Stop Swinging for the Fences: Why Retirement Is a Singles-and-Doubles Game

Trying to hit a home run with your retirement plan might be riskier than you think. Using a baseball analogy, Ron Ray breaks down why consistency, singles and doubles can matter more than swinging for the fences as retirement approaches. The conversation covers shifting from growth to income, manag…

How Much Is “Enough” for Retirement, and Who Decides?

How much income do you really need in retirement, and why is the answer different for everyone?  In this episode, Ron Ray of Turning 65 Solutions breaks down the core questions retirees and pre‑retirees face when building a retirement strategy. The conversation explores how personalized planning p…

When Volatility Meets Retirement: What Retirees Need to Consider

Rising prices, shaky markets, and longer retirements are forcing today’s retirees to rethink how their money works in the real world. In this episode, Ron Ray breaks down the unique financial pressures facing retirees and pre-retirees, from inflation’s quiet erosion of purchasing power to the chall…

Is Your Retirement Plan on Autopilot? It Might Be Time to Check In

When was the last time you really checked in on your retirement plan... last year, or never? Most people are more consistent about maintaining their homes than reviewing their financial plans, yet retirement isn’t a “set it and forget it” decision. Just like a house needs regular upkeep, your ret…

Why Your Retirement Plan Shouldn’t Look Like Anyone Else’s

How much do you really need to retire, and why is the answer different for everyone? In this episode, Ron Ray breaks down the core questions behind retirement planning and why a one-size-fits-all approach often falls short. Ron walks through how income needs, lifestyle goals, and tax considerations…

The Retirement Blind Spots Too Many People Miss

Retirement isn’t just about the numbers ... it’s about preparing for the realities that come with the next phase of life. In this episode, Ron Ray takes a wide-angle look at retirement planning, exploring how health care, long-term care, and income decisions intersect in ways many people don’t full…

When Retirement Planning Gets Personal

What happens when retirement doesn’t arrive at the same time for both partners? In this episode, Ron Ray explores the real-world challenges couples face when their retirement timelines don’t align. He breaks down why longevity planning matters, how relying too heavily on Social Security can create …

When Longevity Becomes a Financial Challenge

One unexpected bill can quietly undo decades of careful saving. In this episode, Ron Ray takes a clear-eyed look at retirement planning through the lens of what often gets overlooked: surprise expenses, long-term care, and the decisions that quietly shape financial outcomes over time. He breaks dow…

Your Retirement Roadmap: What to Know Before Taking the Next Step

What if the choices you make near retirement matter more than you realize? In this episode of To Your Health and Wealth, Ron Ray explores key considerations that often shape the retirement journey. He breaks down Medicare enrollment windows, practical tax‑planning approaches, and ways to think thro…

Social Security, Pensions & the Myths That Mislead Retirees

What if the retirement you imagine looks nothing like the one you’re headed toward? In this conversation, Ron Ray breaks down the realities many retirees overlook, from how Social Security actually fits into long‑term income to why financial literacy matters more than ever. He and his guest explor…