What happens when retirement doesn’t arrive at the same time for both partners?
In this episode, Ron Ray explores the real-world challenges couples face when their retirement timelines don’t align. He breaks down why longevity planning matters, how relying too heavily on Social Security can create blind spots, and the range of income sources retirees often overlook. The conversation highlights the importance of building a strategy that reflects each partner’s goals, health, and expectations, rather than default assumptions. Ron also addresses the emotional side of retirement, from uncertainty to confidence, and why a comprehensive plan can help reduce stress during life’s next chapter. This episode focuses on thoughtful preparation, informed decision-making, and the value of personalized planning in an increasingly complex retirement landscape.

Find out more about Ron and the teams, and set up a complimentary time to speak with them, by reaching out to Turning 65 Solutions and Homestead Family Wealth.