What happens when financial “noise” drowns out real strategy? In this episode, Joe and Julia Valenzuela break down common misconceptions around diversification, rebalancing, and relying on outdated investment habits. They explore how emotional decision‑making, market volatility, and misunderstood portfolio tactics can quietly derail long‑term plans. Through clear examples and practical insights, the conversation highlights why math—not assumptions—should guide retirement planning, income strategies, and legacy decisions.

For more information, please visit ValenzuelaFinancial.com!