How much income do you really need in retirement, and why is the answer different for everyone?

 In this episode, Ron Ray of Turning 65 Solutions breaks down the core questions retirees and pre‑retirees face when building a retirement strategy. The conversation explores how personalized planning plays a critical role in understanding retirement expenses, income sources, and tax considerations. Ron also discusses common planning strategies, including how and when Roth conversions may fit into an overall retirement approach. Rather than relying on rules of thumb, this episode highlights why retirement planning is not one‑size‑fits‑all and how thoughtful decision‑making can help bring clarity to complex choices. If you’re wondering how different planning pieces work together, and what factors matter most as you approach retirement, this episode offers practical insights to help frame the conversation.

Find out more about Ron and the teams, as well as setting up a complimentary time to speak with them, by reaching out to Turning 65 Solutions and Homestead Family Wealth.