

Can Your Retirement Pay You Like a Hit Song?
Ever wondered how Mariah Carey's holiday royalties relate to your retirement income? Discover how to build repeatable, reliable income streams for your golden years, just like a hit song that keeps paying out. Hosts Gary Garner and Vicki Miller break down strategies for maximizing retirement income…

Retirement’s Hidden Costs: What You Don’t Know About Medicare Premiums
Are you ready for retirement’s biggest surprises? Discover how your income today can impact your Medicare premiums years later, why “spendophobia” keeps retirees from enjoying their savings, and how the great wealth transfer is reshaping family legacies. Hosts Gary Gardner and Vicki Miller share re…

Retire Your Way: Secrets to Maximizing Social Security and Income
Are you ready to rethink retirement and discover the surprising math behind your financial future? This episode dives into how Social Security, pensions, and healthcare costs shape your retirement lifestyle. Hosts Gary Gardner and Vicki Miller break down the real numbers, share stories from the “sa…

The Great Wealth Transfer: Are You Ready?
Are you risking too much for retirement, or missing out on growth? This episode dives into the realities of market investing, the “Great Wealth Transfer,” and why women are poised to control more wealth than ever. Hosts Gary Garner and Vicki Miller break down how to balance risk, preserve savings, …

Don’t Let Headlines Hijack Your Retirement: Plan Your Way
Are you letting headlines dictate your retirement strategy? Discover why tuning out market noise and focusing on long-term goals is the key to retiring your way. Hosts Gary Garner and Vicki Miller break down milestone ages, required minimum distributions, and the impact of inflation—sharing real st…

Gary Garner Gives Retirement Advice with Dan & Dalton on FM Talk 106.5
What if your retirement plan could weather every storm—financial, health, and the unexpected? In this episode, Gary Garner shares candid insights with FM Talk 106.5 morning show host Dan Brennan & Dalton Orwig on preparing for retirement, from the realities of income planning and market volatility …

Don’t Let a Market Crash Derail Your Dreams
What if your retirement plan was upended overnight? In this episode, Gary Garner and Vicki Miller reveal how sudden changes—like job loss or market crashes—can reshape your financial future. Discover why starting early, diversifying investments, and reviewing your income are crucial for retiring yo…

Interest Rates Are Dropping—Is Your Retirement Plan Safe?
Are you ready for the unpredictable twists of retirement spending? Discover why budgeting for your golden years is anything but straightforward, and learn how interest rate changes, market volatility, and unexpected expenses can reshape your financial future. Gary Garner and Vicki Miller share real…

Roth Conversions & Risk: What Most Retirees Miss
What if your retirement plan could be derailed by one overlooked decision? This episode dives into the real risks and rewards of Roth conversions, private equity, and the shifting landscape of retirement portfolios. Gary Garner and Vicki Miller break down why personalized advice matters, how to man…

Medicare Mistakes That Could Cost You Big
Are you ready to challenge everything you thought you knew about retirement? This episode dives into the crucial Medicare changes, the real fear of running out of money, and why breaking the “rules” might be your smartest move. Hosts Gary Gardner and Vicki Miller share practical insights on choosin…