

The Retirement Mistakes That Can Cost More Than You Expect
What do PlayStation game discs, airport carts, and estate plans have in common? They all reveal how quickly the rules can change and why preparation matters. Todd Kim explores how retirees can adapt to evolving financial strategies, avoid costly mistakes like missed RMDs and tax bracket creep, and…

Are You Investing in IPOs Without Knowing It?
What if your retirement portfolio is buying into high-profile IPOs before you even realize it? This episode explores how recent index rule changes could affect passive investors, why diversification may not be as broad as it seems, and how retirees can evaluate risk beyond headline market stories. …

The Social Security Mistake That Could Cost More Than You Think
One Social Security decision could quietly affect your retirement income for years. This episode explores common mistakes with spousal Social Security benefits, why claiming strategies matter, and how retirement planning extends beyond a monthly check. Todd Kim discusses adapting to changes in tec…

The Retirement Mistakes You May Be Delaying Right Now
What if the biggest retirement risk isn’t the market, but the decisions you keep putting off? In this episode, Todd Kim shares practical midyear retirement checkup strategies, from identifying overconcentrated assets and improving cash efficiency to managing spending and preparing for a longer ret…

Could AI Decide When You Retire?
Could AI determine when you retire? This episode explores how artificial intelligence is reshaping the workforce and why workers in their 50s and 60s may have more advantages than they realize. Todd Kim explains how AI could impact retirement timelines, the skills that may help people stay releva…

Is Your 401(k) Buying Risk You Never Chose?
Could your retirement portfolio be buying into headline-making IPOs without you even knowing it? This episode explores how recent index rule changes may affect passive investors, why diversification isn’t always what it seems, and how hidden risks can show up inside retirement accounts. Todd Kim a…

Is Today’s Market Hype Repeating 1929?
What if today’s market excitement is just another version of 1929’s hype? This episode breaks down how market bubbles, from the dot-com era to today’s AI surge, echo past cycles, and what that means for investors. The conversation covers overvaluation risks, why only a few companies rise to the t…

The Risks You’re Not Questioning in Retirement
What if the biggest risk to your retirement isn’t the market, but the decisions you don’t question? This episode explores how financial choices shape long-term outcomes, from trendy new investment accounts for kids to the hidden incentives behind Medicare advice. Todd Kim breaks down why securing …

Why Money Isn’t Enough to Feel Secure in Retirement
Why do some retirees with millions still lie awake worried about running out of money? This episode explores the powerful role of financial psychology in retirement, from fear and anxiety to the comfort of having a clear plan. Todd Kim explains how building guardrails around your income, reducing…

The Retirement Myth That Could Cost You Flexibility
What if your retirement plan isn’t about hitting a magic number, but understanding how your money actually works? This episode explores why splitting between Roth and tax, deferred accounts can create flexibility, how tax strategies shape income in retirement, and why a personalized “tax map” matt…