As retirement approaches, the picture often looks clear, until it suddenly doesn’t. In this episode the conversation explores how tax strategy, saving myths, and timing blind spots can quietly shape retirement outcomes. Todd Kim discusses why income flexibility may matter more than hitting a magic number, how rising tax pressure fits into long-term planning, and why procrastination around estate documents can create real consequences. The episode also unpacks common misunderstandings about Social Security claiming, retirement readiness, and the emotional side of preparing for life after work. The focus stays on understanding choices, tradeoffs, and how planning today can bring clarity to what’s ahead.

For more information and to schedule a complimentary consultation with Todd Kim, visit https://galileowealth.com.