Baseball season sparks a bigger conversation about getting back to basics—this time in retirement planning. Gerry Ricken and Heidi Ricken Provost walk through where a retirement plan really begins, starting with purpose, daily life, and spending habits. The discussion breaks down how income planning fits together, from Social Security timing and pensions to multiple income streams designed to support long-term needs. Along the way, they connect familiar sports analogies to practical retirement decisions, emphasizing how thoughtful planning, flexibility, and understanding your numbers shape what retirement can actually look like.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

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