Home Renovations No Small Change
Buying a house and turning it into a home is on the wish list of most but due to high building material and labour cost, how should you budget for your renovation? Kenneth Tan, a first time home buyer shares his experience so that we can avoid the expensive mistakes but also know where the cost sav…
Cryptocurrencies: A 101
Cryptocurrencies are increasingly mainstream with the launch of ETF's but what are the pitfalls of this asset class and will it replace fiat currencies one day? Andy Baehr, Managing Director at CoinDesk Indices tells us and also what are the lessons from the recent FTX trial and the fall of its fou…
The Nitty Gritty Of EPF Account 3
Last week, EPF has reorganized its existing two accounts into three to include the new flexible account for all members under the age of 55. Licensed financial planner, Angie Ng joins us to discuss the details of these changes, who and when you should dip into the new account. Ringgit & Sense i…
Estate Planning Is A Must For All
Death and taxes are said to be two unavoidable things in life which is why estate planning is an essential part of financial planning. Nor Fazlina, Chief Executive Officer, Maybank Trustees Berhad shares with us the difference between a will and a trust and the unique challenges women as well as Mu…
How To Be A Value Investor Like Warren Buffett
The most famous value investor is Warren Buffett but what does this style of investing mean? Faridq Ridzuan, Vice President of CFA Society Malaysia discussed the basics of it, how to identify a value stock and the importance of portfolio construction. Ringgit & Sense is powered by InsureLit fr…
Takaful: Understanding The Differences And Benefits
As part of the series on insurance this month, we delve into the 101 of Takaful. Idi Irwan, Executive Director of Bill Morrisons explains to us how Takaful is different from conventional Insurance products and the unique feature of surplus and deficit sharing. Ringgit & Sense is powered by Insur…
Insurance, For You, And Your Family
Insurance planning for the family is often neglected but we speak to Antony Lee, President, Persatuan Insurans Am Malaysia as to why this is critical. He shares with us what considerations must be made from marriage to having children and even for the home. Ringgit & Sense is powered by InsureL…
Insurance, Part and Parcel of Financial Planning
Insurance is an often overlooked part of financial planning but why is it a critical part that should not be ignored? Dr Selina Dang, Licensed Financial Planner, Coreplus Advisory tells us whilst giving us some tips on what insurance to buy and how much one should set aside for it. Ringgit & Sen…
Tools To Help You Invest On Bursa Malaysia
The year has started well with Bursa Malaysia in positive territory on a year to date basis but at the same time, there was a flurry of stocks which hit limit down over successive sessions. A reminder that markets can be rewarding yet volatile. Stephanie Tan, Head of Investor Strategy and Developme…
Instilling Financial Savvy Through Angpau and Duit Raya
As we draw close to the end of the lunar new year and start tallying our angpau haul, we discuss how guardians and parents can use this windfall money to impart financial literacy, especially with Raya happening in less than 2 months. Nalissa Suria, Project lead at Arus Academy shares the different…