What if the next recession is closer than you think—and the stock market’s optimism is just a mirage? This episode unpacks the disconnect between Wall Street highs and economic realities, exploring why household debt, overvalued markets, and shifting cycles demand a fresh look at retirement planning. Joe and Julia Valenzuela share lessons from past downturns, the risks of chasing trends, and how a decade of preparation can make all the difference for your financial future.

For more information, please visit ValenzuelaFinancial.com!