Fazrul Farouk, licensed financial planner at I-MAX Financial discusses the 2024/2025 Belanjawanku and Retirement Income Adequacy (RIA) that was announced by EPF in December last year.



Image Credit: Shutterstock.com

Fazrul Farouk, licensed financial planner at I-MAX Financial discusses the 2024/2025 Belanjawanku and Retirement Income Adequacy (RIA) that was announced by EPF in December last year.Image Credit: Shutterstock.com

Sharper and stronger than a double espresso. The Morning Run stretches your mind and braces you for the business day. It's your fast track into work where you can hit the ground running. From 6am to 10am weekdays, the Morning Run brings you the biggest stories and must-listen-to interviews. Stay enlightened, make educated business and investment decisions.

Ringgit and Sense

We explore financial themes and help you make sense of the world of finance. From setting financial goals, managing finances, investing and understanding the various issues that affect our wallets. Ringgit and Sense wants to help you understand personal risk profiles, realistic investment horizons, retirement planning, managing education loans and health insurance plans, as well as breaking down the various personal finance products that are available.

Ringgit & Sense

Breaking Down Belanjawanku & RIA Framework

On Ringgit & Sense this week, producer Jake Lim sits down with Thanneermalai Somasundaram, Managing Director, Thannees Tax Consulting Services, and Dr Afzanizam Abdul Rashid, Chief Economist, Bank Muamalat in a two-parter episode on the potential impact of the expansion of the Sales and Service tax.



Image Credit: Shutterstock.com

On Ringgit &amp; Sense this week, producer Jake Lim sits down with Thanneermalai Somasundaram, Managing Director, Thannees Tax Consulting Services, and Dr Afzanizam Abdul Rashid, Chief Economist, Bank Muamalat in a two-parter episode on the potential impact of the expansion of the Sales and Service tax.Image Credit: Shutterstock.com

Expanded SST: How Will It Affect Us?

This week on Ringgit & Sense, producer Jake Lim is joined by Yuvarajan Periyan, licensed financial planner with Uno Adviser’s Sdn. Bhd in revisiting the age old question, “Should you buy or rent a home?”. They’ll be discussing whether it’s tougher nowadays for Malaysians to purchase property, what it takes to successfully get a housing loan, the hidden costs involved, and more.



Image Credit: Shutterstock.com

This week on Ringgit &amp; Sense, producer Jake Lim is joined by Yuvarajan Periyan, licensed financial planner with Uno Adviser’s Sdn. Bhd in revisiting the age old question, “Should you buy or rent a home?”. They’ll be discussing whether it’s tougher nowadays for Malaysians to purchase property, what it takes to successfully get a housing loan, the hidden costs involved, and more.Image Credit: Shutterstock.com

The Hidden Costs Of Buying A Home

This week, producer Jake Lim asks the question: “Should we be investing in gold?”, because the precious metal’s price has gone up about 26% year-to-date, and has attempted to break its all-time high price twice this year. For this conversation, he will be speaking to Robin Lee, former CFO of the World Gold Council, as well as the former CEO of HelloGold, which ceased operations in 2023.



Image Credit: Shutterstock.com

This week, producer Jake Lim asks the question: “Should we be investing in gold?”, because the precious metal’s price has gone up about 26% year-to-date, and has attempted to break its all-time high price twice this year. For this conversation, he will be speaking to Robin Lee, former CFO of the World Gold Council, as well as the former CEO of HelloGold, which ceased operations in 2023.Image Credit: Shutterstock.com

Breaking Down Belanjawanku & RIA Framework

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