Ringgit & Sense
Ringgit and Sense
Playlist by Ringgit & SenseSharper and stronger than a double espresso. The Morning Run stretches your mind and braces you for the business day. It's your fast track into work where you can hit the ground running. From 6am to 1…Follow the podcast:
726 clip(s) in playlist
P/E, DCF, or Price to Sales: How Should You Value Stocks?
How should you value a stock? There are numerous ways and models to value a company, but using the wrong one can give a very misleading picture of what a business is actually worth. Pankaj C. Kumar, Managing Director of Datametrics Research and Information Centre (DARE), joins BFM’s Ringgit & Sense…
19:08
Is IPO Investing Worth It? Red Flags to Watch
Should individual investors avoid investing in IPOs? With data showing that two out of three IPOs in Malaysia trade below their listing price within a year, separating genuine long-term value from short-term market hype is harder than ever. Ng Zhu Hann, CEO of TradeView Capital, joins BFM’s Ringg…
22:10
Spending EPF Money: Dos and Don'ts In Retirement
A viral story claims a retiree allegedly blew through RM700,000 in EPF savings in just 21 days. True or false, it highlights a terrifying reality: decades of disciplined accumulation can vanish very quickly without a decumulation plan. Stephen Yong, Licensed Financial Planner and Executive Direct…
20:53Clean
PERKESO’s Lindung 24: Should You Opt Out?
Malaysian employees have until August 31st to make an important financial choice: whether to remain in or opt out of PERKESO’s new 24-hour accident protection scheme, Lindung 24 Jam. While regular SOCSO deductions cover workplace-related incidents and invalidity, this new 0.75% salary deduction (r…
20:07Clean
Wealth Management for ASEAN's Rising Affluent
ASEAN's affluent population is growing by 5-6% a year, with the middle class set to make up 65-70% of the region by 2030. CIMB's Haniz Nazlan joins us to break down what's driving this boom, and how wealth management is being rewritten as fortunes are built, protected, and transferred. Click her…
20:10Clean
Investing in an Uncertain 2H2026
At the midpoint of 2026, a fragile US-Iran ceasefire has broken down while an AI-fuelled memory chip boom has sent Korea's Kospi up 77%, and central banks are growing more cautious as inflation proves sticky. Harmander Mahal from Standard Chartered joins us to unpack what it all means for portfolio…
20:01Clean
Closing Malaysia's EPF Savings Gap
About 38% of EPF members have reached what EPF calls "Basic Savings," up from 35% last year, but that still leaves 62% short. And "Basic Savings" only covers bare necessities. Felix Neoh joins us to unpack what's realistic for salaried employees, gig workers, and stretched households trying to clos…
20:20Clean
AI, Mega IPOs and Portfolio Construction for H2 2026
AI infrastructure buildouts, a wave of mega IPOs, energy supply shocks, and shifting safe-haven dynamics have prompted investors to rethink their positioning for the second half of 2026. Desmond Kuang from HSBC joins us to discuss the private bank’s Q3 investment themes and portfolio construction s…
21:01Clean
Beyond Banks: The SGX Uncovered
Singapore is Southeast Asia's largest stock market, but most Malaysian investors only go as far as DBS, UOB, and OCBC for dividends. Is there more to the SGX than yield plays? We discuss: • Beyond the banks and REITs, which sectors and themes on the Singapore stock market deserve a closer look. …
19:13Clean
You Use BNPL. Now the Law Has Your Back
Buy Now Pay Later has become the default payment method for millions of Malaysian consumers, promising instant approval and zero friction at checkout. But that is changing, and the new Consumer Credit Act is rewriting the rules. Johnson Hong and Lo Khai Yi, partners at Halim Hong & Quek, discuss …
20:28Clean