Trying to hit a home run with your retirement plan might be riskier than you think. Using a baseball analogy, Ron Ray breaks down why consistency, singles and doubles can matter more than swinging for the fences as retirement approaches. The conversation covers shifting from growth to income, managing market volatility, and why paycheck replacement becomes the priority once work income stops. The discussion also explores tax surprises tied to selling a business or property, Medicare IRMAA surcharges, and the value of forward-looking tax planning. Along the way, He shares why long-term relationships, local guidance, and steady decision-making play a central role in navigating retirement with clarity and confidence.

Find out more about Ron and the teams, as well as setting up a complimentary time to speak with them, by reaching out to Turning 65 Solutions and Homestead Family Wealth.