The $950 Billion Wake-Up Call: Year-End Moves for a Stronger Retirement

Ready for a financial wake-up call? Americans spend over $950 billion during the holidays, but December is also the perfect time to give your retirement plan a year-end checkup. In this episode, investment advisor Richard Warner shares a practical checklist to help you maximize contributions, make …

The Myth of the Magic Number: Rethinking Retirement

Are the classic retirement rules still relevant, or is it time to toss them out like an old kitchen sponge? In this episode, Richard Warner breaks down five of the most common retirement strategies—from the 4% rule to the “magic number” myth—and reveals why one-size-fits-all advice often falls shor…

Crossing the Canyon: Why Money Fears Linger After You Retire

What if the biggest fear in retirement isn’t running out of money, but spending it? In this episode, Richard Warner uncovers “plutophobia”—the fear of money—and explores how it shapes the choices and anxieties of retirees. From the mental shift of leaving a steady paycheck to the challenge of plann…

Retirement Traps: What’s Eating Your Investments?

Are hidden fees quietly draining your retirement savings? In this episode, Richard Warner exposes the investment products that often underperform—like variable annuities, whole life insurance, and target date funds—and explains why some popular choices may be costing more than you realize. Learn ho…

Open Enrollment Alert: Are You Paying Too Much for Medicare?

Medicare Open Enrollment is here—and this year, there’s a twist that could hit your wallet hard. Some Medicare Part D premiums are set to spike by as much as $50 a month. What’s behind these sharp increases? In this episode of The Retirement Bullpen, Richard Warner breaks down the key drivers, from…

From Safety Net to Strategy: Life Insurance in Retirement

Ever wondered how life insurance can be more than just a safety net? In this episode, we dive into the multifaceted world of life insurance, exploring its role in retirement planning, legacy building, and long-term care. Join us as we unravel the complexities and debunk common misconceptions, ensur…

Decoding Qualified vs. Non-Qualified Investments

Ever wondered why retirement planning is as unique as your fingerprint? Join us as we unravel the complexities of qualified and non-qualified investments, and discover how to tailor your financial strategy to your personal needs. From Roth IRAs to 401(k)s, we break down the jargon and provide insig…

Eccentric Legacy Plans and the Basics Each Person Should Consider

Richard Warner of Warner Financial Solutions discusses some odd-ball requests that celebrities made in their wills and notes some of the biggest mistakes he has seen people make. Richard emphasizes the importance of designating the correct beneficiaries for different accounts and how having a set p…

Washing Your Hands... and Doing That Financial Plan Tune-Up

Richard Warner of Warner Financial Solutions relates washing one’s hands after going to the bathroom to how someone should not leave their retirement plan on autopilot. Richard explains how even new cars need maintenance and retirement plans that may have worked well 20 years or even five years ago…

Fearing Poverty More Than Death? Try Having a Retirement Plan Instead

Richard Warner talks about a recent study of 1,000 Americans that showed nearly two-thirds of them fearing going broke more than dying. Richard shares how that has been his experience when he talks to different people and why having a plan can help people cope. Richard explains how people often hav…