How much does it really take to live comfortably—and avoid costly mistakes—in retirement? This episode explores the realities behind budgeting models, the challenges facing small business owners, and the risks of big-ticket spending from retirement accounts. Hosts Joe and Julia Valenzuela break down individualized financial strategies, tax considerations, and why emotional decisions can derail your future. Discover how personalized planning and mathematical discipline help secure lasting financial health.

For more information, please visit ValenzuelaFinancial.com!