

What Happens When Fear Starts Managing Your Money?
What if one emotional reaction could quietly derail years of careful retirement planning? In this episode, Murrell Winter explores the emotional triggers that can push otherwise rational retirees into making costly financial decisions. From market downturns and alarming headlines to IPO excitement …

What Does Baseball Have to Do with Better Retirement?
What if a successful retirement looks less like hitting a grand slam and more like consistently getting on base? In this episode, former college baseball pitcher and financial advisor Murrell Winter uses lessons from America’s pastime to explain why retirement planning is about strategy, discipline…

Solo Retirement: Freedom or a Financial Tightrope?
Going it alone in retirement can be empowering, but it can also change everything about how your financial plan needs to work. In this episode, Murrell Winter explores the realities of solo aging, from navigating income sources and tax changes to planning for healthcare and long-term care without a…

The $7.7 Billion Scam Problem: Are You Protected?
It only takes one urgent message to turn a normal day into a costly mistake. In this episode, Murrell Winter breaks down the rapidly growing threat of financial scams targeting retirees and pre-retirees, with billions lost each year. From AI-driven impersonations to investment, romance, and imposte…

The 4% Rule and 60/40 Portfolio—Outdated or Essential?
Are the “gold standard” rules of retirement planning quietly failing today’s retirees? In this episode of The Florida Retirement Podcast, Murrell Winter revisits the 4% rule and the classic 60/40 portfolio to see how they hold up in a modern market. He breaks down why these once-reliable guidelines…

RMDs Explained: What the IRS Doesn’t Want You to Miss
Turning 73 may come with more than candles—it can trigger tax rules that reshape your retirement income. In this episode of The Florida Retirement Podcast, Murrell Winter breaks down Required Minimum Distributions (RMDs), explaining why they exist and how they impact taxes, Medicare costs, and long…

Annuities: Smart Strategy or Costly Mistake?
Annuities spark strong opinions—but are they misunderstood, misused, or simply poorly explained? In this episode of Florida Retirement, financial advisor Murrell Winter breaks down what annuities actually are, why they’ve earned such a polarizing reputation, and how they can fit alongside other ret…

The Retirement Conversation Most Couples Avoid
Most couples spend less than 30 minutes a week in real conversation—so when do they actually talk about retirement? In this episode of Florida Retirement, financial advisor Murrell Winter explores why open money conversations between spouses matter more than ever. He discusses aligning risk tolera…

Why Inflation Feels Worse Than the Headlines Suggest
Inflation is showing up everywhere—but the real impact often shows up long after retirement begins. In this episode of The Florida Retirement Podcast, Murrell Winter breaks down what inflation is, why it happens, and why it poses one of the biggest risks to retirees living on fixed income. The conv…

What Retirees Need to Review Before Filing Taxes
Tax season can feel overwhelming for retirees—especially when missed details lead to costly surprises. In this episode of The Florida Retirement Podcast, Murrell Winter breaks down what retirees should focus on during tax season, from gathering the right forms to understanding required minimum dist…