What happens when retirees want to give while they’re still around to see the impact? In this episode, Kacey and Murrell explore the growing trend of grandparents gifting money directly to grandkids—and the smart ways to do it. They also break down how to make the most of a Roth IRA despite its limits, and why waiting on the Fed might not be a retirement strategy. From tax-smart giving to long-term planning, this episode is packed with practical insights for retirees looking to support their families without risking their own future.

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