Retire South Florida
Retire South Florida
Retirement in South Florida doesn’t start with heading to the beach. It starts with careful planning, attention to detail, and a keen eye for the finer points of a solid retirement plan. That’s why Retire South Florida is your go-to source for all things retirement. Powered by Valenzuela Financial and hosted by president Joe Valenzuela, Retire South Florida dives into the data and looks at your r…Social links:
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2026 Unlocked: The Questions That Shape Your Retirement
What questions could change your financial future in 2026? This episode of Retire South Florida with Joe and Julia Valenzuela reveals the essential conversations, risks, and strategies that shape retirement success. Discover why understanding your portfolio, fees, risk tolerance, and income sources…
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Why Resolutions Fail—And Real Financial Goals Win in 2026
What if the key to your best year ever isn’t a resolution, but a real plan for your financial future? In this episode, Joe and Julia Valenzuela break down the essential steps for 2026: setting meaningful goals, organizing your finances, understanding risk, and knowing when to seek a second opinion.…
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Retirement, Family, and the Power of Teamwork: Lessons for Every Couple
Is it possible to retire on your own terms while keeping family at the heart of every decision? This episode of Retire South Florida with Joe & Julia Valenzuela explores holiday traditions, the importance of personalized financial planning, and how couples can communicate and collaborate for a secu…
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Are You Managing Money—or Just Hoping for the Best?
What happens when financial “noise” drowns out real strategy? In this episode, Joe and Julia Valenzuela break down common misconceptions around diversification, rebalancing, and relying on outdated investment habits. They explore how emotional decision‑making, market volatility, and misunderstood p…
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Want vs. Need: Are Your Choices Sabotaging Your Legacy?
What if draining your retirement savings for today’s emergencies means sacrificing tomorrow’s dreams? This episode with Joe and Julia Valenzuela explores the hidden risks of early withdrawals, the emotional traps of “want vs. need,” and the impact of financial decisions on legacy and family. Learn …
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Retirement Math: Are Your Spending Habits Sabotaging Your Future?
How much does it really take to live comfortably—and avoid costly mistakes—in retirement? This episode explores the realities behind budgeting models, the challenges facing small business owners, and the risks of big-ticket spending from retirement accounts. Hosts Joe and Julia Valenzuela break dow…
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Market Highs or Market Illusion? The Truth Behind the Numbers
Is the stock market’s record-breaking run just an illusion? This episode exposes why a handful of tech giants drive market highs, the hidden risks of concentrated portfolios, and the costly mistakes that can sabotage your retirement. Learn how simple missteps—like weak passwords or ignoring inflati…
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How Many Income Streams Does Your Retirement Really Need?
What if your retirement plan had as many layers of protection as your home’s smoke alarms? This episode dives into why multiple income streams—Social Security, pensions, annuities, investments, and even part-time work—are essential for a secure retirement. Discover how federal and state employees, …
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Are Seven Stocks Holding Your Retirement Hostage?
What happens when your retirement nest egg is riding on just seven stocks? This episode explores the risks of concentrated portfolios, the reality of market overvaluation, and how a sudden correction could impact your future. Joe and Julia Valenzuela break down common financial habits that can age …
22:48Clean
Gold, Markets, and the Math That Matters
Is complacency the biggest risk to your portfolio when markets hit new highs? Joe and Julia Valenzuela break down why emotions and opinions can sabotage your financial future, and how true money management means more than chasing the latest trend. This episode explores the math behind risk, the rea…
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