What happens to your retirement plan when you’re suddenly navigating it on your own? In this episode of The Retirement Bullpen, Richard Warner explores the realities of entering retirement solo—whether by loss, divorce, or choice—and the added financial pressures that can follow. He breaks down key challenges like the loss of a Social Security check, shifting tax brackets, and the need for careful income and long-term care planning. The conversation also highlights why building a trusted advisory team and having a clear written plan can make a meaningful difference.

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