How do you make smart financial moves when interest rates are shifting, inflation looms, and retirement is closer than ever? In this episode, financial advisor Murrell Winter takes a wide‑angle look at what retirees and pre‑retirees should be thinking about as 2026 begins. The conversation covers falling interest rates, inflation’s impact on purchasing power, income planning for the peak‑65 retirement wave, and the role of diversification beyond stocks alone. Murrell also breaks down common misconceptions around annuities, health care and long‑term care planning, and the growing influence—and risks—of AI and social media in financial advice. A timely discussion for anyone reassessing their strategy in a rapidly changing financial landscape.
Ready to build your retirement plan? Click here to connect with Murrell and the team today!

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