Conversation Going

I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.

📚 My Books

If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here

(These are Amazon affiliate links to my own books.)

💡 Work With Me

Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Coaching
Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
👉Join here

🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website: SugarMamma.TV
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here

⚖️ General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

 

In this special SugarMamma&rsquo;s Fireplay episode &mdash; proudly supported by moomoo &mdash; I share my personal financial game plan to outsmart AI and build lasting financial independence.
Everywhere we look, headlines warn that artificial intelligence is replacing jobs and reshaping industries. But what if, instead of fearing AI, we used it to our advantage &mdash; to invest smarter, build passive income, and retire richer and earlier?
The moomoo app can be found here: <a href="https://start.moomoo.com/0tfLnT">https://start.moomoo.com/0tfLnT</a>
I&rsquo;ll walk you through:
<ul data-start="816" data-end="1478">
<li data-start="816" data-end="888">
Why relying on your salary is no longer enough in the age of AI.
</li>
<li data-start="889" data-end="961">
How to create passive income that pays you even while you sleep.
</li>
<li data-start="962" data-end="1125">
My own step-by-step investing journey through The $1000 Project, which has grown to a $365,000 share portfolio generating over $16,000 a year in dividends.
</li>
<li data-start="1126" data-end="1272">
How AI-powered investing platforms like moomoo make it easier than ever to get started, stay informed and make better investing decisions.
</li>
<li data-start="1273" data-end="1369">
Why fractional investing and free AI tools are changing the game for everyday investors.
</li>
<li data-start="1370" data-end="1478">
And how you can start small &mdash; even with $10 &mdash; and build financial independence one investment at a time.
</li>
</ul>
This episode is a wake-up call for anyone who&rsquo;s been sitting on the sidelines. AI may take your job&hellip; but it doesn&rsquo;t have to take your financial freedom.
<hr data-start="1636" data-end="1639">
💡 My Takeaway:
AI is not the enemy &mdash; it&rsquo;s an opportunity. If we use it wisely, AI can help us make smarter investing decisions and create the financial security that our jobs alone can&rsquo;t guarantee.
<hr data-start="1853" data-end="1856">
📲 Resources Mentioned:
<ul data-start="1892" data-end="2098">
<li data-start="1892" data-end="1952">
Download the moomoo app <a href="https://start.moomoo.com/0tfLnT">https://https://start.moomoo.com/0tfLnT</a>
</li>
<li data-start="1892" data-end="1952">
<a href="https://start.moomoo.com/0tfLnT"></a>Learn more at&nbsp;<a data-start="1969" data-end="2015">www.moomoo.com/au</a>
</li>
<li data-start="2018" data-end="2098">
Explore The $1000 Project via <a data-start="2054" data-end="2096">SugarMamma.TV</a>
</li>
</ul>
<hr data-start="2100" data-end="2103">
📝 Disclaimer:
This episode is sponsored by moomoo. All information is general in nature and does not constitute personal financial advice. Please consider your own circumstances or seek professional advice before making investment decisions.
SugarMammaTV #SugarMammasFireplay #moomoo #AIFinance #InvestSmarter #FIREMovement #FinancialIndependence #RetireEarly #PassiveIncome #DividendInvesting #WealthBuilding #SmartMoney #FinancialFreedom #WomenWhoInvest #AustralianInvestors
💬 Let&rsquo;s Keep the Conversation Going
I&rsquo;d love to hear your thoughts on this episode! Reach out to me anytime on Instagram&nbsp;<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;so we can keep this important conversation alive.
📚 My Books
If you&rsquo;re ready to deepen your financial knowledge, check out my books:
<ul>
<li>Best Seller:<a href="https://amzn.to/3RV0Bnq">The $1000 Project</a></li>
<li>**Mindful Money](<a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a>)</li>
<li>Motivated Money by Peter Thornhill(a huge inspiration for me):&nbsp;<a href="https://amzn.to/40rn2Vr">Read it here</a></li>
</ul>
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here&rsquo;s how we can work together:
<ol>
<li>The SugarMamma Budget &amp; Cashflow Academy Sick of living paycheque to paycheque or feeling overwhelmed by your money? This course includes aone-on-one appointment with me&nbsp;so I can personally help you. 👉&nbsp;<a href="https://courses.sugarmamma.tv/Signup">Enrol here</a></li>
<li>Money Mindset &amp; Manifestation Coaching Join my program for ongoing support, clarity, and motivation. You&rsquo;ll get direct access to me and a community of like-minded people ready to make powerful change. 👉<a href="https://courses.sugarmamma.tv/join">Join here</a></li>
</ol>
🌟 Stay Connected &amp; Inspired
<ul>
<li>Instagram:<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;&mdash; money, budgeting, cashflow &amp; motivation</li>
<li>Instagram:<a href="https://www.instagram.com/cannacampbellofficial">@CannaCampbellofficial</a>&nbsp;&mdash; lifestyle, capsule wardrobe fashion, motherhood</li>
<li>TikTok:<a href="https://www.tiktok.com/@sugarmammatv">@SugarMammaTV</a></li>
<li>YouTube:<a href="https://www.youtube.com/c/SugarMamma">SugarMammaTV</a>&nbsp;&mdash; over 500 bite-sized videos with more than 12 million views!</li>
<li>Website:&nbsp;<a href="https://www.sugarmamma.tv/">SugarMamma.TV</a></li>
<li>Don&rsquo;t forget my other podcast:How Do They Afford That?&nbsp;👉&nbsp;<a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">Listen here</a></li>
</ul>
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is&nbsp;general information only&nbsp;&mdash; never personal, product, or investment advice. Always:
<ul>
<li>Do your own research.</li>
<li>Weigh up the pros, cons, fees, caps, taxes, and risks.</li>
<li>Seek professional advice before making financial decisions.</li>
</ul>
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser&nbsp;of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).
&nbsp;
<hr data-start="2365" data-end="2368">

AI May Take Your Job… But Here’s My Financial Game Plan to Retire Rich

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/a3df6f43-2b4c-4cba-8016-b3840029d06a/transcript

Having been a Financial Planner for over 15 years, I have seen first hand how money problems can breed stress. Often, people make wrong money decisions because the world of finance can be intimidating and confusing. This podcast cuts through the jargon and provides practical, accessible financial education and empowerment - so you can build sustainable wealth and help achieve financial freedom. You will also hear real-life success stories from people who have transformed their finances and be empowered by valuable advice from industry experts. So join me for the start of a bold and brilliant financial future and growing community. For immediate access to all my content follow @SugarMammaTV@CannaCampbellofficial xCC

SugarMamma’s Fireplay

What should this single parent do? Sell and downsize or push on? Such a hard question, so personal and the best advice really depends on so many moving variables. Whilst I can't give personal advice, these are the crucial questions to ask and get advice about. I never want you to have any regrets, and one of the best ways to reduce this risk is to act carefully and arm yourself what as much relevant information as possible.

To submit your confidential "Start here" question, to help you get started, you can message me on Instagram. I am always here to help you. 

 @SugarMammaTV 

Here are my two books:

Best Seller: The $1000 Project Book: https://amzn.to/3RV0Bnq 

Mindful Money: https://amzn.to/3RV0poc 

Amazon affiliate links to my own books.

In the meantime...

HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...)

If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup

Also, if you want me as your Money Mindset & Manifestation coach, which includes ongoing access to my general help through motivation, clarity and support you can join below and put some game changing changes in your life!: 

https://courses.sugarmamma.tv/join

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMamma.TV

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589. 

 

 

 

What should this single parent do? Sell and downsize or push on? Such a hard question, so personal and the best advice really depends on so many moving variables. Whilst I can't give personal advice, these are the crucial questions to ask and get advice about. I never want you to have any regrets, and one of the best ways to reduce this risk is to act carefully and arm yourself what as much relevant information as possible.
To submit your confidential "Start here" question, to help you get started, you can message me on Instagram. I am always here to help you.&nbsp;
&nbsp;<a href="https://www.instagram.com/sugarmammatv/?hl=en">@SugarMammaTV</a>&nbsp;
Here are my two books:
Best Seller: The $1000 Project Book:&nbsp;<a href="https://amzn.to/3RV0Bnq">https://amzn.to/3RV0Bnq</a>&nbsp;
Mindful Money:&nbsp;<a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a>&nbsp;
Amazon affiliate links to my own books.
In the meantime...
HOW YOU CAN WORK WITH ME (&amp; I CAN HELP YOU): (includes one-on-one appointment with me...)
If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget &amp; Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here:&nbsp;<a href="https://courses.sugarmamma.tv/Signup">https://courses.sugarmamma.tv/Signup</a>
Also, if you want me as your Money Mindset &amp; Manifestation coach, which includes ongoing access to my general help through motivation, clarity and support you can join below and put some game changing changes in your life!:&nbsp;
<a href="https://courses.sugarmamma.tv/join">https://courses.sugarmamma.tv/join</a>
Stay updated &amp; inspired...
<a href="https://www.instagram.com/sugarmammatv/?hl=en">@SugarMammaTV</a>&nbsp;&ndash; Money, budgeting, cashflow, motivation
<a href="https://www.instagram.com/cannacampbellofficial/?hl=en">@CannaCampbellofficial</a>&nbsp;&ndash; lifestyle, capsule wardrobe fashion, motherhood
Tik Tok -&nbsp;<a href="https://www.tiktok.com/@sugarmammatv">https://www.tiktok.com/@sugarmammatv</a>
My YouTube channel - over 500 bite size videos with over 12,000,000 views!&nbsp;<a href="https://www.youtube.com/c/SugarMamma">https://www.youtube.com/c/SugarMamma</a>
<a href="https://www.sugarmamma.tv/">www.SugarMamma.TV</a>
Also, don't forget about my other podcast channel, "How Do They Afford That?"&nbsp;<a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235</a>
ADDITIONAL GENERAL ADVICE WARNING:
Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.
GENERAL ADVICE WARNING &amp; FINANCIAL PLANNING LICENSE DETAILS:
The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.&nbsp;
&nbsp;
&nbsp;
&nbsp;

START HERE: Single Mum: Should I downsize if I can't afford my mortgage or enjoy any lifestyle?

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/f9c96d60-83c6-4018-bfa7-b306006db1e0/transcript

Thrilled that this mini series with SugarMamma's Fireplay is here to stay! This is where you pick my brain for free, about what you need to do, consider and question to help get you started and heading in the right direction, with no regrets and filled with financial empowerment.

It goes without saying, always general advice, but I will give you the specific strategies to research, questions to ask your financial planner and where possible, free resources that have either helped me or I know that are trustworthy of value.

To submit your question, you must message me directly @SugarMammaTV on Instagram. 

If you want to learn more about how to fix your finances, I highly recommend reading my two books! 

Best Seller: The $1000 Project Book: https://amzn.to/3RV0Bnq 

Mindful Money: https://amzn.to/3RV0poc 

In the meantime...

HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...)

If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup

Also, if you want me as your Money Mindset & Manifestation coach, which includes ongoing access to my general help through motivation, clarity and support you can join below and put some game changing changes in your life!: 

https://courses.sugarmamma.tv/join

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMamma.TV

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589. 

Thrilled that this mini series with SugarMamma's Fireplay is here to stay! This is where you pick my brain for free, about what you need to do, consider and question to help get you started and heading in the right direction, with no regrets and filled with financial empowerment.
It goes without saying, always general advice, but I will give you the specific strategies to research, questions to ask your financial planner and where possible, free resources that have either helped me or I know that are trustworthy of value.
To submit your question, you must message me directly @SugarMammaTV on Instagram.&nbsp;
If you want to learn more about how to fix your finances, I highly recommend reading my two books!&nbsp;
Best Seller: The $1000 Project Book:&nbsp;<a href="https://amzn.to/3RV0Bnq">https://amzn.to/3RV0Bnq</a>&nbsp;
Mindful Money:&nbsp;<a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a>&nbsp;
In the meantime...
HOW YOU CAN WORK WITH ME (&amp; I CAN HELP YOU): (includes one-on-one appointment with me...)
If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget &amp; Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here:&nbsp;<a href="https://courses.sugarmamma.tv/Signup">https://courses.sugarmamma.tv/Signup</a>
Also, if you want me as your Money Mindset &amp; Manifestation coach, which includes ongoing access to my general help through motivation, clarity and support you can join below and put some game changing changes in your life!:&nbsp;
<a href="https://courses.sugarmamma.tv/join">https://courses.sugarmamma.tv/join</a>
Stay updated &amp; inspired...
<a href="https://www.instagram.com/sugarmammatv/?hl=en">@SugarMammaTV</a>&nbsp;&ndash; Money, budgeting, cashflow, motivation
<a href="https://www.instagram.com/cannacampbellofficial/?hl=en">@CannaCampbellofficial</a>&nbsp;&ndash; lifestyle, capsule wardrobe fashion, motherhood
Tik Tok -&nbsp;<a href="https://www.tiktok.com/@sugarmammatv">https://www.tiktok.com/@sugarmammatv</a>
My YouTube channel - over 500 bite size videos with over 12,000,000 views!&nbsp;<a href="https://www.youtube.com/c/SugarMamma">https://www.youtube.com/c/SugarMamma</a>
<a href="https://www.sugarmamma.tv/">www.SugarMamma.TV</a>
Also, don't forget about my other podcast channel, "How Do They Afford That?"&nbsp;<a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235</a>
ADDITIONAL GENERAL ADVICE WARNING:
Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.
GENERAL ADVICE WARNING &amp; FINANCIAL PLANNING LICENSE DETAILS:
The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.
Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.&nbsp;

Start Here: Episode 6- How can I invest this $10,000 gift into shares?

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/b90e277b-8ddf-43df-a653-b306005dd284/transcript

Start Here! Where you get to pick my brain as to where you should get started with your investing journey! Today's episode is from a listener who is wondering if she should jump on this opportunity to buy her sister in law's apartment. So many things to consider, so to "start here" I help break down some of the key steps to follow before signing the dotted line.

Let me know what you think of this episode by reaching out to me @SugarMammaTV so that we can keep this conversation going, which is also where you can send your own "Start Here" questions in. 

Here are my two books:

Best Seller: The $1000 Project Book: https://amzn.to/3RV0Bnq 

Mindful Money: https://amzn.to/3RV0poc 

In the meantime...

HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...)

If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup

Also, if you want me as your Money Mindset & Manifestation coach, which includes ongoing access to my general help through motivation, clarity and support you can join below and put some game changing changes in your life!: 

https://courses.sugarmamma.tv/join

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMammaTV.com 

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589. 

 

Start Here! Where you get to pick my brain as to where you should get started with your investing journey! Today's episode is from a listener who is wondering if she should jump on this opportunity to buy her sister in law's apartment. So many things to consider, so to "start here" I help break down some of the key steps to follow before signing the dotted line.
Let me know what you think of this episode by reaching out to me&nbsp;<a href="https://www.instagram.com/sugarmammatv/?hl=en">@SugarMammaTV</a> so that we can keep this conversation going, which is also where you can send your own "Start Here" questions in.&nbsp;
Here are my two books:
Best Seller: The $1000 Project Book:&nbsp;<a href="https://amzn.to/3RV0Bnq">https://amzn.to/3RV0Bnq</a>&nbsp;
Mindful Money: <a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a>&nbsp;
In the meantime...
HOW YOU CAN WORK WITH ME (&amp; I CAN HELP YOU): (includes one-on-one appointment with me...)
If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget &amp; Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: <a href="https://courses.sugarmamma.tv/Signup">https://courses.sugarmamma.tv/Signup</a>
Also, if you want me as your Money Mindset &amp; Manifestation coach, which includes ongoing access to my general help through motivation, clarity and support you can join below and put some game changing changes in your life!:&nbsp;
<a href="https://courses.sugarmamma.tv/join">https://courses.sugarmamma.tv/join</a>
Stay updated &amp; inspired...
<a href="https://www.instagram.com/sugarmammatv/?hl=en">@SugarMammaTV</a>&nbsp;&ndash; Money, budgeting, cashflow, motivation
<a href="https://www.instagram.com/cannacampbellofficial/?hl=en">@CannaCampbellofficial</a>&nbsp;&ndash; lifestyle, capsule wardrobe fashion, motherhood
Tik Tok -&nbsp;<a href="https://www.tiktok.com/@sugarmammatv">https://www.tiktok.com/@sugarmammatv</a>
My YouTube channel - over 500 bite size videos with over 12,000,000 views! <a href="https://www.youtube.com/c/SugarMamma">https://www.youtube.com/c/SugarMamma</a>
<a href="http://www.sugarmammatv/">www.SugarMammaTV.com&nbsp;</a>
Also, don't forget about my other podcast channel, "How Do They Afford That?" <a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235</a>
ADDITIONAL GENERAL ADVICE WARNING:
Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.
GENERAL ADVICE WARNING &amp; FINANCIAL PLANNING LICENSE DETAILS:
The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.
Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.&nbsp;
&nbsp;

START HERE! Should I buy this investment property for my mum?

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/0a670413-6607-4812-ac1f-b2b70142ef7d/transcript

Start Here is a mini series within Fireplay that gives you some insights to get started on working on your financial game plan. The things you need to consider, understand and even investigate to stop wasting time and start building real sustainable wealth, where your money works and grows efficiently for you. Only ever general in natures and for educational purposes but hopefully the best injection of knowledge to help empower you to get started today. 

Please send all your start here questions to: canna@sugarmamma.tv 

In the meantime...

HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...)

If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup

Also, don’t forget to register my free Money Mindset & Manifestation Masterclass if you need help with motivation, clarity and support: https://courses.sugarmamma.tv/masterclass

Or you can just get started straight away and have me as your accountability coach through the Money Mindset & Manifestation Program here (P.S. It is game changing):

https://courses.sugarmamma.tv/join

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My Best Selling Books!

The $1000 Project Book: https://amzn.to/3RV0Bnq 

Mindful Money: https://amzn.to/3RV0poc 

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMammaTV.com 

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589. 

See you next Monday morning for another empowering episode of SugarMamma’s Fireplay!

Start Here is a mini series within Fireplay that gives you some insights to get started on working on your financial game plan. The things you need to consider, understand and even investigate to stop wasting time and start building real sustainable wealth, where your money works and grows efficiently for you. Only ever general in natures and for educational purposes but hopefully the best injection of knowledge to help empower you to get started today.&nbsp;
Please send all your start here questions to: <a href="mailto:canna@sugarmamma.tv">canna@sugarmamma.tv</a>&nbsp;
In the meantime...
HOW YOU CAN WORK WITH ME (&amp; I CAN HELP YOU): (includes one-on-one appointment with me...)
If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget &amp; Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: <a href="https://courses.sugarmamma.tv/Signup">https://courses.sugarmamma.tv/Signup</a>
Also, don&rsquo;t forget to register my free Money Mindset &amp; Manifestation Masterclass if you need help with motivation, clarity and support: <a href="https://courses.sugarmamma.tv/masterclass">https://courses.sugarmamma.tv/masterclass</a>
Or you can just get started straight away and have me as your accountability coach through the Money Mindset &amp; Manifestation Program here (P.S. It is game changing):
<a href="https://courses.sugarmamma.tv/join">https://courses.sugarmamma.tv/join</a>
Stay updated &amp; inspired...
<a href="https://www.instagram.com/sugarmammatv/?hl=en">@SugarMammaTV</a>&nbsp;&ndash; Money, budgeting, cashflow, motivation
<a href="https://www.instagram.com/cannacampbellofficial/?hl=en">@CannaCampbellofficial</a>&nbsp;&ndash; lifestyle, capsule wardrobe fashion, motherhood
Tik Tok -&nbsp;<a href="https://www.tiktok.com/@sugarmammatv">https://www.tiktok.com/@sugarmammatv</a>
My Best Selling Books!
The $1000 Project Book: <a href="https://amzn.to/3RV0Bnq">https://amzn.to/3RV0Bnq</a>&nbsp;
Mindful Money: <a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a>&nbsp;
My YouTube channel - over 500 bite size videos with over 12,000,000 views! <a href="https://www.youtube.com/c/SugarMamma">https://www.youtube.com/c/SugarMamma</a>
<a href="http://www.sugarmammatv/">www.SugarMammaTV.com&nbsp;</a>
Also, don't forget about my other podcast channel, "How Do They Afford That?" <a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235</a>
ADDITIONAL GENERAL ADVICE WARNING:
Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.
GENERAL ADVICE WARNING &amp; FINANCIAL PLANNING LICENSE DETAILS:
The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.
Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.&nbsp;
See you next Monday morning for another empowering episode of SugarMamma&rsquo;s Fireplay!

START HERE! Should I upgrade my home or invest in my financial future? HELP!

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/e1d65d6a-f270-4425-84dd-b240014c42df/transcript

For your "Start here" questions, please send them directly to me on Instagram @SugarMammaTV or @CannaCampbellofficial

Please know that this is general in nature and for educational purposes only. It is so important that you do a risk profile, understand your deadlines for your goals, take into consideration your situation, security and values. Always see a Financial Planner for personal advice. 

IN THE MEANTIME...HOW I CAN HELP YOU:

If you need help with your budget or are sick of living paycheque to paycheque, sign up to the FREE SugarMamma Budget & Cashflow Masterclass here and yes, this included a FREE Zoom appointment with me one on one: https://courses.sugarmamma.tv/registration-page

Or you can just get started with fixing your budget today by enrolling in The SugarMamma Budget & Cashflow Academy course here: https://courses.sugarmamma.tv/Signup

Also, don’t forget to register my free Money Mindset & Manifestation Masterclass if you need help with motivation, clarity and support: https://courses.sugarmamma.tv/masterclass

Or you can just get started straight away and have me as your accountability coach through the Money Mindset & Manifestation Program here (P.S. It is game changing):

https://courses.sugarmamma.tv/join

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My Best Selling Books!

The $1000 Project Book: booktopia.kh4ffx.net/DVqDMj

Mindful Money: booktopia.kh4ffx.net/Xxrz5o

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMammaTV.com 

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589. 

 

For your "Start here" questions, please send them directly to me on Instagram @SugarMammaTV or @CannaCampbellofficial
Please know that this is general in nature and for educational purposes only. It is so important that you do a risk profile, understand your deadlines for your goals, take into consideration your situation, security and values. Always see a Financial Planner for personal advice.&nbsp;
IN THE MEANTIME...HOW I CAN HELP YOU:
If you need help with your budget or are sick of living paycheque to paycheque, sign up to the FREE SugarMamma Budget &amp; Cashflow Masterclass here and yes, this included a FREE Zoom appointment with me one on one: <a href="https://courses.sugarmamma.tv/registration-page">https://courses.sugarmamma.tv/registration-page</a>
Or you can just get started with fixing your budget today by enrolling in The SugarMamma Budget &amp; Cashflow Academy course here: <a href="https://courses.sugarmamma.tv/Signup">https://courses.sugarmamma.tv/Signup</a>
Also, don&rsquo;t forget to register my free Money Mindset &amp; Manifestation Masterclass if you need help with motivation, clarity and support: <a href="https://courses.sugarmamma.tv/masterclass">https://courses.sugarmamma.tv/masterclass</a>
Or you can just get started straight away and have me as your accountability coach through the Money Mindset &amp; Manifestation Program here (P.S. It is game changing):
<a href="https://courses.sugarmamma.tv/join">https://courses.sugarmamma.tv/join</a>
Stay updated &amp; inspired...
<a href="https://www.instagram.com/sugarmammatv/?hl=en">@SugarMammaTV</a>&nbsp;&ndash; Money, budgeting, cashflow, motivation
<a href="https://www.instagram.com/cannacampbellofficial/?hl=en">@CannaCampbellofficial</a>&nbsp;&ndash; lifestyle, capsule wardrobe fashion, motherhood
Tik Tok -&nbsp;<a href="https://www.tiktok.com/@sugarmammatv">https://www.tiktok.com/@sugarmammatv</a>
My Best Selling Books!
The $1000 Project Book: <a href="http://booktopia.kh4ffx.net/DVqDMj">booktopia.kh4ffx.net/DVqDMj</a>
Mindful Money: <a href="http://booktopia.kh4ffx.net/Xxrz5o">booktopia.kh4ffx.net/Xxrz5o</a>
My YouTube channel - over 500 bite size videos with over 12,000,000 views! <a href="https://www.youtube.com/c/SugarMamma">https://www.youtube.com/c/SugarMamma</a>
<a href="http://www.sugarmammatv/">www.SugarMammaTV.com&nbsp;</a>
Also, don't forget about my other podcast channel, "How Do They Afford That?" <a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235</a>
ADDITIONAL GENERAL ADVICE WARNING:
Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.
GENERAL ADVICE WARNING &amp; FINANCIAL PLANNING LICENSE DETAILS:
The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.&nbsp;
&nbsp;

START HERE! HELP! I am 38 and don't know what to do! How can I catch up?

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/fa184a25-4db2-44c6-b04d-b14e00469334/transcript

Start Here! Helping clear the path for you to see how you can get started and finally feel and see the financial breakthrough that you have been needing for so long. Strictly general in nature and for educational purposes only, but these are just some ideas to research before meeting with a Financial Planner, so that you know how to get started and keep moving with your own financial future adventure.

HOW I CAN HELP YOU:

If you need help with your budget or are sick of living paycheque to paycheque, sign up to the FREE SugarMamma Budget & Cashflow Masterclass here: https://courses.sugarmamma.tv/registration-page

Or you can just get started with fixing your budget today by enrolling in The SugarMamma Budget & Cashflow Academy course here: https://courses.sugarmamma.tv/Signup

Also, don’t forget to register my free Money Mindset & Manifestation Masterclass if you need help with motivation, clarity and support: https://courses.sugarmamma.tv/masterclass

Or you can just get started straight away and have me as your accountability coach through the Money Mindset & Manifestation Program here (P.S. It is game changing):

https://courses.sugarmamma.tv/join

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My Best Selling Books!

The $1000 Project Book: https://amzn.to/3RV0Bnq 

Mindful Money: https://amzn.to/3RV0poc 

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMammaTV.com 

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589. 

 

Start Here! Helping clear the path for you to see how you can get started and finally feel and see the financial breakthrough that you have been needing for so long. Strictly general in nature and for educational purposes only, but these are just some ideas to research before meeting with a Financial Planner, so that you know how to get started and keep moving with your own financial future adventure.
HOW I CAN HELP YOU:
If you need help with your budget or are sick of living paycheque to paycheque, sign up to the FREE SugarMamma Budget &amp; Cashflow Masterclass here: <a href="https://courses.sugarmamma.tv/registration-page">https://courses.sugarmamma.tv/registration-page</a>
Or you can just get started with fixing your budget today by enrolling in The SugarMamma Budget &amp; Cashflow Academy course here: <a href="https://courses.sugarmamma.tv/Signup">https://courses.sugarmamma.tv/Signup</a>
Also, don&rsquo;t forget to register my free Money Mindset &amp; Manifestation Masterclass if you need help with motivation, clarity and support: <a href="https://courses.sugarmamma.tv/masterclass">https://courses.sugarmamma.tv/masterclass</a>
Or you can just get started straight away and have me as your accountability coach through the Money Mindset &amp; Manifestation Program here (P.S. It is game changing):
<a href="https://courses.sugarmamma.tv/join">https://courses.sugarmamma.tv/join</a>
Stay updated &amp; inspired...
<a href="https://www.instagram.com/sugarmammatv/?hl=en">@SugarMammaTV</a>&nbsp;&ndash; Money, budgeting, cashflow, motivation
<a href="https://www.instagram.com/cannacampbellofficial/?hl=en">@CannaCampbellofficial</a>&nbsp;&ndash; lifestyle, capsule wardrobe fashion, motherhood
Tik Tok -&nbsp;<a href="https://www.tiktok.com/@sugarmammatv">https://www.tiktok.com/@sugarmammatv</a>
My Best Selling Books!
The $1000 Project Book: <a href="https://amzn.to/3RV0Bnq">https://amzn.to/3RV0Bnq</a>&nbsp;
Mindful Money: <a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a>&nbsp;
My YouTube channel - over 500 bite size videos with over 12,000,000 views! <a href="https://www.youtube.com/c/SugarMamma">https://www.youtube.com/c/SugarMamma</a>
<a href="http://www.sugarmammatv/">www.SugarMammaTV.com&nbsp;</a>
Also, don't forget about my other podcast channel, "How Do They Afford That?" <a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235</a>
ADDITIONAL GENERAL ADVICE WARNING:
Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.
GENERAL ADVICE WARNING &amp; FINANCIAL PLANNING LICENSE DETAILS:
The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.&nbsp;
&nbsp;

START HERE! Should I pay off the mortgage or invest in shares?

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/0c67aeae-ce00-4169-877f-b1a8016baf21/transcript

START HERE! Episode 1: Strictly general in nature and for educational purposes, but to help get you started and moving in the right direction....send your "Where do I start?" questions to:

canna@sugarmamma.tv 

In the meantime...

If you need help with your budget or are sick of living paycheque to paycheque, sign up to the FREE SugarMamma Budget & Cashflow Masterclass here: https://courses.sugarmamma.tv/registration-page

Or you can just get started with fixing your budget today by enrolling in The SugarMamma Budget & Cashflow Academy course here: https://courses.sugarmamma.tv/Signup

Also, don’t forget to register my free Money Mindset & Manifestation Masterclass if you need help with motivation, clarity and support: https://courses.sugarmamma.tv/masterclass

Or you can just get started straight away and have me as your accountability coach through the Money Mindset & Manifestation Program here (P.S. It is game changing):

https://courses.sugarmamma.tv/join

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My Best Selling Books!

The $1000 Project Book: booktopia.kh4ffx.net/DVqDMj

Mindful Money: booktopia.kh4ffx.net/Xxrz5o

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMammaTV.com  - subscribe to access your FREE Budget Template

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589. 

START HERE! Episode 1: Strictly general in nature and for educational purposes, but to help get you started and moving in the right direction....send your "Where do I start?" questions to:
<a href="mailto:canna@sugarmamma.tv">canna@sugarmamma.tv</a>&nbsp;
In the meantime...
If you need help with your budget or are sick of living paycheque to paycheque, sign up to the FREE SugarMamma Budget &amp; Cashflow Masterclass here:&nbsp;https://courses.sugarmamma.tv/registration-page
Or you can just get started with fixing your budget today by enrolling in The SugarMamma Budget &amp; Cashflow Academy course here:&nbsp;https://courses.sugarmamma.tv/Signup
Also, don&rsquo;t forget to register my free Money Mindset &amp; Manifestation Masterclass if you need help with motivation, clarity and support:&nbsp;https://courses.sugarmamma.tv/masterclass
Or you can just get started straight away and have me as your accountability coach through the Money Mindset &amp; Manifestation Program here (P.S. It is game changing):
https://courses.sugarmamma.tv/join
Stay updated &amp; inspired...
@SugarMammaTV&nbsp;&ndash; Money, budgeting, cashflow, motivation
@CannaCampbellofficial&nbsp;&ndash; lifestyle, capsule wardrobe fashion, motherhood
Tik Tok -&nbsp;https://www.tiktok.com/@sugarmammatv
My Best Selling Books!
The $1000 Project Book:&nbsp;booktopia.kh4ffx.net/DVqDMj
Mindful Money:&nbsp;booktopia.kh4ffx.net/Xxrz5o
My YouTube channel - over 500 bite size videos with over 12,000,000 views!&nbsp;https://www.youtube.com/c/SugarMamma
www.SugarMammaTV.com&nbsp; - subscribe to access your FREE Budget Template
Also, don't forget about my other podcast channel, "How Do They Afford That?"&nbsp;https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235
ADDITIONAL GENERAL ADVICE WARNING:
Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.
GENERAL ADVICE WARNING &amp; FINANCIAL PLANNING LICENSE DETAILS:
The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.&nbsp;

START HERE! Did Brydie blow her $100,000 inheritance?

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/3a00932e-2564-4b65-a281-b13b004e778a/transcript

🎙️ Start Here – Your Fresh Financial Beginning

Welcome to the Start Here mini series—designed to help you take those first, crucial steps toward your financial wellbeing with clarity, confidence and direction. This is your space to get unstuck, clear the mental clutter, and finally move past the blocks, excuses and fears that have been holding you back.

Each episode is shaped by your questions, so if you’ve ever wanted to pick my brain—now’s the time! While I never give personal advice, I do offer reliable, general guidance based on my 20+ years as a Financial Planner, all in a safe, non-judgmental and educational format.

💬 Send me your questions via DM on Instagram at @SugarMammaTV or @CannaCampbellOfficial—I’ll feature them anonymously in future episodes so we can help you (and others just like you) get started the right way, the first time.

Because financial empowerment starts with one small step—and I’m here to take it with you.

🎙️ Start Here &ndash; Your Fresh Financial Beginning
Welcome to the Start Here mini series&mdash;designed to help you take those first, crucial steps toward your financial wellbeing with clarity, confidence and direction. This is your space to get unstuck, clear the mental clutter, and finally move past the blocks, excuses and fears that have been holding you back.
Each episode is shaped by your questions, so if you&rsquo;ve ever wanted to pick my brain&mdash;now&rsquo;s the time! While I never give personal advice, I do offer reliable, general guidance based on my 20+ years as a Financial Planner, all in a safe, non-judgmental and educational format.
💬 Send me your questions via DM on Instagram at @SugarMammaTV or @CannaCampbellOfficial&mdash;I&rsquo;ll feature them anonymously in future episodes so we can help you (and others just like you) get started the right way, the first time.
Because financial empowerment starts with one small step&mdash;and I&rsquo;m here to take it with you.

SugarMamma’s Fireplay

Social links:

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