Ringgit & Sense
Ringgit & Sense
We explore financial themes and help you make sense of the world of finance. From setting financial goals, managing finances, investing and understanding the various issues that affect our wallets. Ringgit and Sense wants to help you understand personal risk profiles, realistic investment horizons, retirement planning, managing education loans and health insurance plans, as well as breaking down t…Social links:
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Developing A Healthier Relationship With Money
This week, we're having a conversation with Rachel Liew, Certified Financial Planner and Patience Chen, licensed counsellor about why some people have such extreme mindsets regarding their finances, and how you can start shifting your attitude and have a more healthy relationship with money. Ima…
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The Importance Of Planning For Loss
This week on Ringgit & Sense we sit down with Jeremy Goh, Service Director at MalaysiaFuneral.com to discuss something many have trouble talking about: the financial implications of losing a loved one, or even your own funeral. We will be talking about the costs involved, how you can broach the top…
20:06Clean
Unit Trusts, Something For Everybody
With almost 800 funds to choose from in Malaysia and complaints of high fees, are unit trusts a good investment to consider? We ask Kaleon Leong Rahan, CEO of Federation of Investment Managers Malaysia (FIMM) those questions whilst finding out more about the industry, how regulated it is and how to…
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Taking Advantage Of Budget 2025 Reliefs
Budget 2025 was announced last Friday with a slew of tax reliefs, so our producer Jake Lim speaks with Thanneermalai Somasundaram, Managing Director of Thannees Tax Consulting Services for a rundown on what goodies the Budget has for regular Malaysians like you and I. Brought to you by Mah Sing.…
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Making Sense Of Health And Life Insurance
Life and health insurance policies have their own unique language and terms which can be baffling. Mark O’Dell, CEO of Life Insurance Association of Malaysia (LIAM) simplifies this for us, whilst explaining what co-payment health insurance means. Image Credit: Shutterstock.com
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Insurance, The 101's
With a plethora of life insurance products available and its own jargon, many of us are still confused about its necessity, the pricing and even what's the best way to buy it. Mark O’Dell, CEO of the Life Insurance Association of Malaysia (LIAM) helps us break this down. This will be the first …
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Financial Literacy Still Lacking In Malaysia
Jasmina Mohd Mokhtar, Deputy Director of the Financial Inclusion Department at Bank Negara Malaysia talks about the current state of financial literacy in the country, and what initiatives are being undertaken by the central bank to improve financial knowledge especially among the youth and in rura…
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Taking Advantage Of A Windfall
What do you do when you suddenly come into a lot of money? Annie Hor, Licensed Financial Advisor at Harveston Capital talks about how to handle financial windfalls, whether it be an inheritance from a family member, money from selling off a company, or even a huge lottery win. Image Credit: Shutte…
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Digging Yourself Out Of A Financial Hole
It's not unusual for one to be in debt - after all, the most common debt carried by Malaysians is a mortgage. However, it can be crushing if you have a very high debt-to-income ratio, so we speak to Nur Sofina Binti Mohamad Johari, Wealth Advisor at UOB Kay Hian Wealth Advisors Sdn. Bhd about how t…
23:20Clean
Digging Yourself Out Of A Financial Hole
It's not unusual for one to be in debt - after all, the most common debt carried by Malaysians is a mortgage. However, it can be crushing if you have a very high debt-to-income ratio, so we speak to Nur Sofina Binti Mohamad Johari, Wealth Advisor at UOB Kay Hian Wealth Advisors Sdn. Bhd about how t…
23:20Clean