Hello and welcome back to SugarMamma’s Fireplay 🔥

This episode is one that may challenge everything you’ve been taught about money, property, and what it really means to build wealth.

Because for many Australians, buying your home is seen as the ultimate financial milestone — a symbol of success, security, and stability.

But what if that belief isn’t always the best financial move?

In this episode, I sit down with Sydney-based wealth manager Mark Welsh, who has made the conscious decision to rent — despite having the financial capacity to buy property.

Find Mark here: https://epgwealth.com.au/about-team/ 

Together, we explore:

• Whether home ownership is truly a wealth-building strategy… or a lifestyle choice
• When renting and investing can outperform buying
• The concept of rentvesting and how it works in real life
• The discipline required to make a rent-and-invest strategy successful
• The risks and realities of long-term renting
• Who this strategy is best suited for (and who should avoid it)
• How to decide what’s right for your own financial journey

This is not about saying one path is right or wrong.

It’s about understanding your options, your behaviour, and your long-term goals — so you can make confident, informed decisions about your money.

Whether you’re a homeowner, aspiring buyer, or currently renting, this conversation will give you a fresh perspective on what building wealth can actually look like.

⚠️ Important Disclaimer:
This episode is general information only and does not take into account your personal financial situation, needs or objectives. Please seek professional advice before making financial decisions.

💡 Key Takeaway:
Wealth is not built by following the crowd — it’s built by understanding your strategy and staying consistent.

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💡 Work With Me

Want more support on your financial journey? Here’s how we can work together:

1. The SugarMamma Budget & Cashflow Academy
   Sick of living paycheque to paycheque or feeling overwhelmed by your money?
   This course includes aone-on-one appointment with me so I can personally help you.
   👉 Enrol here

1. Money Mindset & Manifestation Mentorship
   Join my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here.

📚 My Books

If you’re ready to deepen your financial knowledge, check out my books:

• Best Seller:The $1000 Project
• **Mindful Money](https://amzn.to/3RV0poc)
• Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here

(These are Amazon affiliate links to my own books.)

🌟 Stay Connected & Inspired

• Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
• Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
• Substack Quiet Wealth: https://substack.com/@sugarmammaquietwealth
• Keynote speaking book via canna@sugarmamma.tv
• TikTok:@SugarMammaTV
• YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
• Website:SugarMammaTV.com
• Don’t forget my other podcast:How Do They Afford That? 👉 Listen here

⚖️ General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:

• Do your own research.
• Weigh up the pros, cons, fees, caps, taxes, and risks.
• Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).