What Are You Retiring To, Not Just From?

You may know what you’re retiring from, but do you know what you’re retiring to? In this episode of Retirement Salsa, Mike DiSalvo welcomes Amy Marzluff, of Breakthrough Coaching Center, to explore retirement as an identity transition, not just a financial one. They discuss the PIVOT framework, fin…

Why Are So Many Gen Xers Approaching Retirement Without an Income Plan?

Gen X learned how to figure everything out on their own, but when it comes to retirement income, is self-reliance creating more uncertainty than confidence? In this episode of Retirement Salsa, Mike DiSalvo explores the unique retirement challenges facing the "figure-it-out" generation. From the sh…

Can AI Really Understand Your Retirement Goals?

AI can answer a retirement question in seconds, but can it understand your fears, priorities, and the life you're trying to build? In this episode of Retirement Salsa, Mike DiSalvo explores the growing role of artificial intelligence in financial planning and where its limitations become clear. Usi…

Is Your Portfolio as Cluttered as Your Email Inbox?

Could your retirement portfolio be hiding as much clutter as an inbox with 1,000 unread emails? In this episode of Retirement Salsa, Mike DiSalvo explores how portfolio "clutter" can build up over time through old 401(k)s, overlapping investments, forgotten holdings, and inefficient asset allocatio…

When Retirement Hits a Pothole, Do You Panic or Pivot?

When retirement throws you a curveball, do you panic or do you pivot? In this episode of The Retirement Salsa, Mike DiSalvo explores the role resilience plays in navigating life's inevitable setbacks, from market volatility and unsettling headlines to unexpected personal challenges. Mike discusses …

Are You Financially Prepared to Age on Your Own?

What happens when retirement becomes a solo journey and you're the only one making the decisions? In this episode, Mike DiSalvo explores the financial and personal realities of solo aging, particularly for women who are more likely to face retirement alone through widowhood, divorce, or choice. Mik…

Before You Trust an Advisor, Ask THIS

What should really happen in your first meeting with a financial advisor? In this episode, Mike DiSalvo pulls back the curtain on the initial consultation process, from the questions advisors ask to the conversations that matter most. He explains how these meetings are less about paperwork and more…

Is Your Retirement Too Dependent on Social Security?

What happens to your retirement if Social Security isn’t what you expected it to be? In this episode, Mike DiSalvo breaks down the growing concerns around the Social Security trust fund and what potential changes could mean for future retirees. The conversation explores how to plan amid uncertainty…

Before You Answer That Call: Protecting Yourself from Fraud

Fraud doesn’t always look obvious—and even smart, cautious people can get caught off guard. In this episode of the Retirement Salsa Podcast, host and CFP® Mike DeSalvo tackles the growing problem of fraud and identity theft affecting retirees and pre‑retirees. He discusses how scams have evolved wi…

The Fine Print on Your Retirement Money

Did you know Oscar winners don’t fully “own” their trophies—and your retirement money may come with similar fine print? In this episode of the Retirement Salsa Podcast, host and CFP® Mike DeSalvo unpacks the rules quietly attached to common retirement assets. Using pop‑culture and real‑world exampl…