What if the biggest risk in retirement isn’t the market, but the plan itself?
In this episode, Todd Kim, CEO of Galileo Wealth, breaks down how today’s retirement planning has shifted from chasing growth to prioritizing consistency and predictability. Todd explains why many retirees are rethinking traditional withdrawal rules, how income strategies designed to be more reliable can play a role in retirement, and where common assumptions can fall short once paychecks stop. The conversation also explores the importance of stress-testing a retirement plan against real-world scenarios like market swings, inflation, healthcare costs, and life changes. You’ll hear why retirement planning is about more than saving; it’s about aligning income, investments, and guidance in a way that supports long-term decision-making. This episode offers perspective for anyone approaching retirement or already navigating it.

For more information and to schedule a complimentary consultation with Todd Kim, visit ntoddkim.com