PERKESO’s Lindung 24: Should You Opt Out?

Malaysian employees have until August 31st to make an important financial choice: whether to remain in or opt out of PERKESO’s new 24-hour accident protection scheme, Lindung 24 Jam. While regular SOCSO deductions cover workplace-related incidents and invalidity, this new 0.75% salary deduction (r…

Wealth Management for ASEAN's Rising Affluent

ASEAN's affluent population is growing by 5-6% a year, with the middle class set to make up 65-70% of the region by 2030. CIMB's Haniz Nazlan joins us to break down what's driving this boom, and how wealth management is being rewritten as fortunes are built, protected, and transferred. Click her…

Investing in an Uncertain 2H2026

At the midpoint of 2026, a fragile US-Iran ceasefire has broken down while an AI-fuelled memory chip boom has sent Korea's Kospi up 77%, and central banks are growing more cautious as inflation proves sticky. Harmander Mahal from Standard Chartered joins us to unpack what it all means for portfolio…

Closing Malaysia's EPF Savings Gap

About 38% of EPF members have reached what EPF calls "Basic Savings," up from 35% last year, but that still leaves 62% short. And "Basic Savings" only covers bare necessities. Felix Neoh joins us to unpack what's realistic for salaried employees, gig workers, and stretched households trying to clos…

AI, Mega IPOs and Portfolio Construction for H2 2026

AI infrastructure buildouts, a wave of mega IPOs, energy supply shocks, and shifting safe-haven dynamics have prompted investors to rethink their positioning for the second half of 2026. Desmond Kuang from HSBC joins us to discuss the private bank’s Q3 investment themes and portfolio construction s…

Beyond Banks: The SGX Uncovered

Singapore is Southeast Asia's largest stock market, but most Malaysian investors only go as far as DBS, UOB, and OCBC for dividends. Is there more to the SGX than yield plays? We discuss: • Beyond the banks and REITs, which sectors and themes on the Singapore stock market deserve a closer look. …

You Use BNPL. Now the Law Has Your Back

Buy Now Pay Later has become the default payment method for millions of Malaysian consumers, promising instant approval and zero friction at checkout. But that is changing, and the new Consumer Credit Act is rewriting the rules. Johnson Hong and Lo Khai Yi, partners at Halim Hong & Quek, discuss …

Shariah Property Investing From Just RM500

Wahed's new fractional real estate product lets investors tap into Shariah-compliant property exposure with as little as RM500. We speak to Mohsin Siddiqui, CEO of Wahed, about how the product works, how it stacks up against i-REITs, and whether being Shariah-compliant comes at the cost of returns.

Malaysia's Small Cap Stars: Inside RHB's Top Picks for 2026

RHB's top small caps for 2026 are financially stable, with bright growth prospects and resilient. Elaine Boey speaks with Alexander Chia, Head of RHB Regional Research, about how these companies are selected, what makes them stand out, and how they are navigating the headwinds in the second half of…

Islamic Financial Planning 101

This week on Ringgit & Sense, producer Jake Lim speaks with Nur Mahfuudhzah binti Normin, licensed financial planner at Resolute Planning about Islamic financial planning - how it differs from conventional financial planning, some of the principles involved, how insurance and interest work under th…