You don't have to be an economist to know that prices are going up on everything, and our incomes aren't going up at the same rate.

What are some of the ways that we can cope when finances are limited and money is tight?

That's the question that Sandy is answering today, and drawing on her own experiences from when times have been tough.

This podcast is a production of Brisbane's 96five and So Many Answers Counselling Service.

If you have a question that you would like Sandy to address, please email hello@somanyanswers.com.