



A Head Start on the Future: What the New Trump Accounts Mean for Families
What if a simple decision made at birth could change a child’s financial future decades later? In this episode of The Retirement Salsa Podcast, host Mike DiSalvo breaks down the newly proposed Trump accounts for kids — what they are, who qualifies, and how they compare to tools like 529 plans. The …

Lazy Money: The Hidden Risk Sitting in Plain Sight
Your money may feel safe – but it could be quietly working against you. In this episode of the Retirement Salsa Podcast, Mike DiSalvo takes on “lazy money,” the cash sitting in low‑yield accounts that loses purchasing power to inflation. The conversation explores why holding extra cash can feel com…

When “Saving Money” Costs You More Than You Think
Ever tried to save money and somehow ended up spending more? In this episode of the Retirement Salsa Podcast, Mike DiSalvo breaks down the sneaky habit known as “spaving”—spending more in the name of saving—and how it quietly chips away at long‑term wealth. From free‑shipping traps to buy‑one‑get‑o…

Quitters Day or Confidence Year? How to Make Resolutions Stick
Nearly 70% of Americans set financial resolutions for the new year, but most give up before February. In this episode, Certified Financial Planner Mike DiSalvo tackles why resolutions fail and how daily habits, smart planning, and accountability can make 2026 your most financially confident year ye…

Deck the Halls & Your Portfolio: Year-End Financial Strategies Unwrapped
Americans spend nearly $950 billion during the holidays, but December isn’t just for decking the halls—it’s the perfect time to review your financial plan. In this episode, Certified Financial Planner Mike DiSalvo breaks down year-end strategies: maximizing retirement accounts, understanding requir…

Homegrown Headaches: The Truth About Inheriting Family Homes
What if inheriting your family home feels more like a headache than a windfall? This episode explores the emotional and financial realities behind legacy housing as baby boomers retire in place, leaving aging homes to millennial heirs. Financial planner Mike DiSalvo unpacks myths about passing down…

Facing the Unknown in Retirement
What do LeBron James and retirees have in common? Fear of the unknown. In this episode, Mike DiSalvo, certified financial planner, explores how fear shapes our decisions as we approach retirement. From the anxiety of changing routines to the emotional impact of leaving a lifelong career, Mike share…

Suddenly Single: The Financial Reality Behind the Headline
When Hollywood couples split, the headlines rarely reveal the true financial fallout of becoming suddenly single. This episode of the Retirement Salsa Podcast explores the real-life challenges of navigating divorce or the unexpected loss of a spouse, from unraveling shared assets to reworking futur…

Spicing Up Your Financial Future...One Batch at a Time
What does salsa have to do with retirement? More than you think! In this episode, Mike DiSalvo reveals how the art of making salsa—from planting seeds to sharing the final batch—mirrors the journey to financial freedom. Discover why retirement planning isn’t just about numbers, but about flavor, te…

Are You Planning for Retirement…or Just Hoping?
What if the biggest threat to your retirement isn’t the market, but your own blind spots? In this episode of Retirement Salsa, Mike DiSalvo breaks down the five most common mistakes people make when planning for retirement. From skipping the plan entirely to underestimating healthcare costs, Mike s…