What if the biggest retirement risk isn’t running out of money, but never fully using it? Eric Hutter explores the balance between creating lasting memories and maintaining financial confidence in retirement. The conversation covers guaranteed income strategies, long-term care planning, the emotional realities families face as health needs change, and the future of Social Security. Eric also discusses how retirement planning can help address market uncertainty, healthcare costs, and legacy goals, while highlighting opportunities available to pre-retirees who want to better understand their options and prepare for the years ahead.

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