What if the key to your best year ever isn’t a resolution, but a real plan for your financial future? In this episode, Joe and Julia Valenzuela break down the essential steps for 2026: setting meaningful goals, organizing your finances, understanding risk, and knowing when to seek a second opinion. Discover why procrastination can be as damaging as a market downturn, and how a clear-eyed review of your retirement strategy can help you face life’s surprises with confidence. It’s time to get serious about your money and your future.

For more information, please visit ValenzuelaFinancial.com!