Important Questions to Consider in Retirement

Richard Warner and co-host Doug Turnbull discuss retiring at the right time and having enough funds to do so. Richard walks listeners through some important questions that he and the Warner Financial Solutions team ask: What do you want out of retirement? How much do you have? How much will you get…

Qualified vs. Non-Qualified Money

Richard Warner and co-host Doug Turnbull discuss the differences between qualified and non-qualified money. Richard breaks down the pros and cons of both types and why a retiree needs to have the right blend of both. Richard also discusses the tax implications in each category and how each person's…

What is a 401(k)?

Richard Warner and co-host Doug Turnbull define what a 401(k) is and even how it got its name. Richard discusses the tax benefits in the short term, the age in which people can draw from the account without penalties, and different ways 401(k) providers can adjust the amount of risk in those accoun…

Medicare and Open Enrollment

Richard Warner and co-host Doug Turnbull discuss the main changes Medicare users encounter in the Open Enrollment season – Part C and Part D – and the changes in cost people can potentially experience. Richard also explains why people should never take advice or buy something on the phone about Med…

When To Take Social Security

Richard Warner and co-host Doug Turnbull discuss the strategies of taking Social Security at different ages, including the benefits of waiting to take it and the emotions that prompt people to take SSI early. They also discuss how much Nebraska football means to Richard and the big trip he is takin…

How Elections Impact Your Investments

In this episode of the Retirement Bullpen, Richard Warner discusses the importance of having a flexible and personalized approach to retirement planning. He emphasizes the need for a solid investment strategy that can withstand market fluctuations, particularly during uncertain times such as electi…

Proactive Strategies for a Secure Retirement

This week on the Retirement Bullpen, Richard Warner discusses the intricacies of retirement planning, focusing on the importance of preparing for unexpected expenses and the financial implications of emergencies. He emphasizes the need for a proactive approach to financial planning, including the e…

Exploring Healthcare Options Before Medicare Age

In this conversation, Jeff Miles and Richard Warner discuss the importance of healthcare in retirement and explore various options for obtaining coverage before reaching Medicare age. They highlight the need to consider healthcare as part of the retirement planning process and emphasize the importa…

Addressing Concerns About Social Security Running Out

In this episode, Jeff Miles and Financial Advisor Richard Warner discuss the advice given by Dave Ramsey regarding taking Social Security early and investing it in mutual funds. They explore the factors that need to be considered when making this decision, such as risk tolerance, income from other …

When and How to Adjust Your 401(k) Allocations

In this episode, Richard Warner of Warner Financial Solutions discusses common mistakes people make with their 401(k) plans and the importance of understanding and managing your investments. He emphasizes the need to educate yourself about the funds you're investing in and the internal costs associ…