Could your retirement portfolio be hiding as much clutter as an inbox with 1,000 unread emails? In this episode of Retirement Salsa, Mike DiSalvo explores how portfolio "clutter" can build up over time through old 401(k)s, overlapping investments, forgotten holdings, and inefficient asset allocation. Mike discusses the benefits of simplifying your portfolio, avoiding unnecessary duplication, understanding true diversification, and making tax-conscious adjustments as retirement approaches. He also examines why more investments don't always mean better results and how regular reviews can help keep your financial strategy aligned with your goals. Sometimes, the smartest move is knowing what to keep and what to clear out.

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