The Disconnect Between Retirement Assumptions and Reality

Is retirement really the phase where you spend less, worry less, and let investments do all the work? Gerry Ricken and Heidi Ricken Provost continue their conversation on common retirement myths—tackling Social Security fears, spending assumptions, and the belief that investments alone equal a plan…

Retirement Decisions That Look Simple—but Aren’t

Can you really handle retirement planning on your own without missing critical pieces? Gerry Ricken digs into more widespread retirement misconceptions, from DIY planning and annuity misunderstandings to Social Security timing, Roth strategies, and inheritance taxes. The discussion highlights how t…

The Retirement Misconceptions That Create Confusion

Some retirement myths sound harmless—until they shape major decisions. This episode with Gerry Ricken & Heidi Ricken Provost tackles common misconceptions about taxes, income, and annuities, explaining why surface-level understanding often leads to confusion. The conversation emphasizes education, …

Why Tax Season Is Really Year‑Round

What does baseball season have to do with retirement taxes? This episode with Gerry Ricken connects America’s pastime with timely conversations around tax planning versus tax preparation. The discussion covers why filing taxes is just the starting point, how future tax decisions shape retirement in…

Baseball, April 15th, and the Truth About Retirement Taxes

Baseball season, tax season, and retirement planning collide in this wide-ranging conversation about money, mindset, and misconceptions. Gerry Ricken breaks down the difference between tax preparation and tax planning, why many retirees are surprised by their tax bills, and how decisions made today…

Planning for Care Before You Need It

Long‑term care is often ignored until it’s unavoidable. This episode with Gerry Ricken & Heidi Ricken Provost breaks down how people think about care, control, and independence later in life. The conversation explores care preferences, family impact, and the trade‑offs behind different planning app…

What Baseball Season Can Teach You About Retirement

Baseball season sparks a bigger conversation about getting back to basics—this time in retirement planning. Gerry Ricken and Heidi Ricken Provost walk through where a retirement plan really begins, starting with purpose, daily life, and spending habits. The discussion breaks down how income plannin…

Flying Solo Doesn’t Mean Going Alone

Retirement planning doesn’t stop at families—it includes those flying solo. This episode with Gerry Ricken addresses widowed and divorced retirees who often feel overlooked in traditional planning conversations. The discussion reframes what “family” means in retirement, covering income planning, he…

It’s Not Too Late to Run a Better Race

A marathon photo finish becomes a powerful retirement metaphor in this episode. This discussion with Gerry Ricken challenges the idea that it’s ever “too late” to improve your financial plan and explains why retirement success isn’t about hitting a magic number. From income planning and healthcare …

The Purpose Approach: Redefining Retirement Beyond the Numbers

What happens when retirement planning starts with "why" instead of numbers? In this episode of Kickin’ with the Rickens, Gerry Ricken and Heidi Ricken Provost step away from charts and strategies to share the story behind their purpose-driven approach to retirement. From tax-focused planning and in…