Retirement Your Way
Retirement Your Way
Playlist by Retirement Your WaySome say retirement is like a permanent vacation. At Relax to Retire, we know that’s exactly what it should feel like. Hosted by Gary Garner, Owner and Insurance Professional at Relax and Retire Finan…Follow the podcast:
75 clip(s) in playlist
The Retirement Risk No One Likes to Talk About
What if the biggest risk to your retirement isn’t the market—but how long you live? On this episode the conversation between Gary Garner & Vicki Miller centers on longevity, volatility, and why income planning matters as much as growth. Using real-life stories and a memorable “chili” analogy, Gary …
16:17Clean
The $6,000 Question: Taxes, AI, and the Human Side of Retirement
A surprise tax break, rising refunds, and a bigger question: what actually makes retirement worth enjoying? On this episode Gary Gardner and Vicki Miller unpack how recent tax changes—like the $6,000 senior deduction—can shape retirement decisions, why AI tools fall short in real-life planning, and…
15:55Clean
What You Keep Matters More Than What You Save
Prices are climbing, Oreos aren’t what you think, and retirement spending may not follow a simple rule. On this episode Gary Gardner and Vicki Miller unpack how rising costs, flexible withdrawal strategies, and taxes collide in real retirement life. From Morningstar’s updated safe withdrawal discus…
16:38Clean
Is Your Retirement Heart Healthy?
When your retirement plan starts to resemble a heart under stress, it may be time for a check‑up. On this episode, Gary Garner and Vicki Miller explore how debt, inflation, lifestyle shifts, and market swings can quietly clog the arteries of your financial future. They discuss the importance of inc…
16:38Clean
Are Rising Costs Quietly Stealing Your Retirement?
When rising costs force tough financial choices, how do you protect your retirement future? In this episode, Gary Garner and Vicki Miller break down why inflation, healthcare expenses, and shifting Social Security rules are reshaping the way Americans plan for retirement. He explains the dangers of…
16:35Clean
The 401(k) Number You See Is Not the Number You Keep
What if the number in your 401(k) isn’t the number you’ll actually get to keep? On this episode, Gary Gardner breaks down the real impact of taxes, inflation, and income planning on your retirement lifestyle. With simple math, real‑world examples, and candid conversation, Gary explains why retireme…
18:25Clean
The Retirement Blind Spots You Didn’t See Coming
Unexpected financial surprises can derail even the best‑laid retirement plans, but understanding your options can help you stay in control. On this episode, Gary Garner breaks down practical tax considerations, smart savings strategies, and why both partners should stay involved in financial decisi…
16:53Clean
The Fears Gen X Won’t Say Out Loud About Retiring
Feeling unprepared for retirement? You’re not alone. In this episode, Gary Garner and Vicki Miller break down why Gen Xers often worry about savings, timelines, and the fear of outliving their money—and how thoughtful planning can ease that stress. From starting in your 30s to navigating decisions …
17:17Clean
Are the Markets Up or Down? Why the Headlines Don’t Matter.
Conflicting headlines claim the market is rising and falling at the same time—so how do you stay steady when the noise gets loud? On this episode, Gary Garner and Vicki Miller break down why retirement success depends less on prediction and more on planning. They explore milestone ages, RMD realiti…
18:30Clean
The Retirement Math That Changes Everything
Discover why the simplest decisions in retirement—like when to claim Social Security or how to handle rising healthcare costs—can have the biggest impact. Gary Garner and Vicki Miller break down the math behind creating steady income, navigating Medicare, and preparing for longevity. From managing …
14:45Clean