Is the stock market’s record-breaking run just an illusion? This episode exposes why a handful of tech giants drive market highs, the hidden risks of concentrated portfolios, and the costly mistakes that can sabotage your retirement. Learn how simple missteps—like weak passwords or ignoring inflation—can leave your financial future vulnerable. Joe and Julia Valenzuela break down retirement math, asset protection, and the importance of planning beyond the headlines. Tune in for real stories, practical strategies, and a look at what truly matters when securing your retirement.

For more information, please visit ValenzuelaFinancial.com!