Ringgit & Sense
Ringgit and Sense
Playlist by Ringgit & SenseSharper and stronger than a double espresso. The Morning Run stretches your mind and braces you for the business day. It's your fast track into work where you can hit the ground running. From 6am to 1…Follow the podcast:
729 clip(s) in playlist
New iPhones, Price Hikes: Is Upgrading Actually Worth It?
As new iPhones hit stores tomorrow, it’s clear that smartphones are getting more expensive. So how should we navigate this as buyers? Alexander Wong, Managing Editor of SoyaCincau, joins Ringgit and Sense to unpack what your money actually buys across today's higher price tiers and where he believe…
18:33
iPhones Are Expensive. Should You Subscribe Instead?
With Apple’s latest iPhones pushing prices higher than ever, are monthly subscriptions and leasing plans the answer instead of paying cash upfront? Idham Idris, Director of Corporate Treasury Investment Services and Licensed Financial Planner at Wealth Vantage Advisory, joins Ringgit and Sense to b…
21:20
How Will Your Wealth Be Passed to the Next Gen?
With trillions passing to heirs globally, preparing successors involves far more than transferring financial balances. Lim Eng Ping, Maybank’s Head of Wealth Management Malaysia, and Abdul Halim Abdul Rashid, Maybank’s Head of Islamic Wealth Management Malaysia, join BFM’s Ringgit and Sense to di…
23:03
P/E, DCF, or Price to Sales: How Should You Value Stocks?
How should you value a stock? There are numerous ways and models to value a company, but using the wrong one can give a very misleading picture of what a business is actually worth. Pankaj C. Kumar, Managing Director of Datametrics Research and Information Centre (DARE), joins BFM’s Ringgit & Sense…
19:08
Is IPO Investing Worth It? Red Flags to Watch
Should individual investors avoid investing in IPOs? With data showing that two out of three IPOs in Malaysia trade below their listing price within a year, separating genuine long-term value from short-term market hype is harder than ever. Ng Zhu Hann, CEO of TradeView Capital, joins BFM’s Ringg…
22:10
Spending EPF Money: Dos and Don'ts In Retirement
A viral story claims a retiree allegedly blew through RM700,000 in EPF savings in just 21 days. True or false, it highlights a terrifying reality: decades of disciplined accumulation can vanish very quickly without a decumulation plan. Stephen Yong, Licensed Financial Planner and Executive Direct…
20:53Clean
PERKESO’s Lindung 24: Should You Opt Out?
Malaysian employees have until August 31st to make an important financial choice: whether to remain in or opt out of PERKESO’s new 24-hour accident protection scheme, Lindung 24 Jam. While regular SOCSO deductions cover workplace-related incidents and invalidity, this new 0.75% salary deduction (r…
20:07Clean
Wealth Management for ASEAN's Rising Affluent
ASEAN's affluent population is growing by 5-6% a year, with the middle class set to make up 65-70% of the region by 2030. CIMB's Haniz Nazlan joins us to break down what's driving this boom, and how wealth management is being rewritten as fortunes are built, protected, and transferred. Click her…
20:10Clean
Investing in an Uncertain 2H2026
At the midpoint of 2026, a fragile US-Iran ceasefire has broken down while an AI-fuelled memory chip boom has sent Korea's Kospi up 77%, and central banks are growing more cautious as inflation proves sticky. Harmander Mahal from Standard Chartered joins us to unpack what it all means for portfolio…
20:01Clean
Closing Malaysia's EPF Savings Gap
About 38% of EPF members have reached what EPF calls "Basic Savings," up from 35% last year, but that still leaves 62% short. And "Basic Savings" only covers bare necessities. Felix Neoh joins us to unpack what's realistic for salaried employees, gig workers, and stretched households trying to clos…
20:20Clean