What happens when retirees want to give while they’re still around to see the impact? In this episode, Kacey and Murrell explore the growing trend of grandparents gifting money directly to grandkids—and the smart ways to do it. They also break down how to make the most of a Roth IRA despite its limits, and why waiting on the Fed might not be a retirement strategy. From tax-smart giving to long-term planning, this episode is packed with practical insights for retirees looking to support their families without risking their own future.

Ready to build your retirement plan? Click here to connect with Murrell and the team today!

Follow us on social media: Facebook | Instagram

What happens when retirees want to give while they&rsquo;re still around to see the impact? In this episode, Kacey and Murrell explore the growing trend of grandparents gifting money directly to grandkids&mdash;and the smart ways to do it. They also break down how to make the most of a Roth IRA despite its limits, and why waiting on the Fed might not be a retirement strategy. From tax-smart giving to long-term planning, this episode is packed with practical insights for retirees looking to support their families without risking their own future.
Ready to build your retirement plan? Click <a href="https://calendly.com/sleepwellatnight/30min">here</a> to connect with Murrell and the team today!
Follow us on social media: <a href="https://www.facebook.com/SWANRetirementStrategies">Facebook</a> | <a href="https://www.instragram.com/swanretirementstrategies">Instagram</a>

It’s never too early – or too late – to get informed about sound financial planning. Murrell Winter hosts “The Florida Retirement Podcast,” which covers the wide array of topics that should be considered when mapping out a road to retirement or a wealth management strategy. Investment, 401(k) rollovers, legacy planning, and many topics in-between will be visited with new episodes posted weekly. Stay up to date on the ever-changing economic landscape and get informed by a financial professional to increase your confidence in building the future you envision for yourself.

It&rsquo;s never too early &ndash; or too late &ndash; to get informed about sound financial planning. Murrell Winter hosts &ldquo;The Florida Retirement Podcast,&rdquo; which covers the wide array of topics that should be considered when mapping out a road to retirement or a wealth management strategy. Investment, 401(k) rollovers, legacy planning, and many topics in-between will be visited with new episodes posted weekly. Stay up to date on the ever-changing economic landscape and get informed by a financial professional to increase your confidence in building the future you envision for yourself.

The Florida Retirement Podcast

Why Grandparents Are Skipping Their Kids and Gifting the Grandkids

How do you make smart financial moves when interest rates are shifting, inflation looms, and retirement is closer than ever? In this episode, financial advisor Murrell Winter takes a wide‑angle look at what retirees and pre‑retirees should be thinking about as 2026 begins. The conversation covers falling interest rates, inflation’s impact on purchasing power, income planning for the peak‑65 retirement wave, and the role of diversification beyond stocks alone. Murrell also breaks down common misconceptions around annuities, health care and long‑term care planning, and the growing influence—and risks—of AI and social media in financial advice. A timely discussion for anyone reassessing their strategy in a rapidly changing financial landscape.

Ready to build your retirement plan? Click here to connect with Murrell and the team today!

Follow us on social media: Facebook | Instagram

How do you make smart financial moves when interest rates are shifting, inflation looms, and retirement is closer than ever? In this episode, financial advisor Murrell Winter takes a wide‑angle look at what retirees and pre‑retirees should be thinking about as 2026 begins. The conversation covers falling interest rates, inflation&rsquo;s impact on purchasing power, income planning for the peak‑65 retirement wave, and the role of diversification beyond stocks alone. Murrell also breaks down common misconceptions around annuities, health care and long‑term care planning, and the growing influence&mdash;and risks&mdash;of AI and social media in financial advice. A timely discussion for anyone reassessing their strategy in a rapidly changing financial landscape.
Ready to build your retirement plan? Click&nbsp;<a href="https://calendly.com/sleepwellatnight/30min">here</a> to connect with Murrell and the team today!
Follow us on social media: <a href="https://www.facebook.com/SWANRetirementStrategies">Facebook</a> | <a href="https://www.instragram.com/swanretirementstrategies">Instagram</a>

Starting 2026 on the Right Financial Foot

Scrolling before bed can age your brain—and ignoring financial bad habits can age your retirement plan. In this episode, financial advisor Murrell Winter reveals the common money missteps that quietly sabotage your nest egg, from delaying savings and missing employer matches to borrowing from retirement accounts and underestimating expenses. Discover why budgeting, diversifying your accounts, and planning for the unexpected are crucial for a healthy financial future. Whether you’re climbing toward retirement or navigating the descent, learn how to break habits that could cost you years of financial security.

 

Ready to build your retirement plan? Click here to connect with Murrell and the team today!

Follow us on social media: Facebook | Instagram

Scrolling before bed can age your brain&mdash;and ignoring financial bad habits can age your retirement plan. In this episode, financial advisor Murrell Winter reveals the common money missteps that quietly sabotage your nest egg, from delaying savings and missing employer matches to borrowing from retirement accounts and underestimating expenses. Discover why budgeting, diversifying your accounts, and planning for the unexpected are crucial for a healthy financial future. Whether you&rsquo;re climbing toward retirement or navigating the descent, learn how to break habits that could cost you years of financial security.
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Ready to build your retirement plan? Click <a href="https://calendly.com/sleepwellatnight/30min">here</a> to connect with Murrell and the team today!
Follow us on social media: <a href="https://www.facebook.com/SWANRetirementStrategies">Facebook</a> | <a href="https://www.instragram.com/swanretirementstrategies">Instagram</a>

Break These Bad Money Habits Before They Break Your Future

As the days get shorter and the year winds down, it’s not just your home that needs a seasonal checkup—your finances do too. In this episode, financial advisor Murrell Winter breaks down the essential end-of-year financial checklist, from maximizing retirement contributions and Roth conversions to using up FSA funds and making strategic charitable donations. Discover practical ways to reduce your tax bill, set meaningful goals, and start the new year on solid financial ground. Whether you’re nearing retirement or just want to make smarter money moves, this episode covers the must-do tasks before the calendar flips.

 

Ready to build your retirement plan? Click here to connect with Murrell and the team today!

Follow us on social media: Facebook | Instagram

As the days get shorter and the year winds down, it&rsquo;s not just your home that needs a seasonal checkup&mdash;your finances do too. In this episode, financial advisor Murrell Winter breaks down the essential end-of-year financial checklist, from maximizing retirement contributions and Roth conversions to using up FSA funds and making strategic charitable donations. Discover practical ways to reduce your tax bill, set meaningful goals, and start the new year on solid financial ground. Whether you&rsquo;re nearing retirement or just want to make smarter money moves, this episode covers the must-do tasks before the calendar flips.
&nbsp;
Ready to build your retirement plan? Click <a href="https://calendly.com/sleepwellatnight/30min">here</a> to connect with Murrell and the team today!
Follow us on social media: <a href="https://www.facebook.com/SWANRetirementStrategies">Facebook</a> | <a href="https://www.instragram.com/swanretirementstrategies">Instagram</a>

Why Grandparents Are Skipping Their Kids and Gifting the Grandkids

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