Raising Financially Confident Kids in a Cashless World

If your kids think money comes from a swipe, a tap, or a magic card, you’re not alone. In this episode of the Retirement Salsa Podcast, Mike DiSalvo tackles the often-missing conversation of financial education at home. He discusses why money habits are formed early, how technology has changed kids…

Is Your Retirement Really Double Stuffed?

What if your “double‑stuffed” retirement turns out to be a little less full than you expected? Using the surprisingly imperfect Oreo as a metaphor, Mike DiSalvo explores the gap between retirement expectations and real‑world outcomes. This episode dives into where surprises often show up—Social Sec…

The Four-Letter Word of Retirement Planning

Annuities might be one of the most misunderstood words in retirement planning. In this episode of the Retirement Salsa Podcast, Mike DiSalvo breaks down why annuities spark such strong reactions—and what they actually are beneath the stigma. The conversation explores the different types of annuitie…

The Hidden Price of Paradise in Retirement

Sunshine, palm trees, and lower taxes sound great—until the real bills arrive. In this episode of the Retirement Salsa Podcast, Mike DiSalvo unpacks the often-overlooked costs of relocating in retirement, from insurance and housing to taxes, health, and lifestyle trade-offs. Using real-world exampl…

Four Conversations That Shape a Couple’s Financial Future

Most couples avoid talking about money — yet those conversations may matter more than any investment choice. In this episode of The Retirement Salsa Podcast, Mike DiSalvo explores four essential money discussions every couple should have as they approach retirement. From defining needs versus wants…

A Head Start on the Future: What the New Trump Accounts Mean for Families

What if a simple decision made at birth could change a child’s financial future decades later? In this episode of The Retirement Salsa Podcast, host Mike DiSalvo breaks down the newly proposed Trump accounts for kids — what they are, who qualifies, and how they compare to tools like 529 plans. The …

Lazy Money: The Hidden Risk Sitting in Plain Sight

Your money may feel safe – but it could be quietly working against you. In this episode of the Retirement Salsa Podcast, Mike DiSalvo takes on “lazy money,” the cash sitting in low‑yield accounts that loses purchasing power to inflation. The conversation explores why holding extra cash can feel com…

When “Saving Money” Costs You More Than You Think

Ever tried to save money and somehow ended up spending more? In this episode of the Retirement Salsa Podcast, Mike DiSalvo breaks down the sneaky habit known as “spaving”—spending more in the name of saving—and how it quietly chips away at long‑term wealth. From free‑shipping traps to buy‑one‑get‑o…

Quitters Day or Confidence Year? How to Make Resolutions Stick

Nearly 70% of Americans set financial resolutions for the new year, but most give up before February. In this episode, Certified Financial Planner Mike DiSalvo tackles why resolutions fail and how daily habits, smart planning, and accountability can make 2026 your most financially confident year ye…

Deck the Halls & Your Portfolio: Year-End Financial Strategies Unwrapped

Americans spend nearly $950 billion during the holidays, but December isn’t just for decking the halls—it’s the perfect time to review your financial plan. In this episode, Certified Financial Planner Mike DiSalvo breaks down year-end strategies: maximizing retirement accounts, understanding requir…