Did you know Oscar winners don’t fully “own” their trophies—and your retirement money may come with similar fine print?
In this episode of the Retirement Salsa Podcast, host and CFP® Mike DeSalvo unpacks the rules quietly attached to common retirement assets. Using pop‑culture and real‑world examples, he explores required minimum distributions, the tax reality behind 401(k)s, Social Security timing mistakes, and why retirement decisions shouldn’t be made in a vacuum. The conversation also tackles accountability, spending discipline, and how small missteps—especially in down markets—can have lasting effects over time.

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