What, When, and How Much?

Richard Warner and co-host Doug Turnbull discuss RMDs. Richard explains what they are, the types of accounts to which they apply, the ages retirees have to take them, and how much money people have to withdraw. Richard also shares how some people have no idea that they eventually have to withdraw f…

How To Properly Plan For One’s Lifestyle In Retirement

Richard Warner and co-host Doug Turnbull discuss budgeting for the lifestyle one seeks in their retirement years. Richard lays out the importance of planning for a long term relationship both with an advisor and one’s own plan, so all factors in planning get checked on constantly. Richard talks abo…

What To Consider With Retirement Healthcare Costs

Richard Warner and co-host Doug Turnbull discuss the complicated topic of planning a healthcare budget in retirement. Richard discusses how Warner Financial Solutions is unique in its attention to healthcare planning. He explains the different options to consider, the high cost of long term care, a…

Retirement Budgeting: How to Discover Unexpected Savings and Costs

Richard Warner and co-host Doug Turnbull talk about conversations on budgeting that Richard says most people wish they could avoid. Richard explains how most people have a good feel for the money they need, but cannot grasp the science of arriving at the exact numbers. He explains the rule of thumb…

Important Questions to Consider in Retirement

Richard Warner and co-host Doug Turnbull discuss retiring at the right time and having enough funds to do so. Richard walks listeners through some important questions that he and the Warner Financial Solutions team ask: What do you want out of retirement? How much do you have? How much will you get…

Qualified vs. Non-Qualified Money

Richard Warner and co-host Doug Turnbull discuss the differences between qualified and non-qualified money. Richard breaks down the pros and cons of both types and why a retiree needs to have the right blend of both. Richard also discusses the tax implications in each category and how each person's…

What is a 401(k)?

Richard Warner and co-host Doug Turnbull define what a 401(k) is and even how it got its name. Richard discusses the tax benefits in the short term, the age in which people can draw from the account without penalties, and different ways 401(k) providers can adjust the amount of risk in those accoun…

Medicare and Open Enrollment

Richard Warner and co-host Doug Turnbull discuss the main changes Medicare users encounter in the Open Enrollment season – Part C and Part D – and the changes in cost people can potentially experience. Richard also explains why people should never take advice or buy something on the phone about Med…

When To Take Social Security

Richard Warner and co-host Doug Turnbull discuss the strategies of taking Social Security at different ages, including the benefits of waiting to take it and the emotions that prompt people to take SSI early. They also discuss how much Nebraska football means to Richard and the big trip he is takin…

How Elections Impact Your Investments

In this episode of the Retirement Bullpen, Richard Warner discusses the importance of having a flexible and personalized approach to retirement planning. He emphasizes the need for a solid investment strategy that can withstand market fluctuations, particularly during uncertain times such as electi…