What if your retirement plan had as many layers of protection as your home’s smoke alarms? This episode dives into why multiple income streams—Social Security, pensions, annuities, investments, and even part-time work—are essential for a secure retirement. Discover how federal and state employees, business owners, and everyday savers can build a resilient financial future. Joe & Julia Valenzuela break down common pitfalls, tax implications, and the power of personalized analysis, helping you avoid running out of money and maximize every asset you’ve earned.

For more information, please visit ValenzuelaFinancial.com!