Is Your Portfolio as Cluttered as Your Email Inbox?

Could your retirement portfolio be hiding as much clutter as an inbox with 1,000 unread emails? In this episode of Retirement Salsa, Mike DiSalvo explores how portfolio "clutter" can build up over time through old 401(k)s, overlapping investments, forgotten holdings, and inefficient asset allocatio…

When Retirement Hits a Pothole, Do You Panic or Pivot?

When retirement throws you a curveball, do you panic or do you pivot? In this episode of The Retirement Salsa, Mike DiSalvo explores the role resilience plays in navigating life's inevitable setbacks, from market volatility and unsettling headlines to unexpected personal challenges. Mike discusses …

Are You Financially Prepared to Age on Your Own?

What happens when retirement becomes a solo journey and you're the only one making the decisions? In this episode, Mike DiSalvo explores the financial and personal realities of solo aging, particularly for women who are more likely to face retirement alone through widowhood, divorce, or choice. Mik…

Before You Trust an Advisor, Ask THIS

What should really happen in your first meeting with a financial advisor? In this episode, Mike DiSalvo pulls back the curtain on the initial consultation process, from the questions advisors ask to the conversations that matter most. He explains how these meetings are less about paperwork and more…

Is Your Retirement Too Dependent on Social Security?

What happens to your retirement if Social Security isn’t what you expected it to be? In this episode, Mike DiSalvo breaks down the growing concerns around the Social Security trust fund and what potential changes could mean for future retirees. The conversation explores how to plan amid uncertainty…

Before You Answer That Call: Protecting Yourself from Fraud

Fraud doesn’t always look obvious—and even smart, cautious people can get caught off guard. In this episode of the Retirement Salsa Podcast, host and CFP® Mike DeSalvo tackles the growing problem of fraud and identity theft affecting retirees and pre‑retirees. He discusses how scams have evolved wi…

The Fine Print on Your Retirement Money

Did you know Oscar winners don’t fully “own” their trophies—and your retirement money may come with similar fine print? In this episode of the Retirement Salsa Podcast, host and CFP® Mike DeSalvo unpacks the rules quietly attached to common retirement assets. Using pop‑culture and real‑world exampl…

Raising Financially Confident Kids in a Cashless World

If your kids think money comes from a swipe, a tap, or a magic card, you’re not alone. In this episode of the Retirement Salsa Podcast, Mike DiSalvo tackles the often-missing conversation of financial education at home. He discusses why money habits are formed early, how technology has changed kids…

Is Your Retirement Really Double Stuffed?

What if your “double‑stuffed” retirement turns out to be a little less full than you expected? Using the surprisingly imperfect Oreo as a metaphor, Mike DiSalvo explores the gap between retirement expectations and real‑world outcomes. This episode dives into where surprises often show up—Social Sec…

The Four-Letter Word of Retirement Planning

Annuities might be one of the most misunderstood words in retirement planning. In this episode of the Retirement Salsa Podcast, Mike DiSalvo breaks down why annuities spark such strong reactions—and what they actually are beneath the stigma. The conversation explores the different types of annuitie…