Retirement planning doesn’t stop at families—it includes those flying solo. This episode with Gerry Ricken addresses widowed and divorced retirees who often feel overlooked in traditional planning conversations. The discussion reframes what “family” means in retirement, covering income planning, healthcare decisions, long-term care, and estate basics for individuals. It’s an honest conversation about independence, personal space, and building a support system that extends beyond bloodlines.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

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