One bold move right before retirement could cost more than it gains. Gary Garner and Vicki Miller explain why chasing a last-minute “win” with higher risk often backfires, and how consistency, diversification, and disciplined planning play a bigger role in long-term success. The conversation highlights how risk changes as retirement approaches, why rebalancing matters, and how factors like healthcare, taxes, and longevity shape your financial picture. With so many unknowns, thoughtful planning—not reacting—can help align your strategy with your goals and comfort level.

Retire Your Way TODAY!