You may know what you’re retiring from, but do you know what you’re retiring to? In this episode of Retirement Salsa, Mike DiSalvo welcomes Amy Marzluff, of Breakthrough Coaching Center, to explore retirement as an identity transition, not just a financial one. They discuss the PIVOT framework, finding purpose beyond a career, overcoming comparison, and replacing “I can’t” with “I can’t yet.” From faith and service to relationships, structure, growth, and play, this conversation offers practical ways to approach retirement with greater intention. Because when the next chapter feels overwhelming, a small first step may open a much bigger door.

Click HERE to Schedule Your Complimentary Appointment


To learn more about Amy and her work, call 614.560.7497 or email amy@breakthroughcoachingcenter.com

You may know what you&rsquo;re retiring from, but do you know what you&rsquo;re retiring to? In this episode of Retirement Salsa, Mike DiSalvo welcomes Amy Marzluff, of <a href="https://www.breakthroughcoachingcenter.com/">Breakthrough Coaching Center</a>, to explore retirement as an identity transition, not just a financial one. They discuss the PIVOT framework, finding purpose beyond a career, overcoming comparison, and replacing &ldquo;I can&rsquo;t&rdquo; with &ldquo;I can&rsquo;t yet.&rdquo; From faith and service to relationships, structure, growth, and play, this conversation offers practical ways to approach retirement with greater intention. Because when the next chapter feels overwhelming, a small first step may open a much bigger door.
<a href="https://purposepathcapital.com/contact/">Click HERE to Schedule Your Complimentary Appointment</a>
 To learn more about Amy and her work, call 614.560.7497 or email <a href="mailto:amy@breakthroughcoachingcenter.com">amy@breakthroughcoachingcenter.com</a>

What Are You Retiring To, Not Just From?

Gen X learned how to figure everything out on their own, but when it comes to retirement income, is self-reliance creating more uncertainty than confidence? In this episode of Retirement Salsa, Mike DiSalvo explores the unique retirement challenges facing the "figure-it-out" generation. From the shift away from pensions to the psychology of turning savings into income, Mike explains why retirement requires a completely different mindset than accumulating wealth. He discusses guaranteed income, spending confidence, tax planning, flexibility, and the risks of both overspending and underspending in retirement. If you've spent decades saving for retirement but aren't sure how to turn those savings into a paycheck, this conversation offers valuable perspective.

Click HERE to Schedule Your Complimentary Appointment

Gen X learned how to figure everything out on their own, but when it comes to retirement income, is self-reliance creating more uncertainty than confidence? In this episode of Retirement Salsa, Mike DiSalvo explores the unique retirement challenges facing the "figure-it-out" generation. From the shift away from pensions to the psychology of turning savings into income, Mike explains why retirement requires a completely different mindset than accumulating wealth. He discusses guaranteed income, spending confidence, tax planning, flexibility, and the risks of both overspending and underspending in retirement. If you've spent decades saving for retirement but aren't sure how to turn those savings into a paycheck, this conversation offers valuable perspective.
<a href="https://purposepathcapital.com/contact/">Click HERE to Schedule Your Complimentary Appointment</a>

Why Are So Many Gen Xers Approaching Retirement Without an Income Plan?

AI can answer a retirement question in seconds, but can it understand your fears, priorities, and the life you're trying to build? In this episode of Retirement Salsa, Mike DiSalvo explores the growing role of artificial intelligence in financial planning and where its limitations become clear. Using examples from retirement income, Roth conversions, risk tolerance, and long-term planning, Mike explains why financial decisions involve more than math alone. The conversation highlights the value of asking better questions, understanding the bigger picture, and balancing technology with human guidance. As AI becomes a bigger part of everyday life, this episode examines why experience, empathy, and personalized advice still matter when planning for retirement.

Click HERE to Schedule Your Complimentary Appointment

AI can answer a retirement question in seconds, but can it understand your fears, priorities, and the life you're trying to build? In this episode of Retirement Salsa, Mike DiSalvo explores the growing role of artificial intelligence in financial planning and where its limitations become clear. Using examples from retirement income, Roth conversions, risk tolerance, and long-term planning, Mike explains why financial decisions involve more than math alone. The conversation highlights the value of asking better questions, understanding the bigger picture, and balancing technology with human guidance. As AI becomes a bigger part of everyday life, this episode examines why experience, empathy, and personalized advice still matter when planning for retirement.
<a href="https://purposepathcapital.com/contact/">Click HERE to Schedule Your Complimentary Appointment</a>

Can AI Really Understand Your Retirement Goals?

Could your retirement portfolio be hiding as much clutter as an inbox with 1,000 unread emails? In this episode of Retirement Salsa, Mike DiSalvo explores how portfolio "clutter" can build up over time through old 401(k)s, overlapping investments, forgotten holdings, and inefficient asset allocation. Mike discusses the benefits of simplifying your portfolio, avoiding unnecessary duplication, understanding true diversification, and making tax-conscious adjustments as retirement approaches. He also examines why more investments don't always mean better results and how regular reviews can help keep your financial strategy aligned with your goals. Sometimes, the smartest move is knowing what to keep and what to clear out.

Click HERE to Schedule Your Complimentary Appointment

Could your retirement portfolio be hiding as much clutter as an inbox with 1,000 unread emails? In this episode of Retirement Salsa, Mike DiSalvo explores how portfolio "clutter" can build up over time through old 401(k)s, overlapping investments, forgotten holdings, and inefficient asset allocation. Mike discusses the benefits of simplifying your portfolio, avoiding unnecessary duplication, understanding true diversification, and making tax-conscious adjustments as retirement approaches. He also examines why more investments don't always mean better results and how regular reviews can help keep your financial strategy aligned with your goals. Sometimes, the smartest move is knowing what to keep and what to clear out.
<a href="https://purposepathcapital.com/contact/">Click HERE to Schedule Your Complimentary Appointment</a>

Is Your Portfolio as Cluttered as Your Email Inbox?

When retirement throws you a curveball, do you panic or do you pivot? In this episode of The Retirement Salsa, Mike DiSalvo explores the role resilience plays in navigating life's inevitable setbacks, from market volatility and unsettling headlines to unexpected personal challenges. Mike discusses why fear often drives poor decisions, how a well-designed retirement plan can provide confidence during uncertain times, and the connection between guaranteed income and peace of mind. He also examines the value of perspective, gratitude, and flexibility when facing life's transitions. If retirement is a journey filled with twists and turns, this conversation is all about staying steady through the ride.

Click HERE to Schedule Your Complimentary Appointment

When retirement throws you a curveball, do you panic or do you pivot? In this episode of The Retirement Salsa, Mike DiSalvo explores the role resilience plays in navigating life's inevitable setbacks, from market volatility and unsettling headlines to unexpected personal challenges. Mike discusses why fear often drives poor decisions, how a well-designed retirement plan can provide confidence during uncertain times, and the connection between guaranteed income and peace of mind. He also examines the value of perspective, gratitude, and flexibility when facing life's transitions. If retirement is a journey filled with twists and turns, this conversation is all about staying steady through the ride.
<a href="https://purposepathcapital.com/contact/">Click HERE to Schedule Your Complimentary Appointment</a>

When Retirement Hits a Pothole, Do You Panic or Pivot?

What happens when retirement becomes a solo journey and you're the only one making the decisions? In this episode, Mike DiSalvo explores the financial and personal realities of solo aging, particularly for women who are more likely to face retirement alone through widowhood, divorce, or choice. Mike discusses income planning, long-term care considerations, caregiving challenges, and the importance of preparing for life's unexpected transitions before they happen. Through personal stories and practical insights, he examines how thoughtful planning can help reduce stress for both individuals and the loved ones who may one day be called upon to help.

Click HERE to Schedule Your Complimentary Appointment

What happens when retirement becomes a solo journey and you're the only one making the decisions? In this episode, Mike DiSalvo explores the financial and personal realities of solo aging, particularly for women who are more likely to face retirement alone through widowhood, divorce, or choice. Mike discusses income planning, long-term care considerations, caregiving challenges, and the importance of preparing for life's unexpected transitions before they happen. Through personal stories and practical insights, he examines how thoughtful planning can help reduce stress for both individuals and the loved ones who may one day be called upon to help.
<a href="https://purposepathcapital.com/contact/">Click HERE to Schedule Your Complimentary Appointment</a>

Are You Financially Prepared to Age on Your Own?

What should really happen in your first meeting with a financial advisor? In this episode, Mike DiSalvo pulls back the curtain on the initial consultation process, from the questions advisors ask to the conversations that matter most. He explains how these meetings are less about paperwork and more about understanding your goals, values, and concerns. The discussion also highlights what clients should ask, how to evaluate credentials, and key red flags to watch for when choosing an advisor. It’s a practical look at building trust, establishing fit, and taking that first step toward a more informed financial conversation.

Click HERE to Schedule Your Complimentary Appointment

What should really happen in your first meeting with a financial advisor? In this episode, Mike DiSalvo pulls back the curtain on the initial consultation process, from the questions advisors ask to the conversations that matter most. He explains how these meetings are less about paperwork and more about understanding your goals, values, and concerns. The discussion also highlights what clients should ask, how to evaluate credentials, and key red flags to watch for when choosing an advisor. It&rsquo;s a practical look at building trust, establishing fit, and taking that first step toward a more informed financial conversation.
<a href="https://purposepathcapital.com/contact/">Click HERE to Schedule Your Complimentary Appointment</a>

Before You Trust an Advisor, Ask THIS

What happens to your retirement if Social Security isn’t what you expected it to be? In this episode, Mike DiSalvo breaks down the growing concerns around the Social Security trust fund and what potential changes could mean for future retirees. The conversation explores how to plan amid uncertainty, including when to claim benefits, how to stay flexible, and why stress-testing your financial plan matters. Mike also discusses the role of taxes, longevity, and income strategies in building a plan that can adjust as conditions evolve—so you’re not relying on just one source of income in retirement.

Click HERE to Schedule Your Complimentary Appointment

What happens to your retirement if Social Security isn&rsquo;t what you expected it to be? In this episode, Mike DiSalvo breaks down the growing concerns around the Social Security trust fund and what potential changes could mean for future retirees. The conversation explores how to plan amid uncertainty, including when to claim benefits, how to stay flexible, and why stress-testing your financial plan matters. Mike also discusses the role of taxes, longevity, and income strategies in building a plan that can adjust as conditions evolve&mdash;so you&rsquo;re not relying on just one source of income in retirement.
<a href="https://purposepathcapital.com/contact/">Click HERE to Schedule Your Complimentary Appointment</a>

Is Your Retirement Too Dependent on Social Security?

Fraud doesn’t always look obvious—and even smart, cautious people can get caught off guard.
In this episode of the Retirement Salsa Podcast, host and CFP® Mike DeSalvo tackles the growing problem of fraud and identity theft affecting retirees and pre‑retirees. He discusses how scams have evolved with AI, why urgency is a red flag, and the real‑world consequences of phone, email, and romance scams. The conversation also explores practical safeguards, the role financial advisors and banks can play, and simple steps individuals can take to slow down, verify requests, and protect sensitive information before lasting damage is done.

Click HERE to Schedule Your Complimentary Appointment

Fraud doesn&rsquo;t always look obvious&mdash;and even smart, cautious people can get caught off guard. In this episode of the Retirement Salsa Podcast, host and CFP&reg; Mike DeSalvo tackles the growing problem of fraud and identity theft affecting retirees and pre‑retirees. He discusses how scams have evolved with AI, why urgency is a red flag, and the real‑world consequences of phone, email, and romance scams. The conversation also explores practical safeguards, the role financial advisors and banks can play, and simple steps individuals can take to slow down, verify requests, and protect sensitive information before lasting damage is done.
<a href="https://purposepathcapital.com/contact/">Click HERE to Schedule Your Complimentary Appointment</a>

Before You Answer That Call: Protecting Yourself from Fraud

Did you know Oscar winners don’t fully “own” their trophies—and your retirement money may come with similar fine print?
In this episode of the Retirement Salsa Podcast, host and CFP® Mike DeSalvo unpacks the rules quietly attached to common retirement assets. Using pop‑culture and real‑world examples, he explores required minimum distributions, the tax reality behind 401(k)s, Social Security timing mistakes, and why retirement decisions shouldn’t be made in a vacuum. The conversation also tackles accountability, spending discipline, and how small missteps—especially in down markets—can have lasting effects over time.

Click HERE to Schedule Your Complimentary Appointment

Did you know Oscar winners don&rsquo;t fully &ldquo;own&rdquo; their trophies&mdash;and your retirement money may come with similar fine print? In this episode of the Retirement Salsa Podcast, host and CFP&reg; Mike DeSalvo unpacks the rules quietly attached to common retirement assets. Using pop‑culture and real‑world examples, he explores required minimum distributions, the tax reality behind 401(k)s, Social Security timing mistakes, and why retirement decisions shouldn&rsquo;t be made in a vacuum. The conversation also tackles accountability, spending discipline, and how small missteps&mdash;especially in down markets&mdash;can have lasting effects over time.
<a href="https://purposepathcapital.com/contact/">Click HERE to Schedule Your Complimentary Appointment</a>

The Fine Print on Your Retirement Money

How much flavor is in your retirement plan? If it’s looking a little bland, it might be time to spice things up.

That’s where Retirement Salsa: Spicing Up Your Financial Future can help. Hosted by Mike DiSalvo, co-founder of PurposePath Capital, Retirement Salsa is the quality ingredient you’ve been missing in your retirement recipe. From analysis of the latest financial policies to long-ranging views of economic trends and entertaining looks at the news of the day, Retirement Salsa is a can’t miss retirement dish.

Subscribe and listen to today!

How much flavor is in your retirement plan? If it&rsquo;s looking a little bland, it might be time to spice things up.
That&rsquo;s where Retirement Salsa: Spicing Up Your Financial Future can help. Hosted by Mike DiSalvo, co-founder of PurposePath Capital, Retirement Salsa is the quality ingredient you&rsquo;ve been missing in your retirement recipe. From analysis of the latest financial policies to long-ranging views of economic trends and entertaining looks at the news of the day, Retirement Salsa is a can&rsquo;t miss retirement dish.
Subscribe and listen to today!

Retirement Salsa: Spicing Up Your Financial Future

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