If your kids think money comes from a swipe, a tap, or a magic card, you’re not alone. In this episode of the Retirement Salsa Podcast, Mike DiSalvo tackles the often-missing conversation of financial education at home. He discusses why money habits are formed early, how technology has changed kids’ understanding of value, and the everyday moments parents can use to teach earning, spending, saving, and prioritization. From allowances and delayed gratification to sharing financial wins and failures, the conversation focuses on modeling healthy money behaviors and helping kids understand choices, trade-offs, and long-term thinking in age-appropriate ways.

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