Roth Conversions, FSA Deadlines, and Tax Moves—Act Before Time Runs Out

As the days get shorter and the year winds down, it’s not just your home that needs a seasonal checkup—your finances do too. In this episode, financial advisor Murrell Winter breaks down the essential end-of-year financial checklist, from maximizing retirement contributions and Roth conversions to …

From Survival to Strategy: Gen X’s Retirement Wake-Up Call

Is Gen X really facing a retirement crisis, or is there a smarter way forward? In this episode, financial advisor Murrell Winter of Swan Retirement Strategies unpacks the real challenges Gen Xers face—from chasing the elusive $1.6 million goal to fears of outliving savings and the reality of workin…

From Service to Security: Federal Retirement Demystified

What happens when decades of federal service meet the maze of retirement planning? In this episode of the Florida Retirement Podcast, host Murrell Winter breaks down the unique challenges and opportunities facing federal employees as they transition into retirement. From understanding pensions, TSP…

Masking Tape to Trusts: How Families Really Pass Down Value

What if legacy planning isn’t just for the ultra-wealthy? In this episode, financial advisor Murrell Winter reveals why everyone should think about their legacy—no matter their net worth. Discover the emotional and practical sides of passing on wealth, the surprising statistics about generational i…

When Fame Fades: How Influencers and Athletes Can Avoid Going Broke

What happens when the million-dollar contracts and viral brand deals suddenly stop? Financial advisor Murrell Winter reveals the biggest financial blind spots facing influencers and athletes, from tax troubles to the dangers of living for today. Discover why a long-term plan, protecting your princi…

From CIA Agent to Tax Strategy: Real Retirement Wins

What do a retired CIA agent and a logistics executive have in common? They both turned to a powerful tax-focused retirement planning tool developed by a PhD from MIT. In this episode of The Florida Retirement Podcast, Murrell Winter explore how this software helps retirees reduce taxes, optimize in…

Investing Without Emotion: The MarketGuard Method

What if your financial advisor panicked and sold everything at the bottom of the market? In this episode of The Florida Retirement Podcast, Kacey and Murrell Winter explore MarketGuard—a rules-based investment strategy designed to reduce emotional decision-making and tailor portfolios to individual…

Why Grandparents Are Skipping Their Kids and Gifting the Grandkids

What happens when retirees want to give while they’re still around to see the impact? In this episode, Kacey and Murrell explore the growing trend of grandparents gifting money directly to grandkids—and the smart ways to do it. They also break down how to make the most of a Roth IRA despite its lim…

The Fast Lane to Retirement Might Be the Riskiest

What if your retirement plan includes going back to work? In this episode, Kacey and Murrell break down why advice like “cut spending” or “get a part-time job” might signal poor planning—not smart strategy. They also dive into the real factors behind when to claim Social Security, how to manage ris…

Roth Conversions Can Significantly Extend Portfolio Longevity

On this episode of the Florida Retirement Podcast, Murrell discusses the challenges of retirement planning amidst economic uncertainty, the significance of Roth conversions and tax strategies, and the potential financial risks in retirement portfolios. They emphasize the importance of tailored fina…