Buy Now Pay Later, A Blessing Or Trap?

Buy now pay later services have made it tempting to split a purchase into a few installments. But has it also given us a false sense of our purchasing power?  Shereen Hazirah Hishamudin, Senior Research Associate, at Khazanah Research Institute joins us to discuss what are the consumer protecti…

Practical, Non-Judgemental Financial Advice For The Young

We delve into the financial mindset of young Malaysians with Peter Yong, Co-Founder and CEO of Mr. Money TV. We'll discuss whether it's fair to say they spend excessively and struggle to save against the backdrop of stagnating wages and rising living costs. We also dive into some very practical fin…

Home Renovations No Small Change

Buying a house and turning it into a home is on the wish list of most but due to high building material and labour cost, how should you budget for your renovation? Kenneth Tan, a first time home buyer shares his experience so that we can avoid the expensive mistakes but also know where the cost sav…

Cryptocurrencies: A 101

Cryptocurrencies are increasingly mainstream with the launch of ETF's but what are the pitfalls of this asset class and will it replace fiat currencies one day? Andy Baehr, Managing Director at CoinDesk Indices tells us and also what are the lessons from the recent FTX trial and the fall of its fou…

The Nitty Gritty Of EPF Account 3

Last week, EPF has reorganized its existing two accounts into three to include the new flexible account for all members under the age of 55. Licensed financial planner, Angie Ng joins us to discuss the details of these changes, who and when you should dip into the new account. Ringgit & Sense i…

Estate Planning Is A Must For All

Death and taxes are said to be two unavoidable things in life which is why estate planning is an essential part of financial planning. Nor Fazlina, Chief Executive Officer, Maybank Trustees Berhad shares with us the difference between a will and a trust and the unique challenges women as well as Mu…

How To Be A Value Investor Like Warren Buffett

The most famous value investor is Warren Buffett but what does this style of investing mean? Faridq Ridzuan, Vice President of CFA Society Malaysia  discussed the basics of it,  how to identify a value stock and the importance of portfolio construction. Ringgit & Sense is powered by InsureLit fr…

Takaful: Understanding The Differences And Benefits

As part of the series on insurance this month, we delve into the 101 of Takaful. Idi Irwan, Executive Director of Bill Morrisons explains to us how Takaful is different from conventional Insurance products and the unique feature of surplus and deficit sharing. Ringgit & Sense is powered by Insur…

Insurance, For You, And Your Family

Insurance planning  for the family is often neglected but we speak to Antony Lee, President, Persatuan Insurans Am Malaysia as to why this is critical. He shares with us what considerations must be made from marriage to having children and even for the home. Ringgit & Sense is powered by InsureL…

Insurance, Part and Parcel of Financial Planning

Insurance is an often overlooked part of financial planning but why is it a critical part that should not be ignored? Dr Selina Dang, Licensed Financial Planner, Coreplus Advisory tells us whilst giving us some tips on what insurance to buy and how much one should set aside for it. Ringgit & Sen…