Would You Kick It or Keep It? Retirement Decisions Put to the Test

What if some of the most common retirement moves are actually costly mistakes? Retirement planner Heidi Ricken Provost and licensed insurance professional Gerry Ricken play a round of “Kick It or Keep It,” tackling real-world decisions involving Social Security, AI-generated financial advice, CDs, …

Are You Living Your Purpose or Just Following a Routine?

What happens when you realize you're no longer living with purpose? Heidi Ricken Provost and Gerry Ricken discuss finding joy in everyday moments, overcoming fear of change, and recognizing when it's time to pursue something more meaningful. From career transitions to retirement goals, they explore…

Are You Making These Retirement Mistakes Without Realizing It?

Is retiring at 65 really the smartest move, or could it cost you more than you realize? Heidi Ricken Provost and Gerry Ricken tackle a series of common retirement questions, separating what’s smart, what’s risky, and what depends on your personal situation. From Social Security timing and Roth conv…

Why Spending Money in Retirement Feels So Hard

What if the biggest challenge in retirement isn’t saving money, but learning how to spend it? Heidi Ricken Provost and Gerry Ricken discuss why many retirees struggle to shift from accumulating wealth to using it with purpose. They explore retirement income, changing spending habits, emergency fund…

Is “Dead Money” Hiding in Your Retirement Plan?

Is your retirement date based on a thoughtful strategy, or simply an age on the calendar? Heidi Ricken Provost and Gerry Ricken explain why retirement timing, Social Security, taxes, income, investments, healthcare, and legacy planning should work together around your individual purpose. They also …

The Retirement Choices That Have No Easy Answer

Would you rather retire sooner with less money or work longer with twice as much? Gerry Ricken and Heidi Ricken Provost tackle a series of retirement “would you rather” questions involving timing, purpose, experiences, inheritances, mortgages, health care, and quality of life. Their answers reveal …

The Retirement Grab Bars Most People Overlook

What do bathroom grab bars have to do with retirement planning? Gerry Ricken uses that unexpected comparison to explain overlooked strategies that can help retirees prepare for income needs, taxes, healthcare costs, and long-term care considerations. Gerry discusses retirement "grab bars" such as I…

The Retirement “Grab Bars” You May Be Missing

What if the most valuable retirement strategies are the ones people overlook? Gerry Ricken discusses the “grab bars” of retirement planning, from IRA rollovers and diversification opportunities to tax-efficient charitable giving strategies. The conversation explores ways retirees can think about pr…

Would You Retire Tomorrow for $5 Million?

Would you really spend retirement doing more work, or are you planning for the freedom to enjoy it? In this episode, Heidi Ricken Provost explores why many retirees overestimate how much they’ll travel, underestimate emotional money decisions, and struggle with do-it-yourself financial management. …

The Retirement Questions Keeping Everyone Up at Night

Could a few smart moves before year-end make a meaningful difference in your retirement strategy? Heidi Ricken Provost discusses the critical financial decisions many retirees and pre-retirees face as the calendar winds down. From required minimum distributions and Roth conversions to tax planning,…