5 Changes We're Making After The Federal Budget

The recent Federal Budget didn't change our financial goals... but it did change how we're thinking about achieving them.

Over the past few months, Tom and I have been reviewing every part of our financial strategy. Not because we're panicking or abandoning our long-term investing philosophy, but because when tax laws and legislation change, it's worth asking one simple question:

Does our financial plan still support the future we're trying to build?

In this personal episode of SugarMamma's Fireplay, I'm taking you behind the scenes and sharing the five biggest changes we're making to our family's financial strategy, including how we're thinking about:

✔️ The proposed Capital Gains Tax changes and whether to sell investments earlier than planned
✔️ Why superannuation has become an even bigger priority in our long-term wealth plan
✔️ Why I'm focusing on growing passive income rather than simply chasing higher investment returns
✔️ Why we've brought forward some major home projects, despite delaying our mortgage-free goal
✔️ How we're thinking differently about debt recycling, negative gearing and using debt to build wealth

I'll also share what hasn't changed, because despite the headlines, our long-term philosophy remains exactly the same: building sustainable passive income, paying off non-deductible debt and creating financial independence.

Whether you're an investor, homeowner or simply trying to make smarter financial decisions in an ever-changing world, this episode will help you think more strategically about your own financial future.

In this episode:

• Why we're reviewing when to sell investments
• The impact of the proposed Capital Gains Tax changes
• Why superannuation has become even more valuable
• Investing for growing passive income
• Dividend investing and long-term wealth creation
• Why our family home has become a bigger priority
• Debt recycling and negative gearing after the Federal Budget
• What hasn't changed in our financial philosophy
• How to review your own financial strategy with confidence

Remember, this episode is general in nature and doesn't take into account your personal objectives, financial situation or needs. If you're considering making changes to your own financial strategy, seek professional advice from a licensed financial planner, accountant and mortgage broker.

💡 If you want my help with your Budget or Money Mindset

Want more support on your financial journey? Here’s how we can work together:

1. The SugarMamma Budget & Cashflow Academy
   Sick of living paycheque to paycheque or feeling overwhelmed by your money?
   This course includes aone-on-one appointment with me so I can personally help you.
   👉 Enrol here

1. Money Mindset & Manifestation Mentorship
   Join my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here.

📚 My Books

If you’re ready to deepen your financial knowledge, check out my books:

• Best Seller:The $1000 Project
• **Mindful Money](https://amzn.to/3RV0poc)
• Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here

(These are Amazon affiliate links to my own books.)

🌟 Stay Connected & Inspired

• Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
• Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
• Substack Quiet Wealth: https://substack.com/@sugarmammaquietwealth
• Keynote speaking book via canna@sugarmamma.tv
• TikTok:@SugarMammaTV
• YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
• Website:SugarMammaTV.com
• Don’t forget my other podcast:How Do They Afford That? 👉 Listen here

⚖️ General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:

• Do your own research.
• Weigh up the pros, cons, fees, caps, taxes, and risks.
• Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

Federal Budget, Capital Gains Tax, CGT, Superannuation, Passive Income, Investing, Australian Shares, ETFs, LICs, Dividend Investing, Debt Recycling, Negative Gearing, Mortgage, Financial Independence, Wealth Building, Personal Finance Australia, Money Mindset, Tax Planning, Financial Planning, FIRE Movement.