Why I Think The 50/30/20 Budgeting Rule is Bullshit and what really works

The 50/30/20 budgeting rule sounds simple: 50% of your income goes towards needs, 30% towards wants and 20% towards savings and financial goals. But I think treating this as a universal rule for a “healthy” budget is bullshit. Why? Because personal finance is personal. The rising cost of living …

START HERE: I earn good money, but why am I always broke? How to stop living pay cheque to pay cheque!

You earn good money. On paper, you're doing well. So why does payday arrive… only for you to find yourself counting down the days until the next one? In this episode of Start Here, I answer a listener who earns $120,000 a year but regularly has nothing left at the end of their pay cycle — and som…

Why Successful Businesses Are Collapsing - And How to Protect Yours

Your Business Bank Balance Is Lying To You A business can look incredibly successful from the outside — millions in revenue, a growing team, huge social media following, sold-out launches and all the visible signs of success — while quietly struggling to pay its bills. And right now, we're seeing…

START HERE: I really want to get a dog! How Much Does It Really Cost to Own a Dog?

How Much Does It Really Cost to Own a Dog? Thinking about getting a dog? Before you fall in love with the puppy, it is worth falling in love with the numbers first. In this episode of Start Here, I answer a listener question about how much you should realistically budget before bringing a dog int…

The Dangerous Mortgage Borrowing Strategy That Could Leave You Stuck & Exposed

The Mortgage Borrowing Trap That Could Leave You Stuck Property investors are constantly looking for ways to grow their portfolios, improve borrowing capacity and structure their investments more effectively. But what happens when a strategy designed to help you borrow more ends up leaving you wi…

START HERE Part 2: How to Get Closer to Financial Freedom: Your Next 1%

How to Get Closer to Financial Freedom: Your Next 1% So, you know your Freedom Score. You’ve worked out your Mindful Money Number. Now comes the most important question: How do you actually move the number? In Part Two of this Start Here series, Canna turns the idea of financial freedom into a p…

The Financial Lie We All Want to Believe - Protecting you from this mistake

Podcast NotesWhere Real Financial Confidence Comes From Do you ever feel like you're constantly searching for certainty when it comes to your money? Whether it's predictions about the stock market, property prices, interest rates or even AI-generated financial advice, we're surrounded by people c…

START HERE: Part 1: How Close Are You to Financial Freedom? Calculate Your Freedom Score

How Close Are You to Financial Freedom? Calculate Your Freedom Score What if you could actually put a number on your financial freedom — and see exactly how far you’ve already travelled towards it? In this episode of Start Here, Canna explores the Freedom Score: a simple way to measure how much o…

Your First Full-Time Salary Could Change Your Life (If You Do These 5 Things)

Build Financial Independence From Your First Paycheck Graduating and starting your first full-time job is one of the biggest financial milestones of your life. What you do with your very first paycheck can shape your financial future for decades to come. In this podcast episode, I'm sharing the f…

START HERE: My Mother-in-Law Is Gambling Away Their Retirement. What Can We Do?

My Mother-In-Law Will Gamble Away Their Retirement. What Can We Do? | How To Protect Ageing Parents From Financial Harm What do you do when someone you love is about to receive a life-changing inheritance... but you're genuinely worried it could disappear? In this episode of Start Here, I answer …