Market cycles don’t care about retirement timelines—and that can create pressure at the worst possible moment. Gary Garner and Vicki Miller break down how historical market patterns, valuations, and political shifts can impact retirees who are taking income while markets fluctuate. They explain why diversification, risk awareness, and timing matter more as retirement approaches, and how taxes, required minimum distributions, and fees can quietly affect long-term outcomes. The conversation focuses on balancing growth and protection, managing volatility, and understanding how income and tax planning work together in retirement.

Retire Your Way TODAY!