Retirement Your Way
Retirement Your Way
Some say retirement is like a permanent vacation. At Relax to Retire, we know that’s exactly what it should feel like. Hosted by Gary Garner, Owner and Insurance Professional at Relax and Retire Financial Services, and Vicki Miller the Retirement Your Way podcast is your go-to way to get the news and information you need to get closer to a retirement that feels like the vacation of a lifetime. Co…Social links:
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When Retirement Anxiety Isn’t About the Market Crash
Market drops, taxes, and healthcare costs don’t announce themselves before they hit. On this episode Gary Garner and Vicki Miller dig into what really makes retirees uneasy—from routine market corrections to surprise Medicare premium increases. The conversation explores why diversification matters …
16:27Clean
Diversification Isn’t Just Stocks and Bonds
What if diversification in retirement means more than stocks and bonds? Gary Gardner & Vicki Miller break down a broader way to think about protecting income by balancing market growth with non‑market strategies while addressing risks many retirees overlook. The conversation explores inflation, tax…
16:39Clean
Retirement on the Edge: What Market Volatility Means for Your Paycheck
Market swings, rising prices, and questions about Social Security are forcing many near retirement to either freeze—or ignore the problem altogether. On this episode, Gary Gardner unpacks how risk changes as retirement approaches, why replacing a paycheck matters, and how guaranteed income sources …
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The Retirement Myths That Catch People Off Guard
What if the biggest retirement risks aren’t market crashes—but the myths you’ve believed for years? Gary Garner and Vicki Miller unpack common misunderstandings around Social Security, Medicare, healthcare costs, and long-term care, using real client conversations and everyday examples. The discuss…
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The Retirement Risk No One Likes to Talk About
What if the biggest risk to your retirement isn’t the market—but how long you live? On this episode the conversation between Gary Garner & Vicki Miller centers on longevity, volatility, and why income planning matters as much as growth. Using real-life stories and a memorable “chili” analogy, Gary …
16:17Clean
The $6,000 Question: Taxes, AI, and the Human Side of Retirement
A surprise tax break, rising refunds, and a bigger question: what actually makes retirement worth enjoying? On this episode Gary Gardner and Vicki Miller unpack how recent tax changes—like the $6,000 senior deduction—can shape retirement decisions, why AI tools fall short in real-life planning, and…
15:55Clean
What You Keep Matters More Than What You Save
Prices are climbing, Oreos aren’t what you think, and retirement spending may not follow a simple rule. On this episode Gary Gardner and Vicki Miller unpack how rising costs, flexible withdrawal strategies, and taxes collide in real retirement life. From Morningstar’s updated safe withdrawal discus…
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Is Your Retirement Heart Healthy?
When your retirement plan starts to resemble a heart under stress, it may be time for a check‑up. On this episode, Gary Garner and Vicki Miller explore how debt, inflation, lifestyle shifts, and market swings can quietly clog the arteries of your financial future. They discuss the importance of inc…
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Are Rising Costs Quietly Stealing Your Retirement?
When rising costs force tough financial choices, how do you protect your retirement future? In this episode, Gary Garner and Vicki Miller break down why inflation, healthcare expenses, and shifting Social Security rules are reshaping the way Americans plan for retirement. He explains the dangers of…
16:35Clean
The 401(k) Number You See Is Not the Number You Keep
What if the number in your 401(k) isn’t the number you’ll actually get to keep? On this episode, Gary Gardner breaks down the real impact of taxes, inflation, and income planning on your retirement lifestyle. With simple math, real‑world examples, and candid conversation, Gary explains why retireme…
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