Rising prices, shaky markets, and longer retirements are forcing today’s retirees to rethink how their money works in the real world. In this episode, Ron Ray breaks down the unique financial pressures facing retirees and pre-retirees, from inflation’s quiet erosion of purchasing power to the challenges of generating reliable income during market swings. He explores why healthcare costs often become a wildcard in retirement and how planning decisions made before retirement can shape flexibility later on. Ron also discusses practical ways retirees can think about inflation adjustments, income coordination, and managing risk without relying on guesswork. This conversation is designed to help listeners better understand the trade-offs and considerations that come with building a retirement strategy in an unpredictable economic environment
Find out more about Ron and the teams, as well as setting up a complimentary time to speak with them, by reaching out to Turning 65 Solutions and Homestead Family Wealth.

When Saving Stops and Spending Gets Hard
22:55

Why Spending in Retirement Feels Harder Than Saving
23:48

Retirement Myths That Deserve a Second Look
22:50